Lufax Announces Filing of Its Annual Report on Form 20-F

Rhea-AI Summary

Lufax Holding (NYSE: LU) filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2024 with the U.S. Securities and Exchange Commission on February 17, 2026.

The filing was submitted within the extension period granted by the New York Stock Exchange. The Annual Report is available on the company's investor relations website and hard copies with audited consolidated financial statements are available free upon request to shareholders and ADS holders.

Key Figures

Form type: Form 20-F Fiscal year end: December 31, 2024 Filing date: February 17, 2026

3 metrics

Form type Form 20-F Annual Report filing with SEC

Fiscal year end December 31, 2024 Period covered by the filed 20-F

Filing date February 17, 2026 Date Annual Report on Form 20-F was filed

Market Reality Check

Price: $2.69 Vol: Volume 666,347 vs 20-day ...

low vol

$2.69 Last Close

Volume Volume 666,347 vs 20-day average 1,347,064 ahead of the 20-F filing low

Technical Price at 2.69, trading below 200-day MA of 2.91 and 41.14% under 52-week high

Peers on Argus

Financial/Credit Services peers show mixed moves: declines in BFH (-2.53%), WU (...

Financial/Credit Services peers show mixed moves: declines in BFH (-2.53%), WU (-1.74%), QFIN (-0.32%) versus gains in SEZL (2.76%) and ENVA (0.16%), indicating stock-specific rather than broad sector action.

Historical Context

5 past events · Latest: Dec 29 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 29	EGM results	Positive	-2.6%	Shareholders approved multiple 2026 framework and collaboration agreements at EGM.
Oct 31	Management change	Positive	+11.4%	Appointment of a new Co-CEO and senior marketing executive to drive strategy.
Oct 31	EGM announcement	Neutral	+11.4%	Company scheduled an EGM to renew framework agreements with Ping An Group.
Oct 30	NYSE extension	Negative	-0.7%	NYSE granted extension to file 2024 Form 20-F amid prior noncompliance notice.
Oct 24	Risk officer change	Neutral	+2.8%	Resignation of prior CRO and appointment of a new Chief Risk Officer.

Pattern Detected

Price generally tracks the tone of corporate and regulatory updates, with one notable divergence on an EGM approval.

Recent Company History

Over the last few months, Lufax has focused on governance, regulatory compliance, and leadership changes. An NYSE extension to file the 2024 Form 20-F and related noncompliance issues were disclosed on Oct 30, 2025. The company then convened an EGM on Dec 29, 2025 to renew key 2026 framework and collaboration agreements. Management and risk leadership changes in late October 2025 accompanied these steps. The current 20-F filing on Feb 17, 2026 connects directly to the earlier delay and extension disclosures.

Market Pulse Summary

This announcement confirms that Lufax filed its 2024 Form 20-F with the SEC on Feb 17, 2026 within t...

Analysis

This announcement confirms that Lufax filed its 2024 Form 20-F with the SEC on Feb 17, 2026 within the NYSE’s granted extension period. It directly follows earlier disclosure of a filing delay, auditor changes, and related NYSE noncompliance risk. Investors may track subsequent regulatory filings and any updates on listing status or internal control reviews, alongside the audited consolidated financial statements now available through the company’s investor relations site.

Key Terms

form 20-f, u.s. securities and exchange commission, new york stock exchange, ads

4 terms

form 20-f regulatory

"announced that it filed its Annual Report on Form 20-F for the fiscal year"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

u.s. securities and exchange commission regulatory

"for the fiscal year ... with the U.S. Securities and Exchange Commission on February"

The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.

new york stock exchange regulatory

"within the extension period granted by the New York Stock Exchange (the "NYSE")"

The New York Stock Exchange is a marketplace where people buy and sell shares of publicly traded companies. It functions like a busy trading hub, helping investors transfer ownership of company parts and providing a way to gauge how well businesses are doing. Its role is vital because it offers liquidity and transparency, making it easier for investors to buy and sell investments confidently.

ads financial

"to its shareholders and ADS holders upon request."

Ads are paid promotional messages a company places across media — online, on TV, in print, or on social platforms — to attract customers, explain products, or shape public perception. For investors, ads matter because they drive sales growth, affect how much a company must spend to win customers, and influence brand strength and long-term value. Ads can also create regulatory or reputational risk if claims are misleading, which can affect profits and stock price.

AI-generated analysis. Not financial advice.

SHANGHAI, Feb. 17, 2026 /PRNewswire/ -- Lufax Holding Ltd (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced  that it filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2024 with the U.S. Securities and Exchange Commission on February 17, 2026. The filing was made within the extension period granted by the New York Stock Exchange (the "NYSE"). The Annual Report can be accessed on the Company's investor relations website at https://ir.lufaxholding.com. 

The Company will provide a hard copy of its Annual Report containing the audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request.

About Lufax

Lufax is a leading financial services enabler for small business owners in China. Lufax offers financing products designed to address the needs of small business owners and others. In doing so, Lufax has established relationships with 85 financial institutions in China as funding partners, many of which have worked with Lufax for over three years.

Investor Relations Contact

Lufax Holding Ltd
Email: Investor_Relations@lu.com 

ICR, LLC
Robin Yang
Tel: +1 (646) 308-0546
Email: lufax.ir@icrinc.com

View original content:https://www.prnewswire.com/news-releases/lufax-announces-filing-of-its-annual-report-on-form-20-f-302689453.html

SOURCE Lufax Holding Ltd

FAQ

When did Lufax (LU) file its Form 20-F for fiscal 2024?

Lufax filed its Form 20-F on February 17, 2026. According to the company, the filing covers the fiscal year ended December 31, 2024 and was made within the NYSE extension period.

Where can investors access Lufax's 2024 Annual Report (LU)?

Investors can access the Annual Report on the company's investor relations website. According to the company, the report is available at https://ir.lufaxholding.com and hard copies are available upon request.

Does Lufax (LU) provide audited financial statements in its 20-F?

Yes. The Annual Report contains audited consolidated financial statements for 2024. According to the company, shareholders and ADS holders can request a free hard copy containing those audited statements.

Was Lufax's 20-F filing for 2024 submitted within the NYSE extension?

Yes. The Form 20-F was filed within the extension period granted by the New York Stock Exchange. According to the company, the filing date was February 17, 2026, inside the extension window.

How can shareholders request a hard copy of Lufax's 2024 Annual Report (LU)?

Shareholders and ADS holders can request a free hard copy of the Annual Report from the company. According to the company, requests should be directed via its investor relations channels listed on its website.