Welcome to our dedicated page for Merchants Bancorp Ind news (Ticker: MBIN), a resource for investors and traders seeking the latest updates and insights on Merchants Bancorp Ind stock.
Merchants Bancorp (NASDAQ: MBIN) is a diversified bank holding company headquartered in Carmel, Indiana, with operations spanning multi-family and healthcare facility financing, mortgage warehouse financing, and traditional banking. Its news flow reflects activities across these segments, including earnings results, capital actions, and credit risk management developments.
Investors following MBIN news can see regular quarterly earnings releases that detail net income, net interest income, noninterest income, tangible book value per common share, and asset quality metrics. These reports also describe trends in multi-family and healthcare loan portfolios, warehouse lending volumes, core and brokered deposit balances, and liquidity and borrowing capacity with the Federal Home Loan Bank and the Federal Reserve.
Company announcements also cover preferred stock offerings and redemptions, such as Series E preferred stock issuances and the redemption of Series B preferred stock, as well as ongoing dividends on common and preferred shares. Other news items may include updates on securitizations of multi-family and healthcare loans, credit default swaps and other credit protection arrangements, and changes in executive leadership.
This page aggregates MBIN-related press releases and third-party coverage so readers can review developments in Merchants Bancorp’s multi-family mortgage banking, mortgage warehousing, and banking activities. For those tracking the company’s performance, capital structure, and risk management strategies, the news feed offers a centralized view of key announcements and quarterly updates.
Merchants Bancorp (MBIN) will be added to the S&P SmallCap 600 and will replace TreeHouse Foods (THS) prior to market open on Feb 11, 2026. The change reflects a regular index reconstitution by S&P Dow Jones Indices.
Investindustrial and affiliates are acquiring TreeHouse Foods in a transaction expected to close soon, pending final closing conditions.
Merchants Bancorp (NASDAQ: MBIN) announced a stock repurchase program authorizing up to $100 million of common stock, expiring December 31, 2027. The program allows purchases in the open market or otherwise at management's discretion and may be modified, suspended, or discontinued.
Repurchases are not obligatory and are subject to applicable laws, market conditions, and the company's financial and regulatory condition.
Merchants Bancorp (Nasdaq: MBIN) reported Q4 2025 net income of $67.8M and diluted EPS of $1.28, with full-year 2025 net income of $218.8M and diluted EPS of $3.78. Total assets reached a record $19.4B and tangible book value per share hit a record $37.51 (up 10% YoY). Asset quality improved: criticized loans fell 27% YoY and nonperforming loans declined to $197.8M (1.79% of loans). Liquidity remained strong with $5.3B unused borrowing capacity.
Merchants Bancorp (NASDAQ:MBIN) announced its fourth-quarter 2025 cash dividends, with shareholders of record on December 15, 2025 and payment on January 2, 2026.
- Common stock: $0.10 per share.
- 6% Series C preferred (NASDAQ:MBINN): $15.00 per share (equivalent to $0.375 per depositary share).
- 8.25% Series D preferred (NASDAQ:MBINM): $20.625 per share (equivalent to $0.5156 per depositary share).
- Series E preferred (NASDAQ:MBINL): $19.06 per share (equivalent to $0.4765 per depositary share).
Merchants Bancorp (Nasdaq: MBIN) reported Q3 2025 net income of $54.7M and diluted EPS $0.97, down 17% year-over-year and up 62% sequentially. Tangible book value reached a record $36.31 per share, +12% YoY. Total assets hit a record $19.4B and loans receivable, net were $10.5B. Core deposits rose to $12.8B (+36% YTD) and now represent 92% of deposits. The provision for credit losses declined ~45% and gain on sale of loans increased 47% YoY. Unused borrowing capacity totaled $5.9B (30% of assets). Nonperforming loans increased to $298.3M (2.81% of loans) and charge-offs were $29.5M.
Merchants Bancorp (NASDAQ: MBIN) reported second quarter 2025 results with net income of $38.0 million, showing a significant 50% decrease from Q2 2024 and 35% decline from Q1 2025. The company's diluted EPS was $0.60, down 60% year-over-year.
The decline was primarily attributed to a $43.1 million increase in provision for credit losses, mainly due to multi-family property value declines and ongoing mortgage fraud investigations. Despite challenges, the company achieved a record-high tangible book value per share of $35.42, up 13% year-over-year.
Notable metrics include total assets of $19.1 billion (up 2% quarterly), core deposits reaching $11.4 billion (90% of total deposits), and completion of a $373.3 million Freddie Mac-sponsored Q-Series securitization. The company maintains strong liquidity with $5.0 billion in unused borrowing capacity.
Merchants Bancorp reported first quarter 2025 results with net income of $58.2 million, showing a decrease from both Q1 2024 ($87.1 million) and Q4 2024 ($95.7 million). Diluted earnings per share reached $0.93, down 48% year-over-year.
Key financial highlights:
- Total assets: $18.8 billion, up 5% from Q1 2024
- Core deposits: $10.7 billion, increased 30% year-over-year
- Loans receivable: $10.3 billion, decreased 3% from Q1 2024
- Tangible book value per share: Record high of $34.90, up 19% year-over-year
The decline in performance was attributed to market uncertainty delaying loan originations and conversions. Notable challenges included unfavorable fair market value adjustments to servicing rights and derivatives, impacting results by $0.05 per diluted share. The company maintains strong liquidity with $4.7 billion in unused borrowing capacity, representing 25% of total assets.
Merchants Bancorp (MBIN) reported record-breaking results for Q4 and full year 2024. Full-year net income reached $320.4 million, up 15% from 2023, with diluted EPS of $6.30, a 12% increase. Q4 2024 net income was $95.7 million, up 23% year-over-year and 56% quarter-over-quarter.
Total assets grew to $18.8 billion, an 11% increase from 2023. Tangible book value per share reached $34.15, up 25% year-over-year. The company's loan portfolio expanded to $10.4 billion, while core deposits increased by $1.3 billion to $9.4 billion.
Notable developments include completion of a 7.625% Series E Preferred Stock offering raising $222.7 million and execution of a credit default swap on $1.2 billion in warehouse loans. Non-performing loans increased to $279.7 million (2.68% of gross loans), though delinquency levels declined by $56.3 million compared to Q3 2024.
Merchants Bancorp (MBIN) announced two key developments: First, it will redeem all outstanding shares of its Series B Preferred Stock on January 2, 2025, at $25.00 per share, using cash on hand. A final dividend of $0.59 per share will be paid separately on the same date. The Series B Preferred Stock will be delisted from Nasdaq. Second, the company declared an initial quarterly dividend of $7.84 per share on its 7.625% Series E preferred stock, payable January 2, 2025, to shareholders of record on December 13, 2024.
Merchants Bancorp (MBIN) has successfully closed its previously announced public offering of 9,200,000 depositary shares. Each share represents a 1/40th interest in a share of 7.625% Fixed Rate Series E Non-Cumulative Perpetual Preferred Stock, with a $25.00 liquidation preference per depositary share. The company secured net proceeds of approximately $222.8 million after deducting estimated expenses and underwriting discounts. The offering was managed by Morgan Stanley, UBS Securities, Piper Sandler, and Raymond James as joint bookrunning managers.
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