Equity Bancshares, Inc. filings document the regulatory record for Equity Bank's bank holding company, including operating results, governance, capital structure and material-event disclosures. Form 8-K reports furnish earnings releases, Regulation FD investor presentations, cash dividend declarations, amendments to credit arrangements and direct financial obligations.
Proxy materials describe annual-meeting voting matters such as director elections and board governance. Other filings address shareholder votes, board composition changes, material agreements, common-stock matters and the financial condition associated with a regional banking business built around deposits, loans, securities and other financial instruments.
Equity Bancshares, Inc. (EQBK) filed a Form S-4 registration statement to register its Class A common stock for issuance to Lincoln Bancorp shareholders in the proposed merger between the companies. The registration statement includes a proxy statement/prospectus that will be sent to Lincoln shareholders to seek approval.
Equity Bancshares, Inc. (EQBK) proposes a merger with Lincoln Bancorp that would issue approximately 1,891,669 shares of Equity common stock as part of approximately $121,182,541 in aggregate merger consideration. Lincoln shareholders may elect 0.3368 Equity shares or $16.33 in cash per Lincoln share, based on an agreed Equity share price of $48.49. Proration is designed to produce a total consideration mix of 77.5% stock and 22.5% cash; the consideration includes $91,727,028 in stock and up to $29,455,513 in cash. The stock’s market value at closing will depend on EQBK’s market price.
Consideration may be reduced if Lincoln’s adjusted shareholders’ equity is below $115,552,000, merger costs exceed $15,200,000, or certain identified credit costs are greater than $0. It may increase by $750,000 if specified conditions for winding down Lincoln’s banking-as-a-service platform are met by the earlier of 10 business days before closing or December 31, 2026. Separate majority approvals from holders of Lincoln Class A and Class B stock and required regulatory approvals are conditions to completion; completion is expected in the fourth calendar quarter of 2026.
Unaudited, illustrative pro forma figures show combined assets of $9,385,689,000 as of June 30, 2026, and net income allocable to common stockholders of $30,996,000 for the six months ended June 30, 2026.
Equity Bancshares, Inc. (EQBK) submitted Frontier Holdings, LLC’s unaudited consolidated financial statements for the three months ended December 31, 2025, to provide updated Frontier financial information in connection with EQBK’s Form S-4 registration statement for its pending transaction with Lincoln Bancorp. EQBK stated that its merger with Frontier, the holding company of Frontier Bank, was completed effective January 1, 2026.
Frontier reported total interest and dividend income of $21.227 million for the three months ended December 31, 2025, compared with $19.580 million for the same period in 2024; net interest income was $10.922 million versus $9.196 million. It recorded a net loss of $891,000, compared with net income of $2.928 million. Net cash provided by operating activities was $4.177 million versus $4.597 million. At December 31, 2025, Frontier had total assets of $1,432.422 million and deposits of $1,131.715 million. Its subsidiary bank was categorized as well capitalized under the prompt corrective action framework. EQBK stated these statements do not modify or update its own previously reported financial statements.
Equity Bancshares, Inc. (EQBK) has entered into a definitive agreement for Lincoln Bancorp to merge with and into Equity, followed by Lincoln Savings Bank merging into Equity Bank. The boards of both companies approved the deal unanimously, with closing targeted for the fourth quarter of 2026, subject to Lincoln shareholder and regulatory approvals and other customary conditions.
Lincoln shareholders may elect to receive either Equity common stock or cash for each Lincoln share. The cash and stock pools are fixed and subject to a formula designed to maintain an overall mix of approximately 77.5% stock and 22.5% cash, so elections may be prorated. Based on Equity’s share price of $49.85 on September 2, 2026, the merger consideration was valued at about $123.8 million. Equity plans to file a registration statement on Form S-4, including a proxy statement/prospectus, which will be mailed to Lincoln shareholders before they vote on the transaction.
Equity Bancshares, Inc. (EQBK) outlines disclosure and process steps for its proposed merger with Lincoln Bancorp. The company describes extensive forward-looking statement language, emphasizing that expectations about the merger and future performance are subject to numerous risks and uncertainties, including regulatory approvals, shareholder approvals, integration challenges and competitive conditions.
Equity Bancshares plans to file a registration statement on Form S-4 with the SEC to register shares of its Class A common stock that would be issued to Lincoln shareholders, and that Form S-4 will include a proxy statement/prospectus for Lincoln shareholders. Investors are directed to review the Form S-4, proxy statement/prospectus and other SEC filings when available, and the communication clarifies that it does not constitute an offer or solicitation to buy or sell securities or to solicit any vote.
Equity Bancshares, Inc. (EQBK) announced that its Board of Directors declared a quarterly cash dividend of $0.22 per share of common stock on September 10, 2026. The dividend is payable on October 15, 2026 to stockholders of record as of the close of business on September 30, 2026.
