Linkhome Holdings Inc. Signs MOU to Acquire Mortgage One Group, Accelerating Nationwide Expansion of AI Real Estate & Fintech Platform

Linkhome (NASDAQ: LHAI) signed a non-binding MOU to acquire 100% of Mortgage One Group, a direct mortgage lender, on April 28, 2026.

Rhea-AI Summary

Linkhome (NASDAQ: LHAI) signed a non-binding MOU to acquire 100% of Mortgage One Group, a direct mortgage lender, on April 28, 2026.

Mortgage One Group operates ~30 loan officers, holds lending licenses across 18 states (with 9 active), and maintains 8 branch offices. The proposed deal aims to integrate Mortgage One Group’s mortgage infrastructure with Linkhome’s AI platform to scale an AI-powered mortgage and Cash Offer fintech ecosystem and pursue expansion toward all 50 states. The MOU is subject to definitive agreements, due diligence, regulatory approvals, and customary conditions; completion is not assured.

Positive

• Acquires a full-service mortgage platform with ~30 loan officers
• Adds lending licenses in 18 states (9 currently active)
• Incorporates 8 branch offices to support regional operations
• Supports expansion of Linkhome’s AI mortgage and Cash Offer platform

Negative

• MOU is non-binding and completion is uncertain
• Transaction requires due diligence and regulatory approvals
• Only 9 of 18 lending licenses are currently active

Argus Apr 28 session

-0.92% close to close Open Argus

Details

News Market Reaction – LHAI

In the Apr 28 session, LHAI declined 0.92%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement outlines an MOU to acquire Mortgage One Group, adding licensed operations in 18 st...

Analysis

This announcement outlines an MOU to acquire Mortgage One Group, adding licensed operations in 18 states and 8 branches to support LHAI’s AI-driven mortgage and Cash Offer strategy. It builds on prior launches of AI mortgage services and an AI Agent in early 2026. The MOU remains non-binding, with completion dependent on definitive agreements, due diligence, and regulatory approvals, so investors may watch for closing terms, integration updates, and subsequent financial disclosures.

Key Figures

Loan officers: approximately 30 Licensed states: 18 U.S. states (9 active) Branch offices: 8 branch offices +5 more

Loan officers

approximately 30

Mortgage One Group team size in MOU announcement

Licensed states

18 U.S. states (9 active)

Mortgage One Group lending footprint

Branch offices

8 branch offices

Mortgage One Group physical presence

Brokerage transaction value

$180,000,000

Aggregate gross brokerage transaction value since 2021 (10-K)

Active MLS listings

1,000,000+

Active residential listings aggregated as of Dec 31, 2025 (10-K)

Q3 2025 revenue

$5,407,677

Quarter ended Q3 2025 (10-Q, Nov 13, 2025)

YTD 2025 revenue

$15,916,659

Year-to-date 2025 revenue (10-Q, Nov 13, 2025)

Shares outstanding

16,230,000

Common shares outstanding as of Mar 26, 2026 (10-K)

Historical Context

5 past events · Latest: Mar 04

5 events

1. Mar 04

   Fintech program launch

   24h Move

   -0.8%

   Introduced “Buy Before Sell” program using AI underwriting and fintech capital.

2. Feb 16

   AI agent launch

   24h Move

   +7.5%

   Launched Linkhome AI Agent to streamline search and mortgage workflows.

3. Jan 29

   AI mortgage rollout

   24h Move

   +11.8%

   Rolled out AI-powered mortgage services via Linkhome Mortgage in California.

4. Jan 21

   Lock-up extension

   24h Move

   -7.7%

   Extended lock-up on about 8.07M shares through July 24, 2026.

5. Jan 05

   Robotics initiative

   24h Move

   -10.2%

   Unveiled humanoid and quadruped home robots under development for smart living.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

memorandum of understanding, ai-powered, fintech, regulatory approvals

4 terms

memorandum of understanding regulatory

"announced that it has signed a Memorandum of Understanding (“MOU”) to acquire 100%"

A memorandum of understanding (MOU) is a formal agreement between two or more parties that outlines their shared intentions and plans to work together. It acts like a handshake in writing, clarifying each side’s roles and expectations before any official contract is signed. For investors, an MOU signals that parties are serious about collaboration, which can influence future business opportunities and potential growth.

ai-powered technical

"supporting the expansion of its AI-powered mortgage solutions and fintech-driven Cash"

"AI-powered" describes technology that uses artificial intelligence to perform tasks, make decisions, or analyze information automatically. It’s similar to having a highly skilled assistant that can learn from data, recognize patterns, and improve over time, helping to make processes faster and more accurate. For investors, this means better insights and more efficient operations, potentially leading to smarter investment choices.

fintech financial

"AI-driven real estate and fintech platform, today announced that it has signed"

FinTech, short for financial technology, refers to new tools and software that make managing money easier and more convenient, like mobile payment apps or online banking. It matters because it helps people and businesses access financial services faster, often at lower costs, changing how we handle money in everyday life.

