What is Metropolitan Bank Holding Corp.'s earnings per share (EPS)?

Metropolitan Bank Holding Corp. (MCB) reported diluted earnings per share of $6.62 for fiscal year 2025. This represents a 11.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Metropolitan Bank Holding Corp. (MCB) Financials

MCB

Trailing 12 months to June 30, 2026

Revenue $349.7M +20.9% YoY

Net Income $86.6M +25.9% YoY

EPS (Diluted) $7.86 +27.2% YoY

Operating Cash Flow $106.8M -6.6% YoY

Market Cap $1.1B as of Oct 9, 2026

Price / Sales 3.1x on $349.7M revenue, trailing 12 months to June 30, 2026

Price / Earnings 12.5x on $86.6M net income, trailing 12 months to June 30, 2026

Price / Book 1.1x on $968.2M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MCB SEC filings page.

Metropolitan Bank Holding Corp. (MCB) reported $349.7M in revenue over the twelve months to Jun 30, 2026, up 20.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MCB FY2025 2026-10-04

The bank is expanding its balance sheet faster than profitability, while leverage rises and reported cash generation weakens.

Between FY2024 and FY2025, assets grew 13.1% while net income rose 6.6%, so expansion did not translate proportionally into earnings. ROA edging lower reinforces that the newer asset base generated less profit per dollar, a more informative read than revenue growth alone.

The funding structure became more leveraged: liabilities grew 14.3% while equity grew only 1.8% from FY2024 to FY2025. Debt-to-equity rose from 9.0x to 10.1x, meaning asset growth relied more heavily on obligations than retained capital; the balance sheet’s expansion is therefore a financing story as well as a growth story.

Profitability became less efficient at the margin: net margin narrowed from 24.1% to 22.6% despite higher revenue. Meanwhile, operating cash flow fell from $148M to $89M while net income increased, showing that reported earnings and cash movement diverged; in a bank, that gap can reflect lending and funding flows rather than a simple operating-cost problem.

Financial Health Signals

Financial Health Score 53/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Metropolitan Bank Holding Corp.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Metropolitan Bank Holding Corp. earned a return on assets of 0.9% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and Metropolitan Bank Holding Corp. scores 54/100 among other banks.

Growth

Metropolitan Bank Holding Corp. reported revenue of $315.1M in fiscal year 2025, against $276.9M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Metropolitan Bank Holding Corp. scores 65/100 among other banks.

Capital

Metropolitan Bank Holding Corp. funded 9.0% of its assets with shareholders' equity at the end of fiscal year 2025, holding $743.1M of equity against $8.3B of assets. Capital ranks banks on that cushion, and Metropolitan Bank Holding Corp. scores 18/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Metropolitan Bank Holding Corp. scores 75/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Metropolitan Bank Holding Corp. scores 17/100 on it among other banks.

Stability

Metropolitan Bank Holding Corp. reported net income of $71.1M in fiscal year 2025, against $66.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Metropolitan Bank Holding Corp. scores 87/100 among other banks.

Piotroski F-Score Partial

5/6

Metropolitan Bank Holding Corp. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.25x

For every $1 of reported earnings, Metropolitan Bank Holding Corp. generates $1.25 in operating cash flow ($88.7M OCF vs $71.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$93.0M

YoY+21.9%

QoQ+5.1%

5Y CAGR+16.6%

10Y CAGR+23.8%

Metropolitan Bank Holding Corp. generated $93.0M in revenue in Q2 2026. This represents an increase of 21.9% from the same quarter a year earlier. Against the prior quarter it is up 5.1%.

Net Income

$19.2M

YoY+2.4%

QoQ-38.8%

5Y CAGR+7.6%

10Y CAGR+26.4%

Metropolitan Bank Holding Corp. reported $19.2M in net income in Q2 2026. This represents an increase of 2.4% from the same quarter a year earlier. Against the prior quarter it is down 38.8%.

EPS (Diluted)

$1.54

YoY-12.5%

QoQ-47.3%

5Y CAGR-0.1%

10Y CAGR+10.3%

Metropolitan Bank Holding Corp. earned $1.54 per diluted share (EPS) in Q2 2026. This represents a decrease of 12.5% from the same quarter a year earlier. Against the prior quarter it is down 47.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$239.3M

YoY+56.9%

QoQ-64.4%

5Y CAGR-32.6%

Metropolitan Bank Holding Corp. held $239.3M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.25

QoQ+25.0%

Metropolitan Bank Holding Corp. paid $0.25 per share in dividends in Q2 2026. Against the prior quarter it is up 25.0%.