Equity Bancshares, Inc. (EQBK) plans to acquire Lincoln Bancorp in a stock‑and‑cash merger valued at approximately $123 million. Lincoln shareholders are expected to receive about 1.89 million shares of Equity stock plus $29.5 million in cash, equating to roughly 1.05x Lincoln’s tangible book value and a pay‑to‑trade ratio of about 70.3%.
Lincoln Savings Bank brings roughly $1.7 billion in assets and 16 branches across Des Moines, Waterloo‑Cedar Falls and surrounding Iowa markets, which Equity views as culturally aligned and strategically important for Midwest growth. Management emphasized retaining all Lincoln branches and local leadership while leveraging Equity’s technology and marketing to grow deposits and loans.
The deal is modeled to be approximately 5.1% accretive to earnings per share in 2027, 7.5% in 2028, and 10.1% in 2029, with an estimated 3.8% tangible book value dilution at closing and a 2.6‑year earn‑back. Equity targets 30% cost savings on Lincoln’s noninterest expense and expects about $23.7 million in pretax transaction costs. Pro forma assets are modeled at about $9.1 billion, loans $6.7 billion, and deposits $7.7 billion, with capital ratios including a Common Equity Tier 1 ratio of 10.6% and tangible common equity to tangible assets of 8.6%. Closing is expected in the fourth quarter of 2026, with system conversion in the second quarter of 2027; Equity shareholders would own about 91.6% of the combined company and Lincoln shareholders 8.4%.
Equity Bancshares, Inc. (EQBK) has entered into an Agreement and Plan of Reorganization to acquire Lincoln Bancorp through a multi‑step merger, with Lincoln first merging into a newly formed EQBK subsidiary, then into EQBK, followed by a bank merger of Lincoln Savings Bank into Equity Bank.
Lincoln shareholders will receive a mix of EQBK Class A stock and cash, with aggregate consideration initially structured as 77.5% stock and 22.5% cash, based on a Total Stock Amount of $91,727,028 and a Total Cash Amount of up to $29,455,513, using an agreed EQBK share price of $48.49. The per‑share cash equals an “Adjusted Value Per Share,” and the stock amount equals that value divided by $48.49, with proration mechanisms if cash or stock elections are oversubscribed.
Consideration may be reduced if Lincoln’s adjusted equity is below $115,552,000, if Lincoln’s merger costs exceed $15,200,000, or if specified credit costs arise; it may increase by $750,000 if conditions for exiting Lincoln’s LSBX banking‑as‑a‑service platform are met. Closing is subject to regulatory and third‑party approvals, Lincoln shareholder approval (with voting agreements covering about 15% of Lincoln shares), Lincoln equity of at least $75,000,000, and dissenters’ rights exercised on no more than 5% of Lincoln shares. Lincoln has a stock‑price walk‑away right if EQBK’s 20‑day VWAP falls below 80% of $48.49 and underperforms a bank index formula, and either party may terminate if conditions are not met by June 30, 2027. EQBK plans to file a Form S‑4 registration statement and proxy statement/prospectus for Lincoln shareholders.
Equity Bancshares, Inc. (EQBK) agreed to acquire Lincoln Bancorp, parent of Lincoln Savings Bank, through a multi‑step merger in which an EQBK subsidiary will merge into Lincoln, followed by Lincoln and its bank being folded into EQBK and Equity Bank. Lincoln shareholders can elect EQBK stock or cash per share, subject to proration designed to produce approximately 77.5% stock and 22.5% cash overall and to preserve tax‑free reorganization status under Section 368 of the Internal Revenue Code.
The transaction values Lincoln at about $123.8 million based on EQBK’s September 2, 2026 share price of $49.85. As of June 30, 2026 Lincoln had $1.7 billion in assets, including $1.2 billion in loans and $1.5 billion in deposits; combined with EQBK, pro forma assets are expected to be about $9.1 billion after reducing excess liquidity. EQBK projects EPS accretion of 5.1% in 2027 and 7.5% in 2028, with estimated tangible book value dilution of 3.8% earned back in about 2.6 years.
The merger consideration can be reduced if Lincoln’s adjusted capital is below $115.6 million, merger costs exceed $15.2 million, or certain credit costs are unresolved, and increased by $750,000 if conditions tied to winding down Lincoln’s LSBX banking‑as‑a‑service platform are met. Closing is targeted for the fourth quarter of 2026, subject to regulatory and Lincoln shareholder approvals, minimum Lincoln equity of $75 million, and no more than 5% of Lincoln shares exercising dissenters’ rights. Voting and director support agreements cover about 15% of Lincoln’s shares and commit most directors to support the deal and related covenants.
EQUITY BANCSHARES INC (EQBK) director Donald Scott Rogerson reported purchasing 2,000 shares of Class A Common Stock on 2026-08-21 at $50.00 per share in an open-market or private transaction. Following this buy, he directly owns a total of 10,103 shares.