Source SEC Filings (10-K/10-Q)Latest period Q2 FY2026, ended Jun 30, 2026ReportedCurrency USDFYE December
Equity Bancshare (EQBK) reported $397.8M in revenue
over the twelve months to Jun 30, 2026, up 33.1% from the prior twelve months.
This page shows its income statement, balance sheet, cash flow statement, and key financial ratios.
View 13 years of annual fundamentals and quarterly data, with year-over-year
growth rates and compound annual growth rates (CAGR).
All figures are derived from SEC filings (10-K and 10-Q reports).
Rhea AIEQBKFY2025
Equity Bancshares is growing its balance sheet, but each new dollar of assets is producing less profit.
FY2025 added scale: total assets moved from $5.33B to $6.37B. Return on assets simultaneously fell from 1.2% to 0.4%, showing that recent growth made the balance sheet bigger without making it proportionally more profitable, which is the key operating test for an asset-heavy business.
Reported profit was far more volatile than cash generation, which makes the earnings line look less stable than the underlying cash engine. Across FY2023-FY2025, operating cash flow stayed between $51.4M and $76.5M even as net income swung sharply, so the income statement carried more of the turbulence than cash receipts did.
Capital has been rebuilt since the FY2023 trough; debt-to-equity eased from 0.9x to 0.6x, reducing dependence on borrowed funding relative to its own capital. Equity also climbed from $452.9M to $732.1M, so FY2025's weak ROE reflects a larger capital base earning less, not a thinner cushion.
Financial Health Signals
Financial Health Score35/100
Scored as: Banks peer group
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Equity Bancshare's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Earnings
30
Growth
81
Capital
52
Efficiency
15
Credit Quality
0
Not available for Equity Bancshare, and counted as zero in the overall score.
Stability
30
Piotroski F-ScorePartial
3/7
Equity Bancshare passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
Earnings QualityCash-Backed
2.26x
For every $1 of reported earnings, Equity Bancshare generates $2.26 in operating cash flow ($51.4M OCF vs $22.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Equity Bancshare generated $330.8M in revenue in fiscal year 2025. This represents an increase of 11.5% from the prior year.
Net Income
$22.7M
YoY-63.7%
10Y CAGR+8.2%
Equity Bancshare reported $22.7M in net income in fiscal year 2025. This represents a decrease of 63.7% from the prior year.
EPS (Diluted)
$1.23
YoY-69.3%
10Y CAGR-2.2%
Equity Bancshare earned $1.23 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 69.3% from the prior year.
EBITDA
Not reported for fiscal year 2025.
Cash & Balance Sheet
Free Cash Flow
$38.1M
YoY-41.7%
5Y CAGR+2.3%
10Y CAGR+17.1%
Equity Bancshare generated $38.1M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 41.7% from the prior year.
Cash & Debt
Debt $443.2M
Equity Bancshare carried $443.2M in long-term debt as of fiscal year 2025; cash and equivalents are not reported for that period.
Dividends Per Share
$0.66
YoY+22.2%
Equity Bancshare paid $0.66 per share in dividends in fiscal year 2025. This represents an increase of 22.2% from the prior year.
Shares Outstanding
21M
YoY+17.8%
Equity Bancshare had 21M shares outstanding in fiscal year 2025. This represents an increase of 17.8% from the prior year.
Margins & Returns
Net Margin
6.9%
YoY-14.2pp
5Y CAGR+55.1pp
10Y CAGR-12.6pp
Equity Bancshare's net profit margin was 6.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 14.2 percentage points from the prior year.
Return on Equity
3.1%
YoY-7.5pp
5Y CAGR+21.5pp
10Y CAGR-3.1pp
Equity Bancshare's ROE was 3.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 7.5 percentage points from the prior year.
Gross Margin
Not reported for fiscal year 2025.
Operating Margin
Not reported for fiscal year 2025.
Capital Allocation
Share Buybacks
$14.0M
YoY+17.9%
5Y CAGR-6.3%
Equity Bancshare spent $14.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 17.9% from the prior year.
Capital Expenditures
$13.3M
YoY+56.0%
5Y CAGR+6.8%
10Y CAGR+8.7%
Equity Bancshare invested $13.3M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 56.0% from the prior year.
R&D Spending
Not reported for fiscal year 2025.
