Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results
Rhea-AI Summary
Live Oak Bancshares (NYSE: LOB) will report fourth quarter 2025 financial results after U.S. markets close on Wednesday, January 21, 2026. The company will host a conference call to discuss results and outlook on Thursday, January 22, 2026 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and via webcast at investor.liveoakbank.com using Conference ID: 06698. A supplemental slide presentation will be posted before the event and a replay will be available for 12 months after the call. Webcast registration requires name and email; a multi-factor code is provided after registration.
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News Market Reaction – LOB
In the Jan 8 session, LOB gained 5.13%, reflecting a notable positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Historical Context
| Date | Event | Sentiment | 24h Move | Catalyst |
|---|---|---|---|---|
| Dec 01 | Management change | Positive | -1.1% | New Chief Risk Officer added as assets surpassed the $10B threshold. |
| Oct 22 | Quarterly earnings | Positive | -0.3% | 3Q 2025 earnings with strong asset, loan, and deposit growth metrics. |
| Oct 08 | Earnings date set | Neutral | +0.1% | Scheduled 3Q 2025 results release and investor conference call details. |
| Oct 06 | Operational milestone | Positive | -0.3% | Named most active SBA 7(a) lender by dollar amount for FY 2025. |
| Aug 19 | Strategic investment | Positive | +3.1% | Investment in AI-powered lending platform to automate loan origination. |
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Recent positive operational updates often saw flat to mildly negative next-day moves, with the AI investment as the main notably positive reaction.
Over the last six months, Live Oak Bancshares reported solid 3Q 2025 results with $25.6M net income, $146.1M revenue, and assets reaching $14.67B. The bank strengthened governance by appointing a new Chief Risk Officer after surpassing the $10B asset threshold and led the nation in SBA 7(a) lending, funding over $2.8B across 2,280 approvals. It also made a strategic AI-driven lending investment through Live Oak Ventures. Today’s earnings-date notice follows a similar prior scheduling announcement in October 2025 that coincided with minimal price reaction.
Key Terms
webcast technical
multi-factor code technical
AI-generated analysis. How Rhea-AI works. Not financial advice.
WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets close on Wednesday, January 21, 2026.
In conjunction with this announcement, Live Oak will host a conference call to discuss the company's financial results and business outlook on Thursday, January 22, 2026, at 9:00 a.m. ET.
The call will be accessible by telephone and webcast using Conference ID: 06698. A supplementary slide presentation will be posted to the website prior to the event, and a replay will be available for 12 months following the event.
The conference call details are as follows:
Live Telephone Dial-In
U.S.: 800.549.8228
International: +646.564.2877
Pass Code: None Required
Live Webcast Log-In
Webcast Link: investor.liveoakbank.com
Registration: Name and Email Required
Multi-Factor Code: Provided After Registration
About Live Oak Bancshares
Live Oak Bancshares, Inc. (NYSE: LOB) is a financial holding company and parent company of Live Oak Bank. Live Oak Bancshares and its subsidiaries partner with businesses that share a groundbreaking focus on service and technology to redefine banking. To learn more, visit liveoakbank.com.
Contacts:
Walter J. Phifer | CFO
910.202.6929
Claire Parker | Investor Relations
910.597.1592
