Logansport Financial Corp. Reports Earnings for the Three and Twelve Months Ended December 31, 2025

Rhea-AI Summary

Logansport Financial Corp. (OTCBB: LOGN) reported net earnings of $453,000 for Q4 2025 and $1,763,000 for full-year 2025, with EPS $2.88 versus $2.05 a year earlier. Return on Assets was 0.664% and Return on Equity 7.76% for 2025.

Total assets were $265.4M, loans receivable net $180.9M, deposits $225.9M, and shareholders' equity $22.7M. Cash and equivalents declined to $7.54M from $14.99M. The company included standard forward-looking statement disclaimers.

Positive

• Net earnings +40.6% year-over-year (2025 $1.763M vs 2024 $1.254M)
• EPS increased ~40.5% year-over-year ($2.88 vs $2.05)
• Net interest income +21.1% year-over-year ($8.20M vs $6.77M)
• Shareholders' equity +11.2% year-over-year ($22.713M vs $20.431M)
• ROA and ROE improved materially (ROA 0.664%, ROE 7.76%)

Negative

• Cash and cash equivalents declined ~49.8% (to $7.536M from $14.992M)
• Other income decreased year-over-year ($731K vs $999K)
• Accrued interest and other liabilities decreased to $1.781M from $2.525M, indicating balance sheet shifts

LOGANSPORT, Ind., Feb. 11, 2026 (GLOBE NEWSWIRE) -- Logansport Financial Corp., (OTCBB: LOGN), parent company of Logansport Savings Bank, reported net earnings for the three and twelve months ended December 31, 2025.

Net earnings for the three months ended December 31, 2025 totaled $453,000, compared to the $445,000 in net earnings reported for the three months ended December 31, 2024.

Net earnings for the year ended December 31, 2025 totaled $1,763,000, compared to the $1,254,000 reported for the year ended December 31, 2024. Earnings per share was $2.88 for December 31, 2025, compared to $2.05 for December 31, 2024. Return on Assets finished the year at 0.664% for 2025 compared to 0.475% for 2024. The Return on Equity finished the year at 7.76% for December 31, 2025, compared to 6.14% for December 31, 2024.

The statements contained in this press release contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which involves a number of risks and uncertainties. A number of factors could cause results to differ materially from the objectives and estimates expressed in such forward-looking statements. These factors include, but are not limited to, changes in the financial condition of issuers of the Company’s investments and borrowers, changes in economic conditions in the Company’s market area, changes in policies of regulatory agencies, fluctuations in interest rates, demand for loans in the Company’s market area, changes in the position of banking regulators on the adequacy of our allowance for loan losses, and competition, all or some of which could cause actual results to differ materially from historical earnings and those presently anticipated or projected. These factors should be considered in evaluation of forward-looking statements, and undue reliance should not be placed on such statements. The Company does not undertake and specifically disclaims any obligation to update any forward-looking statements to reflect occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

Contact: Kristie Richey
Chief Financial Officer
Phone: 574-722-3855
Fax: 574-722-3857

Logansport Financial Corp.
Selected Financial Data
(Dollars in thousands except for share data)
		12/31/2025		12/31/2024
Total Assets		$	265,360	$	263,860
Loans receivable, net			180,881		175,742
Allowance for loan losses			1,877		1,954
Cash and cash equivalents			7,536		14,992
Interest Bearing Time Deposits in banks			-		-
Securities available for sale			53,516		54,567
Federal Home Loan Bank stock			3,082		3,082
Deposits			225,866		225,904
FHLB borrowings and note payable			15,000		15,000
Accrued Interest and other liabilities			1,781		2,525
Shareholders' equity			22,713		20,431
Shares Issued and Outstanding			612,192		611,597
Nonperforming loans			2,826		2,907
Real Estate Owned			-		-
		Three months ended 12/31					Year ended 12/31
			2025		2024			2025		2024
Interest income		$	3,824	$	3,559		$	14,455	$	12,981
Interest expense			1,499		1,552			6,255		6,209
Net interest income			2,325		2,007			8,200		6,772
Provision for loan losses			-		-			-		(79	)
Net interest income after provision			2,325		2,007			8,200		6,851
Gain on sale of loans			56		133			255		393
Other income			179		211			731		999
General, admin. & other expense			1,989		1,797			7,214		6,968
Earnings before income taxes			571		554			1,972		1,275
Income tax expense			118		109			209		21
Net earnings		$	453	$	445		$	1,763	$	1,254
Earnings per share							$	2.88	$	2.05
Weighted avg. shares o/s-diluted								609,243		608,124

FAQ

What were Logansport Financial (LOGN) net earnings for 2025 and how do they compare to 2024?

Logansport reported net earnings of $1,763,000 for 2025, up from $1,254,000 in 2024. According to the company, that is a ~40.6% year-over-year increase driven by higher net interest income and stable expense control.

How much did LOGN report in earnings per share for the year ended December 31, 2025?

Earnings per share for 2025 were reported at $2.88, compared with $2.05 in 2024. According to the company, EPS growth reflects higher net income and a similar diluted share count year-over-year.

What happened to Logansport Financial's cash and cash equivalents at December 31, 2025 (LOGN)?

Cash and cash equivalents fell to $7.536M at year-end 2025 from $14.992M a year earlier. According to the company, this reflects balance sheet reallocation toward loans and securities during the period.

Did Logansport Financial (LOGN) report any change in shareholders' equity for 2025?

Shareholders' equity rose to $22.713M at December 31, 2025 from $20.431M in 2024. According to the company, retained earnings and net income growth contributed to the roughly 11.2% increase in equity.

What drove Logansport Financial's improved returns (ROA and ROE) in 2025 for LOGN?

Return on Assets improved to 0.664% and Return on Equity to 7.76% for 2025. According to the company, higher net interest income and increased net earnings were the primary contributors to the improved returns.