EQBK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
EQBK annual income statement
EQBK quarterly income statement
Metric
TTM
FY25
FY24
FY23
FY22
FY21
FY20
FY19
FY18
FY17
FY16
FY15
FY14
FY13
Revenue
$397.8M
$330.8M+11.5%
$296.8M+20.3%
$246.7M+31.1%
$188.2M+19.6%
$157.4M+1.2%
$155.6M-11.4%
$175.5M+8.6%
$161.6M+57.3%
$102.7M+66.2%
$61.8M+16.5%
$53.0M+13.3%
$46.8M-0.1%
$46.8M
SG&A Expenses
$95.9M
$84.8M+16.5%
$72.8M+13.0%
$64.4M+3.8%
$62.0M+14.4%
$54.2M+0.1%
$54.1M+3.9%
$52.1M+8.5%
$48.0M+41.4%
$34.0M+54.7%
$22.0M+14.3%
$19.2M-2.1%
$19.6M+10.4%
$17.8M
Interest Expense
$124.3M
$104.8M-5.4%
$110.7M+26.2%
$87.7M+245.0%
$25.4M+71.9%
$14.8M-35.4%
$22.9M-53.9%
$49.6M+35.0%
$36.8M+120.2%
$16.7M+81.4%
$9.2M+36.0%
$6.8M+24.5%
$5.4M-3.2%
$5.6M
Income Tax
$9.3M
$3.7M-76.7%
$15.7M+389.7%
-$5.4M-142.9%
$12.6M+5.3%
$12.0M+2889.0%
$400K-94.5%
$7.3M-29.7%
$10.3M-0.3%
$10.4M+130.9%
$4.5M+8.5%
$4.1M-1.5%
$4.2M+18.9%
$3.5M
Net Income
$35.8M
$22.7M-63.7%
$62.6M+700.7%
$7.8M-86.4%
$57.7M+9.9%
$52.5M+170.0%
-$75.0M-393.1%
$25.6M-28.6%
$35.8M+73.5%
$20.6M+120.3%
$9.4M-9.0%
$10.3M+14.6%
$9.0M+14.1%
$7.9M
EPS (Diluted)
$1.71
$1.23-69.3%
$4.00+700.0%
$0.50-85.8%
$3.51+2.3%
$3.43+169.0%
-$4.97-408.7%
$1.61-29.4%
$2.28+40.7%
$1.62+51.4%
$1.07-30.5%
$1.54+18.5%
$1.30+41.3%
$0.92
Metric
Q2'26
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Revenue
$107.8M-0.2%
$108.0M+18.9%
$90.9M-0.3%
$91.1M+22.8%
$74.2M-0.7%
$74.7M-0.4%
$75.0M0.0%
$75.0M
SG&A Expenses
$24.6M-6.3%
$26.3M+17.6%
$22.3M-2.0%
$22.8M+15.4%
$19.7M-1.1%
$20.0M+8.6%
$18.4M-0.7%
$18.5M
Interest Expense
$34.0M-1.2%
$34.4M+25.6%
$27.4M-4.4%
$28.6M+17.3%
$24.4M0.0%
$24.4M-4.4%
$25.5M-11.8%
$28.9M
Income Tax
$7.3M+38.8%
$5.3M+20.1%
$4.4M+157.3%
-$7.6M-345.9%
$3.1M-18.4%
$3.8M+12.1%
$3.4M-14.7%
$4.0M
Net Income
$26.4M+55.8%
$17.0M-23.2%
$22.1M+174.4%
-$29.7M-294.3%
$15.3M+1.5%
$15.0M-11.5%
$17.0M-14.4%
$19.9M
EPS (Diluted)
$1.27+58.7%
$0.80-32.8%
$1.19+176.8%
-$1.55-280.2%
$0.86+1.2%
$0.85-19.0%
$1.05-18.0%
$1.28
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
EQBK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
