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Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results

Live Oak Bancshares (NYSE: LOB) will report fourth quarter 2025 financial results after U.S. markets close on Wednesday, January 21, 2026.

(Neutral)

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

Tags
earnings date

Live Oak Bancshares (NYSE: LOB) will report fourth quarter 2025 financial results after U.S. markets close on Wednesday, January 21, 2026. The company will host a conference call to discuss results and outlook on Thursday, January 22, 2026 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and via webcast at investor.liveoakbank.com using Conference ID: 06698. A supplemental slide presentation will be posted before the event and a replay will be available for 12 months after the call. Webcast registration requires name and email; a multi-factor code is provided after registration.

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Argus Jan 8 session
+5.13% close to close Open Argus
Details

News Market Reaction – LOB

On Jan 8, the first trading day after this news, LOB closed 5.13% above the previous close.

Data tracked by StockTitan Argus for the Jan 8 session.

Key Figures

Earnings release date: January 21, 2026 Conference call time: 9:00 a.m. ET Replay availability: 12 months +1 more
Earnings release date
January 21, 2026
Fourth quarter 2025 financial results after U.S. market close
Conference call time
9:00 a.m. ET
Earnings call on January 22, 2026
Replay availability
12 months
Replay of the earnings conference call
Conference ID
06698
Telephone / webcast access code for call

Historical Context

5 past events · Latest: Dec 01
5 events
  1. Dec 01

    Management change

    24h Move
    -1.1%

    New Chief Risk Officer added as assets surpassed the $10B threshold.

  2. Oct 22

    Quarterly earnings

    24h Move
    -0.3%

    3Q 2025 earnings with strong asset, loan, and deposit growth metrics.

  3. Oct 08

    Earnings date set

    24h Move
    +0.1%

    Scheduled 3Q 2025 results release and investor conference call details.

  4. Oct 06

    Operational milestone

    24h Move
    -0.3%

    Named most active SBA 7(a) lender by dollar amount for FY 2025.

  5. Aug 19

    Strategic investment

    24h Move
    +3.1%

    Investment in AI-powered lending platform to automate loan origination.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

webcast, multi-factor code
2 terms
webcast technical
"The call will be accessible by telephone and webcast using Conference ID"
A webcast is a live or recorded online event where people watch or listen to presentations, announcements, or performances through the internet. It’s like a TV broadcast but over the internet, allowing viewers from anywhere to tune in in real time or later. Webcasts are important because they let companies share information quickly and widely with audiences around the world.
multi-factor code technical
"Multi-Factor Code: Provided After Registration"
A multi-factor code is a short, time-limited numeric or alphanumeric code used as one part of multi-factor authentication to confirm a user’s identity when accessing sensitive accounts or systems. For investors, it matters because these codes help prevent unauthorized trades, data breaches or fraud—like a second key on a safe—reducing the risk that security lapses will damage a company’s operations, reputation, or stock value.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets close on Wednesday, January 21, 2026.

In conjunction with this announcement, Live Oak will host a conference call to discuss the company's financial results and business outlook on Thursday, January 22, 2026, at 9:00 a.m. ET.

The call will be accessible by telephone and webcast using Conference ID: 06698. A supplementary slide presentation will be posted to the website prior to the event, and a replay will be available for 12 months following the event.

The conference call details are as follows:

Live Telephone Dial-In
U.S.: 800.549.8228
International: +646.564.2877
Pass Code: None Required

Live Webcast Log-In
Webcast Link: investor.liveoakbank.com
Registration: Name and Email Required
Multi-Factor Code: Provided After Registration

About Live Oak Bancshares
Live Oak Bancshares, Inc. (NYSE: LOB) is a financial holding company and parent company of Live Oak Bank. Live Oak Bancshares and its subsidiaries partner with businesses that share a groundbreaking focus on service and technology to redefine banking. To learn more, visit liveoakbank.com. 

Contacts:
Walter J. Phifer | CFO
910.202.6929

Claire Parker | Investor Relations
910.597.1592


FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When will Live Oak Bancshares (LOB) release its Q4 2025 results?

Live Oak Bancshares will release Q4 2025 results after U.S. market close on Wednesday, January 21, 2026.

What time is the Live Oak Bancshares (LOB) conference call for Q4 2025 results?

The conference call is scheduled for Thursday, January 22, 2026 at 9:00 a.m. ET.

How can I join the Live Oak Bancshares (LOB) Q4 2025 webcast?

Join the webcast at investor.liveoakbank.com; registration requires name and email and a multi-factor code is provided after registering.

Will there be a replay of the Live Oak Bancshares (LOB) Q4 2025 earnings call?

Yes. A replay of the call will be available for 12 months following the event.

What telephone numbers can investors use to dial into the LOB earnings call?

U.S. dial-in: 800.549.8228; International dial-in: +646.564.2877; Conference ID: 06698.

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