Welcome to our dedicated page for Live Oak Bancshares news (Ticker: LOB), a resource for investors and traders seeking the latest updates and insights on Live Oak Bancshares stock.
Live Oak Bancshares, Inc. reports news about its role as a financial holding company and parent of Live Oak Bank, a digitally focused, FDIC-insured bank serving customers across the United States without a branch-based model. Company updates commonly cover small-business lending, deposit growth, loan production, credit trends, quarterly earnings and management discussion of business outlook.
Recurring developments also include capital actions such as preferred stock activity and dividends, governance and risk-management appointments, community philanthropy by Live Oak Bank, and completed portfolio or investment actions. The bank’s business centers on lending and deposit services for small businesses, including industry-focused lending and loans supported by SBA and USDA programs.
Live Oak Bancshares (NASDAQ:LOB) announced on December 1, 2025 that Ewa M. Stasiowska has been named Chief Risk Officer of the company and Live Oak Bank.
Stasiowska brings more than two decades of risk-management experience and joins from Webster Bank, where she led enterprise, model, and financial risk functions. The company said the change follows Live Oak surpassing the $10 billion asset threshold and separates the CRO role from the General Counsel after a three-year dual assignment by Greg Seward.
Management emphasizes that the appointment is intended to strengthen governance, controls, and risk culture while supporting the bank’s continued growth in small business banking.
Live Oak Bancshares (NYSE: LOB) reported 3Q 2025 net income attributable to common shareholders of $25.6 million, or $0.55 diluted EPS. Total assets grew to $14.67 billion (up 16.3% year-over-year) with loan production of $1.65 billion and deposit growth of $695.9 million in the quarter. Net interest income rose 19.1% year-over-year and net interest margin was 3.33%. The company raised $96.3 million of capital from a preferred stock offering and completed the sale of Apiture resulting in an approximate pre-tax gain of $24.0 million. Total revenue was $146.1 million; pre-provision net revenue increased 12.4% year-over-year.
Live Oak Bancshares (NYSE: LOB) will report third quarter 2025 financial results after U.S. markets close on Wednesday, October 22, 2025.
The company will host a conference call to discuss results and outlook on Thursday, October 23, 2025 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and by webcast at investor.liveoakbank.com using Conference ID 72227. A supplementary slide presentation will be posted to the investor website prior to the event, and a replay will be available for 12 months after the call.
Investor contacts listed include CFO Walter J. Phifer and Investor Relations Claire Parker.
Live Oak Bancshares (NYSE: LOB) was named the most active SBA 7(a) lender by dollar amount for the U.S. Small Business Administration’s 2025 fiscal year ended September 30, 2025.
The company secured 2,280 SBA 7(a) loan approvals and funded more than $2.8 billion to small business owners nationwide. Leadership emphasized SBA expertise, customer service, and technology as drivers of growth. Contact and website information are provided for more details.
Live Oak Bancshares (NYSE:LOB) has announced that its investment arm, Live Oak Ventures, has made a strategic investment in Cascading AI (Casca), a loan application and origination platform powered by responsible AI technology.
Live Oak Bank is collaborating with Casca as a design partner to automate its Live Oak® Express loan process, with plans to implement Casca's technology across its franchise. The investment will enable Casca to scale operations, expand its team, and accelerate market penetration. The platform aims to fully automate loans and streamline lending processes while providing valuable insights for relationship building.
Live Oak Bancshares (NYSE:LOB) has appointed technology veteran Jeffrey W. Lunsford to its board of directors and the board of Live Oak Bank. Lunsford, currently Chairman and CEO of Tealium, brings three decades of fintech and software leadership experience to Live Oak.
Lunsford's extensive background includes serving as CEO of several successful technology companies, including Limelight Networks, WebSideStory (now part of Adobe), and TogetherSoft. A former Naval Aviator and Georgia Tech graduate, he also co-founded DefenseStorm, where he serves as Chairman.
Live Oak Bancshares (NYSE: LOB) has successfully completed its previously announced depositary shares offering. The company issued 4,000,000 depositary shares, each representing a 1/40th interest in a share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
The offering, which had a liquidation preference of $25 per depositary share, generated net proceeds of approximately $96.15 million after deducting estimated expenses and underwriting discounts. Morgan Stanley, RBC Capital Markets, UBS Investment Bank, and Keefe, Bruyette & Woods served as joint bookrunning managers for the transaction.
Live Oak Bancshares (NYSE: LOB) has announced the pricing of an underwritten offering of 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The depositary shares have a liquidation preference of $25 per share.
The Series A Preferred Stock will pay dividends at a rate of 8.375% per annum, payable quarterly, beginning September 15, 2025. The company may redeem the shares on or after September 15, 2030, at $1,000 per share of Series A Preferred Stock. The depositary shares will be listed on NYSE under symbol "LOB PR A". The offering is expected to close around August 4, 2025, with proceeds intended for general corporate purposes and enhancing the company's capital position.
Live Oak Bancshares (NYSE:LOB) reported strong Q2 2025 financial results with net income of $23.4 million, or $0.51 per diluted share. The quarter showcased significant growth with record loan production of $1.53 billion and deposit growth of $198.8 million.
Key highlights include: total assets growing 1.7% to $13.83 billion, net interest income increasing 8.6%, and net interest margin improving from 3.20% to 3.28%. The bank reported a 14.0% increase in revenue to $143.7 million and reduced provision expense for credit losses to $23.3 million, down $5.7 million from the previous quarter.
Live Oak Bancshares (NYSE: LOB) has scheduled its second quarter 2025 financial results announcement for Wednesday, July 23, 2025, after U.S. market close. The company will host a conference call on Thursday, July 24, 2025, at 9:00 a.m. ET to discuss the results and business outlook.
Investors can access the call via telephone (U.S.: 800.549.8228, International: +1 646.564.2877) or through a live webcast at investor.liveoakbank.com. A supplementary slide presentation will be available before the event, and a replay will be accessible for 12 months afterward.