Welcome to our dedicated page for Jeffersonvi Ord news (Ticker: JFBC), a resource for investors and traders seeking the latest updates and insights on Jeffersonvi Ord stock.
Jeffersonville Bancorp (JFBC) is a one-bank holding company for Jeff Bank, a commercial bank with ten full-service branches in Sullivan and Orange County, New York. The JFBC news feed on this page aggregates the company’s public announcements, giving investors and observers direct access to its latest disclosures and management commentary.
Most news items center on quarterly and full-year earnings results, where Jeffersonville Bancorp details net income, earnings per share, and the factors influencing performance. These releases discuss changes in loan interest and fees, interest expense, securities and other interest income, non-interest income, and non-interest expense, along with provisions for credit losses and income tax expense. Management often explains how loan growth, core funding costs, and the interest rate environment have affected results.
The company also issues frequent announcements about cash dividends and special cash dividends on its common stock. These news releases specify dividend amounts, record dates, and payment dates, and link dividend decisions to higher loan interest income, solid credit quality, low core funding costs, and what the company describes as strong capital and profitability metrics.
In addition to financial updates, Jeffersonville Bancorp occasionally reports corporate governance and personnel developments, such as director resignations and retirements of long-serving executives at Jeff Bank. These items provide insight into leadership changes and the bank’s long history of community involvement.
By following this news page, readers can review Jeffersonville Bancorp’s official statements on earnings, dividends, funding structure, capital ratios, and strategic themes as they are released, using the company’s own words to understand its commercial banking operations and community banking footprint.
Jeffersonville Bancorp (OTCQB: JFBC) reported 2025 net income of $12,553,000 or $2.96 per share, up 10.8% from 2024. Fourth-quarter net income was $3,252,000 or $0.77 per share. The board declared a cash dividend of $0.15 per share payable March 6, 2026.
Full-year gains were driven by higher loan interest and fees and lower interest expense, partially offset by lower securities income, higher taxes and higher non-interest expenses. ROA was 1.90% and leverage capital ratio 14.68%, both above peer averages.
Jeffersonville Bancorp (OTCQB: JFBC) declared a special cash dividend of $0.25 per share at its January 13, 2026 board meeting. The dividend is payable on February 6, 2026 to shareholders of record at the close of business on January 29, 2026. Management cited a three‑year trend of higher net income driven by higher loan interest income, solid credit quality, and low core funding costs, and reported a leverage capital ratio over 14%. The company operates Jeff Bank with ten full‑service branches across Sullivan and Orange counties in New York and provided a contact number for investor inquiries.
Jeffersonville Bancorp (OTCQB: JFBC) reported Q3 2025 net income $3,293,000 or $0.78 per share, versus $3,092,000 or $0.73 per share in Q3 2024. Year-to-date net income through Sept. 30, 2025 was $9,301,000 or $2.20 per share, up from $8,676,000 or $2.05 in 2024.
The company cited a $1,764,000 year-to-date reduction in interest expense and higher loan interest and fees as primary drivers, partially offset by declines in securities and other interest income and modest increases in expenses and taxes.
The board declared a $0.15 per share cash dividend payable Dec. 5, 2025 to holders of record Nov. 25, 2025.
Jeffersonville Bancorp (OTCQB:JFBC) has declared a special cash dividend of $0.25 per share, payable on October 3, 2025, to stockholders of record as of September 25, 2025.
CEO George W. Kinne, Jr. highlighted the company's exceptional performance in 2025, citing higher loan interest income and low core funding costs. The bank's profitability continues to outperform its peer group, contributing to strong capital growth. Jeff Bank operates ten full-service branches across Sullivan and Orange County, New York.
Jeffersonville Bancorp (OTCQB:JFBC) reported strong Q2 2025 earnings with net income of $3.29 million or $0.78 per share, up from $3.03 million or $0.72 per share in Q2 2024. The company's performance was driven by decreased interest expenses, increased loan interest, and reduced non-interest expenses.
Year-to-date net income reached $6.01 million ($1.42 per share), compared to $5.58 million ($1.32 per share) in the same period of 2024. The Board declared a quarterly dividend of $0.15 per share, payable on September 4, 2025.
The bank's success is attributed to its stable deposit base and strategic positioning in the current rate environment, leveraging its 112-year history of community involvement across its ten branches in Sullivan and Orange County, New York.
Jeffersonville Bancorp (OTCQB:JFBC) reported strong Q1 2025 results with net income of $2.718 million ($0.64 per share), up from $2.553 million ($0.60 per share) in Q1 2024. The $165,000 increase was driven by reduced interest expense (-$621,000), higher loan interest and fees (+$328,000), and increased non-interest income (+$102,000). These gains were partially offset by decreased other interest income (-$666,000) and modest increases in tax expense, salaries, and other expenses.
The company has eliminated all wholesale funding by end-2024, further reducing interest expenses. Additionally, JFBC declared a quarterly dividend of $0.15 per share, payable on June 5, 2025, to shareholders of record as of May 27, 2025.
Jeffersonville Bancorp (OTCQB: JFBC) announced the retirement of Rhonda L. Decker, Senior Vice President/Retail Banking Administrator and Security Officer of Jeff Bank, effective March 17, 2025. Decker's retirement marks the end of a 41-year career with the institution, where she started as a teller in 1983 before being appointed to her current role in 2008.
President and CEO George W. Kinne, Jr. acknowledged Decker's contributions to the bank's growth and her commitment to community service. Jeff Bank, a wholly-owned subsidiary of Jeffersonville Bancorp, operates ten full-service branches across Sullivan and Orange County, New York.
Jeffersonville Bancorp (OTCQB: JFBC) reported record annual earnings of $11.33 million ($2.68 per share) for 2024, up from $11.18 million ($2.64 per share) in 2023. The increase was driven by higher loan interest and fees (+$1.68 million) and unrealized security gains (+$184,000), partially offset by decreased securities interest (-$591,000), higher interest expenses (+$575,000), and increased non-interest expenses (+$903,000).
Fourth quarter earnings reached $2.65 million ($0.63 per share), compared to $2.35 million ($0.56 per share) in Q4 2023. The company achieved the third-highest ROA among publicly traded banks in New York State and maintained a strong leverage capital ratio of 13.87%. The Board declared a quarterly dividend of $0.15 per share, payable March 5, 2025.
Jeffersonville Bancorp (OTCQB: JFBC) has declared a special cash dividend of $0.25 per share on January 14, 2025. The dividend will be paid on February 5, 2025, to stockholders of record as of January 29, 2025.
The company attributes its exceptional 2024 performance to higher loan interest income, solid credit quality, and low core funding costs. According to CEO George W. Kinne, Jr., these peer-leading results have enabled significant capital accumulation, allowing the board to reward loyal shareholders with this special dividend.
Jeffersonville Bancorp operates as a one-bank holding company owning Jeff Bank, which maintains ten full-service branches across Sullivan and Orange County, New York.
Jeffersonville Bancorp reported Q3 2024 net income of $3,092,000 ($0.73 per share), up from $2,972,000 ($0.70 per share) in Q3 2023. The increase was mainly due to higher loan interest and fees of $397,000, partially offset by increased salaries and benefits. Year-to-date net income was $8,676,000 ($2.05 per share), slightly down from $8,828,000 ($2.08 per share) in 2023. The company declared a quarterly dividend of $0.15 per share, payable December 6, 2024. Management highlighted maintained favorable net interest margins and plans to reduce high-rate wholesale funding following Federal Reserve rate cuts.