Welcome to our dedicated page for Live Oak Bancshares news (Ticker: LOB), a resource for investors and traders seeking the latest updates and insights on Live Oak Bancshares stock.
Live Oak Bancshares, Inc. reports news about its role as a financial holding company and parent of Live Oak Bank, a digitally focused, FDIC-insured bank serving customers across the United States without a branch-based model. Company updates commonly cover small-business lending, deposit growth, loan production, credit trends, quarterly earnings and management discussion of business outlook.
Recurring developments also include capital actions such as preferred stock activity and dividends, governance and risk-management appointments, community philanthropy by Live Oak Bank, and completed portfolio or investment actions. The bank’s business centers on lending and deposit services for small businesses, including industry-focused lending and loans supported by SBA and USDA programs.
Live Oak Bancshares (NYSE: LOB) reported second quarter 2026 net income attributable to common shareholders of $34.7 million, or $0.74 diluted EPS. Total revenue (net interest income plus noninterest income) was $156.1 million, up 7.3% from 1Q 2026 and 11.8% from 2Q 2025.
Net interest income rose to $125.3 million, increasing 5.0% sequentially and 14.8% year over year, with net interest margin expanding to 3.33%. Noninterest expense declined 0.9% versus 1Q 2026 and 0.8% versus 2Q 2025, driving a 19.0% sequential and 31.5% year-over-year increase in pre-provision net revenue. Provision for credit losses was $25.8 million, up $5.7 million from 1Q 2026 and $2.5 million from 2Q 2025. Loan and lease production reached $1.55 billion, while total loans and leases grew to $13.14 billion, deposits to $14.55 billion, and total assets to $16.04 billion as of June 30, 2026.
Live Oak Bancshares (NYSE: LOB) will report its second quarter 2026 financial results after U.S. markets close on Wednesday, July 22, 2026. A conference call to review results and business outlook is scheduled for Thursday, July 23, 2026 at 9:00 a.m. ET, with telephone and webcast access and a 12‑month replay.
Live Oak Bank (LOB) appointed Matthew S. Diffley as Chief Accounting Officer, overseeing financial reporting, accounting policy, general ledger operations and SOX compliance. Diffley brings 20+ years of finance and accounting leadership at public banking institutions, experience with asset growth from $5 billion to $21 billion, and is a Certified Public Accountant.
Live Oak Bank (NASDAQ:LOB) is providing $33 million in construction financing to Aligned Climate Capital for two Delaware community solar projects within Aligned Solar Partners 6.
The 11.8 MWdc Rifle Range Solar and Delaware Avenue Solar sites are expected to produce 18.2 million kWh annually, serving about 1,661 homes, avoiding ~11,100 metric tons of CO2 per year and delivering roughly $9 million in lifetime customer savings.
The projects qualify for federal Investment Tax Credits, including a 10% bonus for the Delaware Avenue site’s Energy Community location, and are expected to support about 141 construction and installation jobs.
Live Oak Bank (NASDAQ:LOB) highlighted the first-year impact of its five-year, $1 million grant to The Forward Fund, a pay-it-forward workforce training fund in North Carolina.
Year one results include $2.3 million in loans to 270+ individuals, eight training partnerships, and average post-program salaries above $45,000.
Live Oak Bancshares (NYSE: LOB) reported 1Q 2026 net income $27.9M or $0.60 diluted EPS. Key metrics: loan production $1.37B, total assets $15.30B (+12.5% YoY), deposits $13.84B (+11.6% YoY). Revenue was $145.5M, down 15.9% QoQ but up 18.4% YoY; provision expense was $20.1M. Management highlighted loan and deposit growth and continued focus on Live Oak Express and business checking.
Live Oak Bancshares (NYSE: LOB) will report first quarter 2026 financial results after U.S. markets close on Wednesday, April 22, 2026. A conference call to discuss results and outlook is scheduled for Thursday, April 23, 2026 at 9:00 a.m. ET.
The event is accessible by telephone and webcast (Conference ID: 98602). A slide presentation will be posted before the call and a replay will be available for 12 months on the company website.
Live Oak Bank (NYSE:LOB) highlighted a $300,000 grant awarded in 2024 to the Lower Cape Fear LifeCare Scholars program, which trains hospice and palliative care nurses in southeastern North Carolina.
The program (launched 2021) reports 9 graduates, a 78% retention rate, and more than 1,000 patient visits per nurse annually, supporting workforce stability and expanded patient access.
Live Oak Bancshares (NYSE: LOB) reported 2025 net income attributable to common shareholders of $102.8 million (diluted EPS $2.23) and 4Q25 net income of $44.1 million (diluted EPS $0.95). Total revenue rose 18.3% to $577.8 million in 2025, driven by strong loan production of $6.21 billion and deposit growth of $1.93 billion, lifting total assets to $15.13 billion (16.9% growth). The company recorded a $24.1 million pre-tax gain from the sale of Apiture and reported a $96.3 million provision for credit losses for 2025. A conference call is scheduled for January 22, 2026 at 9:00 a.m. ET.
Live Oak Bancshares (NYSE: LOB) will report fourth quarter 2025 financial results after U.S. markets close on Wednesday, January 21, 2026. The company will host a conference call to discuss results and outlook on Thursday, January 22, 2026 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and via webcast at investor.liveoakbank.com using Conference ID: 06698. A supplemental slide presentation will be posted before the event and a replay will be available for 12 months after the call. Webcast registration requires name and email; a multi-factor code is provided after registration.