Welcome to our dedicated page for Lufax Holding SEC filings (Ticker: LU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Lufax Holding Ltd. filings document a foreign private issuer operating a China-focused financial services enablement business for small business owners and other borrowers. Form 6-K submissions include annual and interim results materials, condensed consolidated financial statements, Hong Kong Stock Exchange announcements, ESG reporting, and updates on lending-related income categories, credit impairment, expenses, and securities movements.
The filing record also covers ADS and Hong Kong depositary receipt movements, annual general meeting and proxy-related matters, board and committee composition, compliance officer appointments, NYSE listing-compliance communications, subscriptions of wealth management products, and governance disclosures associated with its dual-market public-company reporting.
Lufax Holding Ltd (LU) announced that it will hold an extraordinary general meeting of shareholders at 10:00 A.M. Hong Kong time on October 8, 2026 in Shanghai to consider and, if thought fit, pass proposed resolutions described in the EGM notice and circular available on its investor relations website.
Holders of ordinary shares on the register as of the close of business on September 3, 2026 (Hong Kong time) may attend and vote, while holders of American depositary shares as of the same date (New York time) may vote by submitting instructions to Citibank, N.A. Lufax describes itself as a financial services enabler for small business owners in China, with relationships with over 85 financial institutions as funding partners.
Lufax Holding Ltd (LU) plans a connected transaction to extend the maturity of its Ping An Overseas Holdings Convertible Promissory Notes and redeem a related series, subject to independent shareholder approval at an extraordinary general meeting on October 8, 2026.
The outstanding Ping An Overseas Holdings notes of US$507,988,000 carry a 0.7375% coupon and would be extended one year from October 8, 2026 to October 8, 2027, for a cash consideration of US$29,377,672.86 paid to Ping An Overseas Holdings. Terms otherwise remain unchanged, including a conversion price of US$2.32 per Share, under which full conversion would issue 218,960,344 new shares, or about 12.63% of current share capital (11.22% post-issuance). The An Ke Technology notes will be redeemed at par plus accrued interest in instalments in October and December 2026.
The board and an independent financial adviser consider the extension and a specific mandate to issue conversion shares to be on normal commercial terms and in the interests of shareholders as a whole. Trading in Lufax’s Hong Kong Shares has been suspended since January 28, 2025, and the Stock Exchange may delist the company if resumption guidance is not satisfied by the prescribed deadline.
Lufax Holding Ltd (LU) is subject to an updated ownership and financing disclosure by its major shareholder group led by Ping An Insurance (Group) Company of China, Ltd. Ping An reports beneficial ownership of 1,579,768,074 ordinary shares, or 73.3% of Lufax’s ordinary shares, including shares issuable upon conversion of certain notes.
An Ke Technology Company Limited reports beneficial ownership of 967,011,824 shares (44.9%), and China Ping An Insurance Overseas (Holdings) Limited reports 612,756,250 shares (28.4%), each figure including shares convertible from Lufax’s convertible promissory notes. Lufax, An Ke and PAOH have amended the terms of these notes: An Ke’s notes will be redeemed on October 8, 2026 for outstanding principal plus unpaid interest and then cancelled, while PAOH’s notes will have their maturity extended to October 8, 2027 with a revised conversion period. Lufax agreed to pay US$29,377,672.86 to PAOH as consideration for this extension.
Lufax Holding Ltd (LU) has entered into an amendment and supplemental agreement with major shareholders Ping An Overseas Holdings and An Ke Technology regarding its outstanding convertible promissory notes. As of this announcement, principal outstanding was US$507,988,000 for the Ping An Overseas notes and US$468,912,000 for the An Ke Technology notes, together previously maturing on October 8, 2026.
Under the new terms, Lufax will extend the maturity of the Ping An Overseas notes by one year, from October 8, 2026 to October 8, 2027, and will redeem in cash all An Ke Technology notes on the original October 8, 2026 maturity date, payable in instalments in October and December 2026. As consideration for the extension, Lufax will pay Ping An Overseas US$29,377,672.86, based on an independent valuation that estimated the fair value of the Ping An Overseas notes at approximately US$478,610,000.
The Ping An Overseas notes remain convertible at an adjusted price of US$2.32 per share. Full conversion would result in 218,960,344 new shares, representing about 12.63% of current share capital and 11.22% on an enlarged basis, subject to a Specific Mandate to be approved by independent shareholders. An extraordinary general meeting is expected on or around October 8, 2026, with a record date of September 3, 2026 for both shares and ADSs.
Lufax Holding Ltd (LU) submitted a foreign-issuer report indicating it has released its interim financial results for the six months ended June 30, 2026. The report furnishes, as Exhibit 99.1, an interim results announcement filed with The Stock Exchange of Hong Kong Limited.
The report is signed on behalf of Lufax Holding Ltd by Chief Executive Officer Xiang Ji on August 19, 2026.
Lufax Holding Ltd (LU) reported unaudited second-quarter 2026 results showing lower revenue but sharply reduced losses as it resumes a normal reporting cadence. Q2 total income was RMB6,227 million, down 15.5% year over year, while total expenses fell 12.7% to RMB6,197 million, driven by a 22.6% cut in sales and marketing and a 58.7% drop in general and administrative expenses.
The company narrowed its Q2 net loss to RMB82 million, an 86.2% improvement from RMB594 million a year earlier, though first-half 2026 net loss widened to RMB694 million, up 33.7% from 2025 as credit impairment losses and finance costs increased. Management highlighted growth in consumer finance, with new consumer finance loan sales up 27.6% and total new loan sales reaching RMB51.1 billion, alongside sequential asset-quality gains, including a C-M3 flow rate of 1.0% and a 1.3% non-performing loan ratio in consumer finance.
As of June 30, 2026, Lufax held RMB19,213 million in cash at bank and net assets of RMB81,448 million, both slightly lower than year-end 2025. Given the net loss for the first half of 2026, the board determined that no semi-annual dividend will be paid.
Lufax Holding Ltd has scheduled a board meeting for Tuesday, August 18, 2026. The board of directors plans to consider and approve the Group’s unaudited interim results for the six months ended June 30, 2026 and their publication.
At the same meeting, the board will also consider the payment of an interim dividend, if any. The company notes that the Group comprises Lufax Holding Ltd together with its subsidiaries and consolidated affiliated entities, and that the board currently includes one executive director and five independent non-executive directors.