Shares Outstanding

12M

YoY+19.0%

QoQ0.0%

5Y CAGR+8.2%

Metropolitan Bank Holding Corp. had 12M shares outstanding in Q2 2026. This represents an increase of 19.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

20.7%

YoY-3.9pp

QoQ-14.8pp

5Y change-10.2pp

10Y change+3.9pp

Metropolitan Bank Holding Corp.'s net profit margin was 20.7% in Q2 2026, showing the share of revenue converted to profit. This is down 3.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 14.8 percentage points.

Return on Equity

2.0%

YoY-0.6pp

QoQ-1.3pp

5Y change-1.7pp

Metropolitan Bank Holding Corp.'s ROE was 2.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

YoY-100.0%

QoQ-100.0%

Metropolitan Bank Holding Corp. repurchased no shares in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is down 100.0%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

MCB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MCB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Revenue	$349.7M	$315.1M+13.8%	$276.9M+10.4%	$250.7M-2.0%	$255.8M+41.5%	$180.7M+27.3%	$141.9M+9.4%	$129.8M+54.6%	$83.9M+37.9%	$60.9M+37.8%	$44.2M+35.1%	$32.7M
SG&A Expenses	$91.5M	$84.0M+7.9%	$77.9M+16.3%	$67.0M+16.9%	$57.3M+24.8%	$45.9M+15.4%	$39.8M+27.4%	$31.2M+21.8%	$25.7M+33.9%	$19.2M+12.7%	$17.0M+28.7%	$13.2M
Interest Expense	$206.3M	$212.0M-1.5%	$215.3M+41.1%	$152.6M+383.1%	$31.6M+94.0%	$16.3M-10.4%	$18.2M-43.5%	$32.2M+153.0%	$12.7M+46.7%	$8.7M+42.4%	$6.1M+15.8%	$5.3M
Income Tax	$37.0M	$30.4M+0.1%	$30.4M+2.5%	$29.6M-20.9%	$37.5M+29.2%	$29.0M+57.2%	$18.5M+32.5%	$13.9M+24.1%	$11.2M+0.1%	$11.2M+268.1%	$3.0M+19.0%	$2.6M
Net Income	$86.6M	$71.1M+6.6%	$66.7M-13.7%	$77.3M+30.0%	$59.4M-1.9%	$60.6M+53.4%	$39.5M+31.0%	$30.1M+17.9%	$25.6M+106.6%	$12.4M+146.7%	$5.0M+17.4%	$4.3M
EPS (Basic)	N/A	$6.71+12.4%	$5.97-14.1%	$6.95+28.2%	$5.42-18.4%	$6.64+39.5%	$4.76+31.1%	$3.63+16.3%	$3.12+30.0%	$2.40+458.1%	$0.43-72.1%	$1.54
EPS (Diluted)	$7.86	$6.62+11.6%	$5.93-14.2%	$6.91+30.6%	$5.29-18.0%	$6.45+38.4%	$4.66+30.9%	$3.56+16.3%	$3.06	$2.34	$0.43	$1.54
Diluted Shares (Avg)	N/A	11M-4.6%	11M+1.1%	11M-0.6%	11M+20.8%	9M+10.4%	8M+0.7%	8M+0.6%	8M	5M	4M	3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$93.0M+21.9%	$88.5M+25.4%	$88.4M+24.5%	$79.8M+11.6%	$76.3M+12.7%	$70.6M+5.8%	$71.0M+11.7%	$71.5M+19.1%
SG&A Expenses	$25.4M+25.2%	$24.1M+11.1%	$20.4M+3.8%	$21.7M+9.0%	$20.3M+9.3%	$21.7M+9.6%	$19.6M+7.7%	$19.9M+15.6%
Interest Expense	$50.5M-5.4%	$49.0M-5.4%	$52.1M-2.0%	$54.7M-1.0%	$53.4M-1.5%	$51.8M-1.5%	$53.2M+10.3%	$55.2M+24.5%
Income Tax	$8.7M+8.0%	$13.0M+85.0%	$12.3M+24.2%	$3.1M-42.3%	$8.0M+13.2%	$7.0M-13.3%	$9.9M+87.3%	$5.3M-15.7%
Net Income	$19.2M+2.4%	$31.4M+92.2%	$28.9M+34.7%	$7.1M-42.0%	$18.8M+11.7%	$16.4M+0.9%	$21.4M+47.0%	$12.3M-44.4%
EPS (Basic)	$1.55-12.9%	$2.94+101.4%	$2.77+44.3%	$0.68-38.2%	$1.78+18.7%	$1.460.0%	$1.92+46.6%	$1.10-44.7%
EPS (Diluted)	$1.54-12.5%	$2.92+101.4%	$2.73+44.4%	$0.67-38.0%	$1.76+17.3%	$1.45-0.7%	$1.89+45.4%	$1.08-45.2%
Diluted Shares (Avg)	13M+17.2%	11M-4.7%	N/A	11M-6.4%	11M-4.7%	11M+1.3%	N/A	11M+1.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