EQBK annual balance sheet
EQBK quarterly balance sheet
Metric
FY25
FY24
FY23
FY22
FY21
FY20
FY19
FY18
FY17
FY16
FY15
FY14
FY13
Total Assets
$6.4B+19.5%
$5.3B+5.9%
$5.0B+1.1%
$5.0B-3.0%
$5.1B+28.0%
$4.0B+1.6%
$3.9B-2.8%
$4.1B+28.1%
$3.2B+44.6%
$2.2B+38.2%
$1.6B+35.0%
$1.2B
N/A
Cash & Equivalents
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
$52.2M+48.7%
$35.1M-38.2%
$56.8M+79.2%
$31.7M+53.8%
$20.6M
Goodwill
$82.1M+54.6%
$53.1M0.0%
$53.1M0.0%
$53.1M-2.5%
$54.5M+72.4%
$31.6M-76.8%
$136.4M+3.6%
$131.7M+25.6%
$104.9M+78.2%
$58.9M+224.7%
$18.1M0.0%
$18.1M0.0%
$18.1M
Total Liabilities
$5.6B+19.0%
$4.7B+3.4%
$4.6B+0.2%
$4.6B-1.4%
$4.6B+28.6%
$3.6B+3.9%
$3.5B-3.7%
$3.6B+28.9%
$2.8B+44.6%
$1.9B+36.4%
$1.4B+34.2%
$1.1B
N/A
Long-Term Debt
$443.2M+41.7%
$312.8M-19.2%
$386.9M+34.0%
$288.7M+81.2%
$159.4M+12.4%
$141.8M
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Equity
$732.1M+23.5%
$592.9M+30.9%
$452.9M+10.4%
$410.1M-18.1%
$500.6M+22.8%
$407.6M-14.7%
$478.1M+4.9%
$455.9M+21.9%
$374.1M+45.0%
$258.0M+54.3%
$167.2M+42.0%
$117.7M-15.8%
$139.9M
Retained Earnings
$205.3M+5.3%
$194.9M+38.2%
$141.0M+0.7%
$140.1M+58.6%
$88.3M+73.9%
$50.8M-59.6%
$125.8M+24.1%
$101.3M+54.7%
$65.5M+47.8%
$44.3M+26.8%
$35.0M+40.8%
$24.8M
N/A
Metric
Q2'26
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Total Assets
$7.7B+0.8%
$7.7B+20.3%
$6.4B+0.1%
$6.4B+18.5%
$5.4B-1.3%
$5.4B+2.1%
$5.3B-0.4%
$5.4B
Goodwill
$105.4M+0.4%
$105.0M+27.8%
$82.1M+5.8%
$77.6M+46.1%
$53.1M0.0%
$53.1M0.0%
$53.1M0.0%
$53.1M
Total Liabilities
$6.9B+0.7%
$6.8B+21.4%
$5.6B-0.2%
$5.7B+19.3%
$4.7B-1.9%
$4.8B+1.9%
$4.7B-2.3%
$4.9B
Long-Term Debt
$532.6M+8.7%
$490.0M+10.6%
$443.2M-9.0%
$486.9M+8.6%
$448.4M+19.0%
$376.9M+20.5%
$312.8M-28.5%
$437.5M
Total Equity
$827.3M+1.2%
$817.6M+11.7%
$732.1M+2.8%
$711.9M+12.0%
$635.6M+3.0%
$617.3M+4.1%
$592.9M+17.6%
$504.0M
Retained Earnings
$241.2M+10.4%
$218.5M+6.4%
$205.3M+10.0%
$186.7M-15.1%
$219.9M+6.1%
$207.3M+6.3%
$194.9M+7.9%
$180.6M
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.
Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Inventory, Accounts Receivable, Current Liabilities.
