Jeffersonville Bancorp Announces Second Quarter Earnings of $3,290,000 or $0.78 per share; Declares Dividend of $0.15
Jeffersonville Bancorp (OTCQB:JFBC) reported strong Q2 2025 earnings with net income of $3.29 million or $0.78 per share, up from $3.03 million or $0.72 per share in Q2 2024. The company's performance was driven by decreased interest expenses, increased loan interest, and reduced non-interest expenses.
Year-to-date net income reached $6.01 million ($1.42 per share), compared to $5.58 million ($1.32 per share) in the same period of 2024. The Board declared a quarterly dividend of $0.15 per share, payable on September 4, 2025.
The bank's success is attributed to its stable deposit base and strategic positioning in the current rate environment, leveraging its 112-year history of community involvement across its ten branches in Sullivan and Orange County, New York.
Jeffersonville Bancorp (OTCQB:JFBC) ha registrato solidi risultati del 2º trimestre 2025 con un utile netto di $3,29 milioni pari a $0,78 per azione, rispetto a $3,03 milioni o $0,72 per azione nel 2º trimestre 2024. La performance è stata trainata dalla riduzione degli oneri finanziari, dall'aumento degli interessi attivi sui prestiti e dalla diminuzione delle spese non derivanti da interessi.
L'utile netto da inizio anno è salito a $6,01 milioni ($1,42 per azione), rispetto a $5,58 milioni ($1,32 per azione) nello stesso periodo del 2024. Il Consiglio ha dichiarato un dividendo trimestrale di $0,15 per azione, pagabile il 4 settembre 2025.
Il successo della banca è attribuito alla sua base di depositi stabile e al posizionamento strategico nell'attuale contesto dei tassi, supportato da 112 anni di impegno nella comunità attraverso le sue dieci filiali nelle contee di Sullivan e Orange, New York.
Jeffersonville Bancorp (OTCQB:JFBC) informó sólidos resultados del 2T 2025 con un ingreso neto de $3.29 millones o $0.78 por acción, frente a $3.03 millones o $0.72 por acción en el 2T 2024. El desempeño de la compañía se debió a la reducción de gastos por intereses, el aumento de los intereses por préstamos y la disminución de los gastos no relacionados con intereses.
El ingreso neto acumulado en el año alcanzó $6.01 millones ($1.42 por acción), comparado con $5.58 millones ($1.32 por acción) en el mismo periodo de 2024. La Junta declaró un dividendo trimestral de $0.15 por acción, pagadero el 4 de septiembre de 2025.
El éxito del banco se atribuye a su base de depósitos estable y a un posicionamiento estratégico en el actual entorno de tasas, respaldado por 112 años de compromiso comunitario a través de sus diez sucursales en los condados de Sullivan y Orange, Nueva York.
Jeffersonville Bancorp (OTCQB:JFBC)는 2025년 2분기 실적에서 순이익 $3.29 million (주당 $0.78)을 보고했습니다. 이는 2024년 2분기의 $3.03 million(주당 $0.72)보다 증가한 수치입니다. 실적은 이자비용 감소, 대출 이자수익 증가, 비이자비용 축소에 힘입은 것입니다.
연초 누적 순이익은 $6.01 million (주당 $1.42)으로 같은 기간 2024년의 $5.58 million(주당 $1.32)에서 늘어났습니다. 이사회는 주당 $0.15의 분기 배당을 의결했으며, 지급일은 2025년 9월 4일입니다.
은행의 성과는 안정적인 예금 기반과 현 금리 환경에서의 전략적 포지셔닝에 기인하며, 뉴욕주 설리번 및 오렌지 카운티에 걸친 10개 지점을 통한 112년의 지역사회 기여 역사를 기반으로 하고 있습니다.
Jeffersonville Bancorp (OTCQB:JFBC) a publié de solides résultats du 2e trimestre 2025 avec un bénéfice net de 3,29 millions $ soit 0,78 $ par action, contre 3,03 millions $ ou 0,72 $ par action au 2e trimestre 2024. La performance de la société a été portée par la baisse des charges d'intérêts, l'augmentation des intérêts sur prêts et la réduction des charges hors intérêts.
Le bénéfice net cumulé depuis le début de l'année atteint 6,01 millions $ (1,42 $ par action), contre 5,58 millions $ (1,32 $ par action) sur la même période en 2024. Le conseil d'administration a déclaré un dividende trimestriel de 0,15 $ par action, payable le 4 septembre 2025.
Le succès de la banque est attribué à sa base de dépôts stable et à son positionnement stratégique dans le contexte actuel des taux, tirant parti de 112 ans d'engagement communautaire à travers ses dix agences dans les comtés de Sullivan et d'Orange, New York.
Jeffersonville Bancorp (OTCQB:JFBC) meldete solide Q2 2025-Ergebnisse mit einem Nettogewinn von $3,29 Millionen bzw. $0,78 je Aktie, gegenüber $3,03 Millionen bzw. $0,72 je Aktie im Q2 2024. Die Entwicklung wurde durch geringere Zinsaufwendungen, höhere Zinserträge aus Krediten und reduzierte nicht-zinsbedingte Aufwendungen getragen.
Der Gewinn seit Jahresbeginn belief sich auf $6,01 Millionen ($1,42 je Aktie) gegenüber $5,58 Millionen ($1,32 je Aktie) im gleichen Zeitraum 2024. Der Vorstand hat eine Quartalsdividende von $0,15 je Aktie beschlossen, zahlbar am 4. September 2025.
Der Erfolg der Bank wird auf ihre stabile Einlagenbasis und die strategische Positionierung im aktuellen Zinsumfeld zurückgeführt, gestützt auf 112 Jahre Engagement in der Gemeinschaft über ihre zehn Filialen in den Countys Sullivan und Orange, New York.
- Q2 net income increased 8.5% year-over-year to $3.29 million
- Interest expense decreased by $589,000 in Q2
- Loan interest and fees increased by $533,000
- Non-interest expense decreased by $172,000
- Strong loan growth reported in current rate environment
- Securities and other interest income decreased by $525,000
- Non-interest income decreased by $432,000
- Provision for credit losses increased by $26,000
JEFFERSONVILLE, N.Y., Aug. 12, 2025 (GLOBE NEWSWIRE) -- Jeffersonville Bancorp, Inc. (OTCQB - JFBC) announced today second quarter net income of
Year to date net income as of June 30, 2025 was
“The Company continues to benefit from the current rate environment with strong loan growth and higher rates on securities,” said George W. Kinne, Jr., President and CEO. “Our stable deposit base continues to be a major contributor to our success and is a reflection of the Company’s 112 year history of community involvement and providing excellent service to our customers through the most convenient locations in our market area.”
A cash dividend in the amount of fifteen cents (
Jeffersonville Bancorp is a one-bank holding company, which owns all the capital stock of Jeff Bank. Jeff Bank maintains ten full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Monticello, Port Jervis, White Lake, and Wurtsboro.
For More Information, call: 845-482-4000
Contact: George W. Kinne, Jr., President – CEO
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