MCB Balance Sheet

MCB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Total Assets	$8.3B+13.1%	$7.3B+3.3%	$7.1B+12.8%	$6.3B-11.9%	$7.1B+64.3%	$4.3B+29.0%	$3.4B+53.8%	$2.2B+24.0%	$1.8B+44.2%	$1.2B	N/A
Cash & Equivalents	$393.6M+96.5%	$200.3M-25.7%	$269.5M+4.7%	$257.4M-89.1%	$2.4B+173.0%	$864.3M+122.1%	$389.2M+67.1%	$232.9M-10.8%	$261.2M+215.0%	$82.9M+26.3%	$65.6M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	$5.7M+2.7%	$5.5M-16.4%	$6.6M+21.8%	$5.4M	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$9.7M0.0%	$9.7M0.0%	$9.7M0.0%	$9.7M-0.3%	$9.7M0.0%	$9.7M0.0%	$9.7M0.0%	$9.7M0.0%	$9.7M0.0%	$9.7M	N/A
Total Liabilities	$7.5B+14.3%	$6.6B+2.5%	$6.4B+12.6%	$5.7B-13.2%	$6.6B+64.4%	$4.0B+30.5%	$3.1B+59.4%	$1.9B+25.9%	$1.5B+37.1%	$1.1B	N/A
Total Equity	$743.1M+1.8%	$729.8M+10.7%	$659.0M+14.4%	$575.9M+3.4%	$557.0M+63.4%	$340.8M+13.9%	$299.1M+13.1%	$264.4M+11.6%	$236.9M+116.4%	$109.5M+44.2%	$76.0M
Retained Earnings	$450.6M+17.8%	$382.7M+21.1%	$316.0M+31.2%	$240.8M+32.8%	$181.4M+50.1%	$120.8M+48.5%	$81.4M+58.2%	$51.4M+98.8%	$25.9M+91.7%	$13.5M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$8.9B+12.8%	$8.8B+16.1%	$8.3B+13.1%	$8.2B+11.2%	$7.9B+8.1%	$7.6B+2.2%	$7.3B+3.3%	$7.4B+10.8%
Cash & Equivalents	$239.3M+56.9%	$672.4M+242.2%	$393.6M+96.5%	$385.9M+21.2%	$152.5M-37.7%	$196.5M-63.2%	$200.3M-25.7%	$318.5M+79.6%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$9.7M0.0%	N/A	N/A	N/A	$9.7M0.0%	N/A
Total Liabilities	$7.9B+10.7%	$7.9B+14.8%	$7.5B+14.3%	$7.5B+12.2%	$7.1B+8.5%	$6.9B+1.5%	$6.6B+2.5%	$6.7B+10.6%
Total Equity	$968.2M+33.9%	$948.3M+28.5%	$743.1M+1.8%	$732.0M+2.4%	$723.0M+4.4%	$737.8M+9.5%	$729.8M+10.7%	$715.2M+12.6%
Retained Earnings	$495.0M+18.5%	$479.2M+20.1%	$450.6M+17.8%	$423.3M+17.2%	$417.8M+19.7%	$399.0M+20.1%	$382.7M+21.1%	$361.2M+19.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

