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Linkhome Launches AI-Powered Mortgage Services on Its Platform

Linkhome Holdings (Nasdaq: LHAI) announced on January 29, 2026 the launch of AI-powered mortgage services integrated into its real estate platform via its wholly owned subsidiary, Linkhome Mortgage.

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Rhea-AI Summary

Linkhome Holdings (Nasdaq: LHAI) announced on January 29, 2026 the launch of AI-powered mortgage services integrated into its real estate platform via its wholly owned subsidiary, Linkhome Mortgage. The licensed mortgage unit is authorized to operate in California and is registered with NMLS.

The service enables online mortgage applications, AI-guided document preparation, and workflow automation to link property discovery with financing, aiming to streamline the homebuying process while maintaining regulatory compliance.

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Positive

  • Integrated licensed mortgage subsidiary (Linkhome Mortgage) into platform
  • AI tools enable online applications and document-prep to streamline workflows
  • Platform now offers end-to-end property discovery to financing path

Negative

  • Initial authorization limited to California, constraining immediate national reach
Argus Jan 29 session
+11.81% close to close Open Argus
Details

News Market Reaction – LHAI

On Jan 29, the day this news came out, LHAI closed 11.81% above the previous close.

Data tracked by StockTitan Argus for the Jan 29 session.

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Key Terms

Nationwide Multistate Licensing System (NMLS)
1 terms
Nationwide Multistate Licensing System (NMLS) regulatory
"Linkhome Mortgage Inc. is a licensed U.S. mortgage company registered with the Nationwide Multistate Licensing System (NMLS)."
A nationwide multistate licensing system (NMLS) is a centralized online registry and application platform used by state regulators to license, track and oversee mortgage lenders, loan officers and other consumer finance firms across U.S. states. For investors it signals whether a financial firm is authorized to operate, helps reveal regulatory or compliance problems, and can affect a company’s ability to grow or incur enforcement costs—think of it as a driver’s license database for consumer lenders.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Irvine, California, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Linkhome Holdings Inc. (Nasdaq: LHAI) today announced the official launch of AI-powered mortgage services on its real estate platform. The new service allows users to access mortgage-related services directly through the Linkhome platform, further enhancing the Company’s end-to-end, technology-driven homebuying experience.

The AI-powered mortgage services are provided through Linkhome Mortgage Inc., a wholly owned subsidiary acquired by Linkhome Holdings Inc. Linkhome Mortgage Inc. is a licensed U.S. mortgage company registered with the Nationwide Multistate Licensing System (NMLS). The company has initially been authorized to conduct mortgage-related business in the State of California and operates in full compliance with applicable state and federal regulatory requirements.

With the introduction of AI-assisted mortgage functionality, users on the Linkhome platform can now submit mortgage applications online and receive intelligent guidance throughout key stages of the loan process. These AI-powered tools are designed to streamline application workflows, assist with document preparation, and improve overall processing efficiency while maintaining regulatory compliance and transparency.

By integrating licensed mortgage services directly into its platform, Linkhome aims to reduce friction between property discovery and financing, offering users a more connected and efficient homebuying journey. The Company believes that the combination of artificial intelligence and regulated mortgage operations represents an important step toward modernizing the residential real estate and mortgage experience.

“Launching AI-powered mortgage services on our platform marks an important milestone in the development of our company,” said Bill Qin, Founder and Chief Executive Officer of Linkhome Holdings Inc. “By leveraging artificial intelligence, we are enhancing the real estate and mortgage experience and working toward building a one-stop platform for home transactions and financial services, making the homebuying process simpler and more accessible for American consumers.”

Linkhome Holdings Inc. plans to continue strengthening its AI-driven platform and expanding functionality across real estate and financial services, with the goal of delivering technology-enabled solutions that further simplify the homebuying process.

About Linkhome Holdings Inc.

Linkhome Holdings Inc. is a technology-driven real estate platform focused on integrating artificial intelligence with residential real estate and financial technology services. Through its platform, Linkhome provides AI-powered property search, intelligent homebuying tools, and mortgage-related solutions designed to improve efficiency, transparency, and accessibility throughout the homebuying process. By leveraging advanced data analytics and artificial intelligence, Linkhome aims to simplify key stages of property discovery, purchase, and financing, helping make homeownership more accessible.

Forward-Looking Statements

Certain statements in this press release constitute “forward-looking statements” within the meaning of the federal securities laws. These forward-looking statements involve known and unknown risks and uncertainties and are based on the Company’s current expectations and projections regarding future events that may affect its financial condition, results of operations, business strategy, and financial needs. Investors can identify forward-looking statements by words such as “believe,” “plan,” “expect,” “intend,” “should,” “seek,” “estimate,” “will,” “aim,” “target,” and “anticipate,” or similar expressions.

The Company undertakes no obligation to publicly update or revise any forward-looking statements to reflect subsequent events or circumstances, or changes in expectations, except as required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure investors that such expectations will prove to be correct. Actual results may differ materially from those anticipated. Investors are encouraged to review other factors that may affect the Company’s future results, as discussed in the Company’s filings with the U.S. Securities and Exchange Commission (SEC), available at www.sec.gov.

For further information, please contact:

Investor Relations
Linkhome Holdings Inc.
Email: ir@linkhome.com
Phone: +1-800-680-9158
Web: www.linkhome.com


FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Linkhome (LHAI) announce on January 29, 2026 about mortgage services?

Linkhome launched AI-powered mortgage services integrated on its platform. According to the company, the services are provided through its wholly owned subsidiary Linkhome Mortgage, a licensed NMLS-registered mortgage company initially authorized in California.

How do Linkhome's AI mortgage tools work for users on the Linkhome platform?

The AI tools guide users through mortgage applications and document preparation. According to the company, they streamline application workflows, provide intelligent guidance at key loan stages, and aim to improve processing efficiency.

Is Linkhome Mortgage licensed and where can it operate under current authorization?

Linkhome Mortgage is a licensed U.S. mortgage company registered with NMLS. According to the company, it has initial authorization to conduct mortgage business in the State of California.

Will Linkhome's mortgage launch affect the homebuying experience for LHAI users?

The launch aims to reduce friction between property search and financing for users. According to the company, integrating licensed mortgage services creates a more connected, technology-driven homebuying journey.

Does the Linkhome announcement include financial guidance or transaction values for the acquisition?

The announcement does not disclose transaction value or specific financial guidance. According to the company, Linkhome Mortgage is a wholly owned subsidiary but no deal values or earnings impacts were provided in the release.

What are Linkhome's near-term plans after launching AI-powered mortgage services?

Linkhome plans to strengthen its AI-driven platform and expand functionality across real estate and financial services. According to the company, the goal is continued development of technology-enabled solutions to simplify homebuying.

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