View in glossary

regulatory approvals regulatory

"subject to the execution of definitive agreements, completion of due diligence, regulatory approvals,"

Regulatory approvals are official permissions from government agencies that a company needs before launching a new product, service, or business activity. They matter because without this approval, the company might not be allowed to operate legally or sell its products, similar to how a driver needs a license to legally drive a car.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Irvine, California, April 28, 2026 (GLOBE NEWSWIRE) -- Linkhome Holdings Inc. (NASDAQ: LHAI) (“Linkhome” or the “Company”), an AI-driven real estate and fintech platform, today announced that it has signed a Memorandum of Understanding (“MOU”) to acquire 100% of Mortgage One Group, a full-service direct mortgage lender.

Mortgage One Group operates with a team of approximately 30 loan officers, holds lending licenses across 18 U.S. states,with 9 currently active. and maintains 8 branch offices. As a full-service mortgage lending company, it provides a comprehensive range of loan products, including home purchase, refinancing, and construction lending, supported by a broad network of lending sources and experienced mortgage professionals.

The proposed acquisition is expected to provide Linkhome with a strong mortgage infrastructure, supporting the expansion of its AI-powered mortgage solutions and fintech-driven Cash Offer program across the United States.

By integrating Mortgage One Group’s lending platform with Linkhome’s proprietary AI technology, the Company aims to build a scalable, nationwide home financing ecosystem, with a long-term vision of expanding its services to all 50 states.

“This initiative represents a key step in our strategy to build a fully integrated AI-powered home and loan platform,” said management. “With a solid mortgage foundation and our AI capabilities, we believe we are well-positioned to transform the home financing experience and accelerate nationwide growth.”

If completed, the transaction is expected to enhance Linkhome’s ability to deliver seamless, end-to-end solutions covering home search, financing, and transaction execution.

Important Notice Regarding the Proposed Transaction

The MOU is non-binding and subject to the execution of definitive agreements, completion of due diligence, regulatory approvals, and other customary conditions. There can be no assurance that the proposed transaction will be completed.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements regarding the proposed acquisition, the expected benefits of the transaction, the Company’s growth strategy, expansion plans, and future financial and operating performance.

Forward-looking statements are subject to a number of risks, uncertainties, and assumptions, including, but not limited to, the ability of the parties to negotiate and execute definitive agreements, complete due diligence, obtain required regulatory approvals, and satisfy other closing conditions. Actual results may differ materially from those expressed or implied in these forward-looking statements.

The Company undertakes no obligation to update any forward-looking statements, except as required by applicable law.

About Linkhome Holdings Inc.

Linkhome Holdings Inc. (NASDAQ: LHAI) is an AI-driven real estate and fintech platform focused on transforming the home buying and financing experience through technology innovation. The company is committed to leveraging artificial intelligence to reshape the real estate and mortgage industries, and to introducing fintech solutions such as its Cash Offer program to improve efficiency and help more Americans achieve homeownership faster and more easily.

Investor Relations & Media Contact

Linkhome Holdings Inc.
Tel: 800-680-9158
Email: Ir@linkhome.com 

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Linkhome (LHAI) announce on April 28, 2026 about Mortgage One Group?

Linkhome announced a signed non-binding MOU to acquire 100% of Mortgage One Group. According to the company, the MOU intends to add mortgage infrastructure, ~30 loan officers, licenses in 18 states, and 8 branch offices to support AI-driven expansion.

How many states does Mortgage One Group hold lending licenses in for the LHAI deal?

Mortgage One Group holds lending licenses across 18 states, with 9 currently active. According to the company, those licenses and mortgage staff will help scale Linkhome’s AI-powered mortgage and Cash Offer solutions nationwide.

Is the Mortgage One Group acquisition by LHAI completed and binding?

No, the agreement is a non-binding MOU and is not completed. According to the company, definitive agreements, due diligence, and regulatory approvals are required before closing, so the transaction is not assured.

What operational assets does Linkhome gain if the LHAI acquisition closes?

If completed, Linkhome would gain ~30 loan officers, 8 branch offices, and a network of lending sources. According to the company, these assets are intended to integrate with its AI platform to expand home financing services.

How will the proposed acquisition affect Linkhome’s nationwide expansion plans (LHAI)?

The acquisition is intended to accelerate nationwide expansion of Linkhome’s AI real estate and fintech platform. According to the company, integration aims to build a scalable financing ecosystem with a long-term vision toward all 50 states.

What are the main conditions that could prevent the LHAI–Mortgage One Group deal from closing?

The deal depends on execution of definitive agreements, satisfactory due diligence, and regulatory approvals. According to the company, failure to meet these customary conditions would prevent the proposed transaction from completing.