MCB Cash Flow Statement

MCB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Operating Cash Flow	$106.8M	$88.7M-40.3%	$148.5M+249.9%	$42.4M-50.6%	$85.9M+130.4%	$37.3M-57.3%	$87.3M+124.0%	$39.0M+44.0%	$27.1M-14.0%	$31.5M+116.2%	$14.6M+167.5%	$5.4M
Depreciation & Amortization	N/A	$2.9M+7.4%	$2.7M+3.8%	$2.6M+4.0%	$2.5M+4.2%	$2.4M-4.0%	$2.5M+56.3%	$1.6M+14.3%	$1.4M+43.1%	$978K+24.6%	$785K+12.8%	$696K
Stock-Based Compensation	N/A	$8.9M+0.3%	$8.9M-8.9%	$9.8M+24.6%	$7.8M+62.5%	$4.8M+45.6%	$3.3M+8.0%	$3.1M+42.6%	$2.2M+422.1%	$412K	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2.0M-11.2%	$2.2M+87.4%	$1.2M-31.9%	$1.7M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$25.1M-14.2%	$29.3M+118.7%	$13.4M+260.5%	$3.7M
Investing Cash Flow	-$899.0M	-$763.0M-106.4%	-$369.6M+52.3%	-$775.4M+36.9%	-$1.2B+5.7%	-$1.3B-166.4%	-$489.0M+51.8%	-$1.0B-123.2%	-$454.6M-24.0%	-$366.6M-56.9%	-$233.7M-24.9%	-$187.1M
Financing Cash Flow	$879.0M	$867.6M+471.0%	$152.0M-79.6%	$745.1M+177.7%	-$958.5M-134.7%	$2.8B+214.9%	$876.9M-22.5%	$1.1B+183.6%	$399.2M-22.2%	$513.5M+117.2%	$236.4M+17.2%	$201.6M
Dividends Paid	$8.5M	$3.1M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$32.8M	$73.5M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$255K	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$10.8M-158.6%	$55.0M+608.7%	$30.7M-63.1%	$31.8M+562.3%	$18.4M-47.9%	$7.8M-68.9%	$83.4M+371.3%	$4.8M-82.5%
Depreciation & Amortization	-$1.7M+14.4%	-$3.1M-110.5%	$11.7M-0.4%	-$5.4M-63.0%	-$2.0M+22.8%	-$1.5M+54.6%	$11.7M+625.8%	-$3.3M-503.2%
Stock-Based Compensation	N/A	$3.2M+76.9%	N/A	N/A	N/A	$1.8M-5.2%	N/A	N/A
Investing Cash Flow	-$410.3M-45.8%	-$313.8M-2.3%	-$24.4M+78.7%	-$150.5M-382.8%	-$281.4M-162.9%	-$306.7M-162.6%	-$114.6M+58.6%	-$31.2M+84.0%
Financing Cash Flow	-$12.0M-105.5%	$537.6M+82.1%	$1.3M+101.5%	$352.1M+251.5%	$219.0M+200.5%	$295.2M-17.3%	-$87.0M-121.8%	$100.2M-30.0%
Dividends Paid	$3.4M	$2.0M	$1.6M	$1.6M	N/A	N/A	N/A	N/A
Share Buybacks	$0-100.0%	$9.9M-23.8%	$20.2M	$2.7M	$37.6M	$12.9M	N/A	N/A

