Metropolitan Bank Stock Price, News & Analysis

Metropolitan Bank Holding Corp (NYSE: MCB) reported Q3 2025 net income of $7.1M, or $0.67 diluted EPS, compared with $18.8M ($1.76) in Q2 2025 and $12.3M ($1.08) in Q3 2024. Results were impacted by a $23.9M provision for credit losses, including an $18.7M provision for a single out-of-market CRE multi-family loan relationship.

Key operating trends: Net interest income $77.3M (+18.5% YoY), net interest margin 3.88% (+26 bps YoY), total loans $6.8B (+15.0% YoY), total deposits $7.1B (+12.8% YoY). Allowance for credit losses $94.2M; non-performing loans ratio 1.20%. Company and bank remain well capitalized.

Metropolitan Bank Holding Corp (NYSE: MCB) declared a quarterly cash dividend of $0.15 per share on its common stock. The dividend is payable on November 14, 2025 to holders of record at the close of business on October 30, 2025. The announcement reiterates the company's role as parent of Metropolitan Commercial Bank and includes corporate credentials and recent ratings and recognitions, including a BBB+ deposit rating affirmed January 29, 2025.

Metropolitan Bank Holding Corp (NYSE: MCB) will release its third quarter 2025 financial results after market close on Thursday, October 23, 2025.

The company will hold a conference call at 9:00 a.m. ET on Friday, October 24, 2025 to discuss results; telephone access: 800-245-3047 (US), 203-518-9765 (INTL) with conference ID MCBQ325. A live webcast and same‑day replay will be available via the company’s Investor Relations pages at MCB Quarterly Results Conference Call and MCB News. Attendees are asked to register ~15 minutes before the call to download any audio software.

About MCB: parent of Metropolitan Commercial Bank, NYC‑based commercial bank; Kroll affirmed a BBB+ deposit rating on Jan 29, 2025; Newsweek Best Regional Banks 2024–2025; top‑ten loan producer ranking for 2024.

Metropolitan Commercial Bank (NYSE:MCB) announced on October 3, 2025 that it received the 2025 WebAward — Bank Standard of Excellence from the Web Marketing Association. The award recognizes the bank's website for design, innovation, content, technology, interactivity, copywriting, and messaging. The bank credited the recognition to its "Modern Banking in Motion" initiative and highlighted ease of navigation, clarity, accessibility, and a client-first digital experience. Visit mcbankny.com for the award-winning site.

Metropolitan Bank Holding Corp. (NYSE: MCB) has announced the appointment of Anthony J. Fabiano as independent Chairman of the Board of Directors, succeeding William Reinhardt who will remain a board member. Fabiano, who has served on the board since 2020, brings over 40 years of experience in finance, accounting, and management, primarily in the banking sector.

Fabiano currently chairs the joint Audit Committee and previously served as Executive Vice President and Chief Financial Officer of both the Company and Metropolitan Commercial Bank. The appointment represents a leadership transition as the company aims to pursue its next phase of growth and value creation.

Metropolitan Commercial Bank (NYSE: MCB) has been named an ALTA Elite Provider by the American Land Title Association, recognizing the bank's excellence in serving the title and settlement services industry. This prestigious designation acknowledges MCB's commitment to compliance, innovation, and trusted financial solutions.

The Elite Provider Program identifies top-tier companies meeting ALTA's rigorous standards for service quality and operational excellence. MCB's Title & Escrow Banking Group provides specialized deposit and treasury solutions for 1031 exchange agents, title and escrow companies, and fiduciary professionals across the nation.

Metropolitan Commercial Bank (NYSE: MCB) celebrated the grand opening of the new Boro Park Jewish Community Council (BPJCC) Community Center in Brooklyn. The bank's Founder, President & CEO Mark R. DeFazio was honored at the event, highlighting the bank's significant contribution of donating the property under a 10-year lease to BPJCC.

The new Community Center will provide essential services including workforce development, mental health counseling, legal assistance, food and housing programs, and support for Holocaust survivors, new immigrants, and low-income families. The event was attended by numerous civic, faith, and political leaders, demonstrating strong community support for the initiative.

Metropolitan Commercial Bank (NYSE:MCB) has received official designation as a Small Business Administration (SBA) loan provider, marking a significant expansion of its services. The bank will now offer SBA 7(a) loans to support small businesses with various financing needs including working capital, equipment purchases, and business expansion.

Under the leadership of Scott Lublin, Executive Vice President and Chief Lending Officer, MCB aims to strengthen its commitment to local communities by providing more accessible financing options through the SBA-backed loan program. The initiative is designed to help small business owners access capital with more flexible terms and broader credit eligibility.

Metropolitan Commercial Bank (MCB) has appointed Ali Abedini as its first Chief Artificial Intelligence Officer, marking a significant step in the bank's technological advancement strategy. Abedini brings over 20 years of experience in advanced analytics, machine learning, and responsible AI in financial services.

Previously serving as Executive Head of Advanced Analytics & AI at TD Bank, Abedini will focus on integrating AI and advanced data capabilities into MCB's core systems. The appointment aligns with the bank's commitment to technological innovation and delivering enhanced financial services to clients and partners.