EQBK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
EQBK annual cash flow statement
EQBK quarterly cash flow statement
Metric
TTM
FY25
FY24
FY23
FY22
FY21
FY20
FY19
FY18
FY17
FY16
FY15
FY14
FY13
Operating Cash Flow
$55.6M
$51.4M-30.4%
$73.8M-3.5%
$76.5M+3.3%
$74.1M-27.9%
$102.7M+135.4%
$43.6M-10.1%
$48.5M+32.3%
$36.7M+32.7%
$27.6M+77.7%
$15.5M+14.2%
$13.6M-0.4%
$13.7M-15.0%
$16.1M
Capital Expenditures
$16.6M
$13.3M+56.0%
$8.5M-45.5%
$15.6M+347.7%
$3.5M-31.8%
$5.1M-46.6%
$9.5M+37.4%
$6.9M-21.3%
$8.8M+28.5%
$6.9M+145.8%
$2.8M-51.3%
$5.7M+22.7%
$4.7M+154.5%
$1.8M
Free Cash Flow
$39.0M
$38.1M-41.7%
$65.4M+7.2%
$61.0M-13.7%
$70.6M-27.7%
$97.6M+186.4%
$34.1M-18.0%
$41.6M+49.4%
$27.8M+34.1%
$20.8M+62.8%
$12.8M+61.7%
$7.9M-12.4%
$9.0M-36.8%
$14.2M
Investing Cash Flow
$150.5M
$136.9M+10.7%
$123.7M-46.7%
$232.2M+208.4%
-$214.2M+32.1%
-$315.3M-428.5%
$96.0M-0.1%
$96.1M+156.0%
-$171.5M+23.1%
-$222.9M-58.5%
-$140.7M
N/A
N/A
N/A
Financing Cash Flow
-$25.7M
$35.8M+118.5%
-$192.9M-467.0%
-$34.0M-120.7%
-$15.4M-108.0%
$191.9M+270.6%
$51.8M+120.9%
-$248.1M-190.1%
$275.4M+29.7%
$212.4M+105.4%
$103.4M
N/A
N/A
N/A
Dividends Paid
$13.4M
$11.4M+44.7%
$7.9M+19.3%
$6.6M+18.9%
$5.6M+384.2%
$1.1M
N/A
N/A
N/A
N/A
$42K-74.4%
$164K-79.6%
$804K-17.1%
$970K
Share Buybacks
$46.3M
$14.0M+17.9%
$11.9M-33.7%
$17.9M-46.1%
$33.2M+77.8%
$18.7M-3.5%
$19.3M+78.0%
$10.9M
N/A
N/A
N/A
N/A
$17.2M+2915.9%
$571K
Metric
Q2'26
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Operating Cash Flow
$38.8M+153.3%
$15.3M+317.4%
-$7.1M-183.2%
$8.5M-70.0%
$28.3M+30.4%
$21.7M-0.1%
$21.7M-7.6%
$23.5M
Capital Expenditures
$3.3M-13.0%
$3.8M-30.8%
$5.5M+36.4%
$4.0M+76.2%
$2.3M+55.9%
$1.5M-20.8%
$1.8M-51.2%
$3.8M
Free Cash Flow
$35.5M+208.0%
$11.5M+192.0%
-$12.5M-381.6%
$4.5M-82.9%
$26.0M+28.5%
$20.2M+1.8%
$19.9M+0.8%
$19.7M
Investing Cash Flow
-$86.6M-264.2%
$52.8M+179.2%
-$66.6M-126.5%
$251.0M+2315.6%
$10.4M+118.0%
-$57.8M-137.2%
$155.6M+356.2%
-$60.7M
Financing Cash Flow
$30.1M+127.0%
-$111.7M-523.2%
-$17.9M-124.3%
$73.8M+171.1%
-$103.8M-223.9%
$83.8M+388.8%
-$29.0M-332.9%
$12.5M
Dividends Paid
$3.7M+6.2%
$3.5M+2.4%
$3.4M+31.1%
$2.6M-0.2%
$2.6M-2.7%
$2.7M+18.0%
$2.3M+22.4%
$1.9M
Share Buybacks
$9.9M-56.4%
$22.7M+215.7%
$7.2M+10.1%
$6.5M+2282.1%
$274K
$0
$0
$0
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
EQBK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
EQBK annual financial ratios
EQBK quarterly financial ratios
Metric
FY25
FY24
FY23
FY22
FY21
FY20
FY19
FY18
FY17
FY16
FY15
FY14
FY13
Net Margin
6.9%-14.2pp
21.1%+17.9pp
3.2%-27.5pp
30.6%-2.7pp
33.4%+81.5pp
-48.2%-62.8pp
14.6%-7.6pp
22.2%+2.1pp
20.1%+4.9pp
15.2%-4.3pp
19.4%+0.2pp
19.2%+2.4pp
16.8%
Return on Equity
3.1%-7.5pp
10.6%+8.8pp
1.7%-12.3pp
14.1%+3.6pp
10.5%+28.9pp
-18.4%-23.7pp
5.3%-2.5pp
7.9%+2.3pp
5.5%+1.9pp
3.6%-2.5pp
6.2%-1.5pp
7.6%+2.0pp
5.6%
Return on Assets
0.4%-0.8pp
1.2%+1.0pp
0.2%-1.0pp
1.2%+0.1pp
1.0%+2.9pp
-1.9%-2.5pp
0.7%-0.2pp
0.9%+0.2pp
0.7%+0.2pp
0.4%-0.2pp
0.7%-0.1pp
0.8%
N/A
Debt-to-Equity
0.61+0.1x
0.53-0.3x
0.85+0.2x
0.70+0.4x
0.320.0x
0.35-6.9x
7.26-0.6x
7.91+0.4x
7.470.0x
7.50-1.0x
8.48-0.5x
8.98
N/A
FCF Margin
11.5%-10.5pp
22.0%-2.7pp
24.7%-12.8pp
37.5%-24.5pp
62.0%+40.1pp
21.9%-1.8pp
23.7%+6.5pp
17.2%-3.0pp
20.2%-0.4pp