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

MCB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MCB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Net Margin	22.6%-1.5pp	24.1%-6.7pp	30.8%+7.6pp	23.2%-10.3pp	33.5%+5.7pp	27.8%+4.6pp	23.2%-7.2pp	30.4%+10.1pp	20.3%+9.0pp	11.3%-1.7pp	13.1%
Return on Equity	9.6%+0.4pp	9.1%-2.6pp	11.7%+1.4pp	10.3%-0.6pp	10.9%-0.7pp	11.6%+1.5pp	10.1%+0.4pp	9.7%+4.4pp	5.2%+0.6pp	4.6%-1.0pp	5.6%
Return on Assets	0.9%-0.1pp	0.9%-0.2pp	1.1%+0.1pp	0.9%+0.1pp	0.9%-0.1pp	0.9%0.0pp	0.9%-0.3pp	1.2%+0.5pp	0.7%+0.3pp	0.4%	N/A
Debt-to-Equity	10.11+1.1x	9.00-0.7x	9.72-0.2x	9.88-1.9x	11.78+0.1x	11.71+1.5x	10.22+3.0x	7.25+0.8x	6.43-3.7x	10.15	N/A
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.04	N/A
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	29.9%-18.2pp	48.1%+17.8pp	30.3%+18.9pp	11.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	20.7%-3.9pp	35.5%+12.3pp	32.6%+2.5pp	8.9%-8.2pp	24.6%-0.2pp	23.2%-1.1pp	30.2%+7.2pp	17.2%-19.6pp
Return on Equity	2.0%-0.6pp	3.3%+1.1pp	3.9%+1.0pp	1.0%-0.8pp	2.6%+0.2pp	2.2%-0.2pp	2.9%+0.7pp	1.7%-1.8pp
Return on Assets	0.2%0.0pp	0.4%+0.1pp	0.4%+0.1pp	0.1%-0.1pp	0.2%0.0pp	0.2%0.0pp	0.3%+0.1pp	0.2%-0.2pp
Debt-to-Equity	8.15-1.7x	8.33-1.0x	10.11+1.1x	10.25+0.9x	9.86+0.4x	9.32-0.7x	9.00-0.7x	9.35-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Metropolitan Bank Holding Corp. MCB	FY2025	$315.1M	$71.1M	22.6%	$1.1B	53/100
Central Pacific Financial Corporation CPF	FY2025	$292.7M	$77.5M	26.5%	$922.0M	38/100
Esquire Financial Holdings, Inc. ESQ	FY2025	$146.6M	N/A	N/A	$1.4B	60/100
Equity Bancshares, Inc. EQBK	FY2025	$210.1M	$22.7M	10.8%	$967.8M	35/100
Mercantile Bank Corp MBWM	FY2025	$242.7M	$88.8M	36.6%	$1.0B	64/100

Where Metropolitan Bank Holding Corp. Ranks

Frequently Asked Questions

What is Metropolitan Bank Holding Corp.'s annual revenue?

Metropolitan Bank Holding Corp. (MCB) reported $315.1M in total revenue for fiscal year 2025. This represents a 13.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Metropolitan Bank Holding Corp.'s revenue growing?

Metropolitan Bank Holding Corp. (MCB) revenue grew by 13.8% year-over-year, from $276.9M to $315.1M in fiscal year 2025.

Is Metropolitan Bank Holding Corp. profitable?

Yes, Metropolitan Bank Holding Corp. (MCB) reported a net income of $71.1M in fiscal year 2025, with a net profit margin of 22.6%.

What is Metropolitan Bank Holding Corp.'s net profit margin?

Metropolitan Bank Holding Corp. (MCB) had a net profit margin of 22.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Metropolitan Bank Holding Corp. pay dividends?

Yes, Metropolitan Bank Holding Corp. (MCB) paid $0.30 per share in dividends during fiscal year 2025.

What is Metropolitan Bank Holding Corp.'s return on equity (ROE)?

Metropolitan Bank Holding Corp. (MCB) has a return on equity of 9.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Metropolitan Bank Holding Corp.'s operating cash flow?

Metropolitan Bank Holding Corp. (MCB) generated $88.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Metropolitan Bank Holding Corp.'s total assets?

Metropolitan Bank Holding Corp. (MCB) had $8.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Metropolitan Bank Holding Corp. buy back shares?

Yes, Metropolitan Bank Holding Corp. (MCB) spent $73.5M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Metropolitan Bank Holding Corp. have outstanding?

Metropolitan Bank Holding Corp. (MCB) had 10M shares outstanding as of fiscal year 2025.

What is Metropolitan Bank Holding Corp.'s debt-to-equity ratio?

Metropolitan Bank Holding Corp. (MCB) had a debt-to-equity ratio of 10.11 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Metropolitan Bank Holding Corp.'s return on assets (ROA)?

Metropolitan Bank Holding Corp. (MCB) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Metropolitan Bank Holding Corp.'s P/E ratio?

Metropolitan Bank Holding Corp. (MCB) trades at 12.5x earnings, its market capitalization divided by net income of $86.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.1B as of Oct 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Metropolitan Bank Holding Corp.'s price-to-sales ratio?

Metropolitan Bank Holding Corp. (MCB) trades at 3.1x sales, its market capitalization divided by revenue of $349.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.1B as of Oct 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Metropolitan Bank Holding Corp.'s Piotroski F-Score?

Metropolitan Bank Holding Corp. (MCB) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Metropolitan Bank Holding Corp.'s earnings high quality?

Metropolitan Bank Holding Corp. (MCB) has an earnings quality ratio of 1.25x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Metropolitan Bank Holding Corp.?

Metropolitan Bank Holding Corp. (MCB) scores 53 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.