20.6%+5.8pp
14.9%-4.4pp
19.2%-11.2pp
30.4%
Metric
Q2'26
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Net Margin
24.5%+8.8pp
15.7%-8.6pp
24.3%+56.9pp
-32.6%-53.1pp
20.6%+0.4pp
20.1%-2.5pp
22.7%-3.8pp
26.5%
Return on Equity
3.2%+1.1pp
2.1%-0.9pp
3.0%+7.2pp
-4.2%-6.6pp
2.4%0.0pp
2.4%-0.4pp
2.9%-1.1pp
3.9%
Return on Assets
0.3%+0.1pp
0.2%-0.1pp
0.4%+0.8pp
-0.5%-0.8pp
0.3%0.0pp
0.3%0.0pp
0.3%-0.1pp
0.4%
Debt-to-Equity
0.640.0x
0.600.0x
0.61-0.1x
0.680.0x
0.71+0.1x
0.61+0.1x
0.53-0.3x
0.87
FCF Margin
32.9%+22.3pp
10.7%+24.5pp
-13.8%-18.7pp
4.9%-30.1pp
35.0%+8.0pp
27.1%+0.6pp
26.5%+0.2pp
26.3%
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Equity Bancshare (EQBK) reported $330.8M in total revenue for fiscal year 2025. This represents a 11.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Equity Bancshare's revenue growing?
Equity Bancshare (EQBK) revenue grew by 11.5% year-over-year, from $296.8M to $330.8M in fiscal year 2025.
Is Equity Bancshare profitable?
Yes, Equity Bancshare (EQBK) reported a net income of $22.7M in fiscal year 2025, with a net profit margin of 6.9%.
What is Equity Bancshare's earnings per share (EPS)?
Equity Bancshare (EQBK) reported diluted earnings per share of $1.23 for fiscal year 2025. This represents a -69.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Equity Bancshare's net profit margin?
Equity Bancshare (EQBK) had a net profit margin of 6.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Equity Bancshare pay dividends?
Yes, Equity Bancshare (EQBK) paid $0.66 per share in dividends during fiscal year 2025.
What is Equity Bancshare's return on equity (ROE)?
Equity Bancshare (EQBK) has a return on equity of 3.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Equity Bancshare's free cash flow?
Equity Bancshare (EQBK) generated $38.1M in free cash flow during fiscal year 2025. This represents a -41.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Equity Bancshare's operating cash flow?
Equity Bancshare (EQBK) generated $51.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Equity Bancshare's total assets?
Equity Bancshare (EQBK) had $6.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Equity Bancshare's capital expenditures?
Equity Bancshare (EQBK) invested $13.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Does Equity Bancshare buy back shares?
Yes, Equity Bancshare (EQBK) spent $14.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
How many shares does Equity Bancshare have outstanding?
Equity Bancshare (EQBK) had 21M shares outstanding as of fiscal year 2025.
What is Equity Bancshare's debt-to-equity ratio?
Equity Bancshare (EQBK) had a debt-to-equity ratio of 0.61 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Equity Bancshare's return on assets (ROA)?
Equity Bancshare (EQBK) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Equity Bancshare's Piotroski F-Score?
Equity Bancshare (EQBK) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Equity Bancshare's earnings high quality?
Equity Bancshare (EQBK) has an earnings quality ratio of 2.26x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Equity Bancshare?
Equity Bancshare (EQBK) scores 35 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.
