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Mercury Insurance Offers Advice for Texans Looking to Lower Their Auto Insurance Rates

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Mercury Insurance (NYSE: MCY) has released guidance for Texas drivers seeking to reduce their auto insurance premiums amid rising costs. The company acknowledges that auto insurance rates in Texas have increased due to various factors including severe weather events, rising repair costs, inflation, and population growth.

The company outlines six key strategies for reducing premiums: obtaining multiple quotes, bundling insurance policies, increasing deductibles, reviewing coverage regularly, maintaining a clean driving record, and taking advantage of pay-in-full discounts. Mercury's Regional VP of Sales, Tish Faulkner, emphasizes the importance of regular consultation with local insurance agents to optimize coverage and costs.

Mercury Insurance (NYSE: MCY) ha pubblicato indicazioni per gli automobilisti del Texas che cercano di ridurre i premi assicurativi mentre i costi aumentano. L’azienda riconosce che le tariffe dell’assicurazione auto in Texas sono cresciute per vari motivi, tra cui eventi meteorologici estremi, costi di riparazione crescenti, inflazione e crescita della popolazione.

L’azienda descrive sei strategie chiave per abbassare i premi: ottenere preventivi multipli, assicurarsi polizze multiple, aumentare le franchigie, rivedere regolarmente la copertura, mantenere una guida pulita e sfruttare gli sconti per pagamento integrale. Il vicepresidente regionale delle vendite di Mercury, Tish Faulkner, sottolinea l’importanza di consultarsi regolarmente con gli agenti assicurativi locali per ottimizzare copertura e costi.

Mercury Insurance (NYSE: MCY) ha publicado directrices para conductores de Texas que buscan reducir sus primas de seguro de auto ante el aumento de costos. La empresa reconoce que las tarifas de seguro de auto en Texas han aumentado debido a varios factores, entre ellos eventos meteorológicos extremos, aumento de los costos de reparación, inflación y crecimiento poblacional.

La empresa describe seis estrategias clave para reducir las primas: obtener múltiples cotizaciones, agrupar pólizas de seguro, aumentar deducibles, revisar la cobertura regularmente, mantener un historial de manejo limpio y aprovechar los descuentos por pago total. La vicepresidenta regional de ventas de Mercury, Tish Faulkner, enfatiza la importancia de consultar regularmente con agentes locales de seguros para optimizar la cobertura y los costos.

Mercury Insurance (NYSE: MCY)가 비용 상승 속에서 텍사스 운전자들이 자동차 보험료를 낮추려 할 때의 가이드를 발표했습니다. 회사는 텍사스의 자동차 보험료가 극심한 기상 현상, 증가하는 수리비, 인플레이션, 인구 증가를 포함한 다양한 요인으로 상승했다고 인정합니다.

회사는 보험료를 낮추기 위한 여섯 가지 핵심 전략을 제시합니다: 다수의 견적 받기, 보험을 번들로 묶기, 공제금액 상향, 보장을 정기적으로 검토, 깨끗한 운전 기록 유지, 선납 할인 활용. Mercury의 지역 영업 부사장인 Tish Faulkner은 비용과 보장을 최적화하기 위해 지역 보험 중개인과의 정기적인 상담의 중요성을 강조합니다.

Mercury Insurance (NYSE: MCY) a publié des directives pour les conducteurs du Texas qui cherchent à réduire leurs primes d’assurance auto face à l’augmentation des coûts. L’entreprise reconnaît que les tarifs d’assurance automobile au Texas ont augmenté en raison de divers facteurs, notamment des événements climatiques extrêmes, l’augmentation des coûts de réparation, l’inflation et la croissance démographique.

L’entreprise décrit six stratégies clés pour réduire les primes : obtenir plusieurs devis, regrouper les assurances, augmenter les franchises, examiner régulièrement la couverture, maintenir un bon dossier de conduite et profiter des remises pour paiement intégral. La vice-présidente régionale des ventes de Mercury, Tish Faulkner, insiste sur l’importance de consulter régulièrement les agents d’assurance locaux pour optimiser la couverture et les coûts.

Mercury Insurance (NYSE: MCY) hat Richtlinien für texanische Autofahrer veröffentlicht, die ihre Pkw-Versicherungsprämien angesichts steigender Kosten senken möchten. Das Unternehmen anerkennt, dass die Pkw-Versicherungsraten in Texas durch verschiedene Faktoren gestiegen sind, darunter extreme Wetterereignisse, steigende Reparaturkosten, Inflation und Bevölkerungswachstum.

Das Unternehmen beschreibt sechs Hauptstrategien zur Senkung der Prämien: mehrere Angebote einholen, Policen bündeln, höhere Selbstbeteiligungen, regelmäßige Überprüfung des Versicherungsschutzes, ein sauberes Fahrtenprofil beibehalten und von Vollzahlungsrabatten profitieren. Mercurys regionaler Verkaufs-Vizepräsident, Tish Faulkner, betont die Bedeutung regelmäßiger Beratung mit lokalen Versicherungsagenten, um Deckung und Kosten zu optimieren.

Mercury Insurance (NYSE: MCY) قد أصدرت إرشادات لسائقي تكساس الراغبين في خفض أقساط تأمين السيارات في ظل ارتفاع التكاليف. تعترف الشركة بأن معدلات تأمين السيارات في تكساس ارتفعت بسبب عوامل عدة بما في ذلك الأحداث الجوية القاسية، ارتفاع تكاليف الإصلاح، التضخم، ونمو السكان.

تستعرض الشركة ستة استراتيجيات رئيسية لتقليل الأقساط: الحصول على عروض متعددة، تجميع سياسات التأمين، زيادة الخصومات التحملية، مراجعة التغطية بانتظام، الحفاظ على سجل قيادة نظيف، والاستفادة من خصومات الدفع الكامل. وتؤكّد تِش فاوكلنر، نائبة الرئيس الإقليمي للمبيعات في ميركوري، على أهمية الاستشارة المنتظمة مع وكلاء التأمين المحليين لتحسين التغطية والتكاليف.

Mercury Insurance (NYSE: MCY) 已发布指南,帮助德州的司机在成本上升的背景下降低汽车保险保费。公司承认,德州的汽车保险费因多种因素而上涨,包括极端天气事件、维修成本上升、通货膨胀和人口增长

公司概述了六项关键策略来降低保费:获取多份报价、打包保险单、提高免赔额、定期审查保障、保持良好的驾驶记录,以及利用全额一次性支付的折扣。Mercury 的区域销售副总裁 Tish Faulkner 强调,定期与当地保险代理人沟通以优化保障和成本的重要性。

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Several Ways to Save in the Lone Star State

LOS ANGELES, Sept. 16, 2025 /PRNewswire/ -- It is no secret that the price of auto insurance in Texas has gone up over the past several years, along with everything else. Mercury Insurance (NYSE: MCY) has some advice for customers to keep auto insurance premiums down and to obtain savings on their household budget.

Some of the factors affecting insurance rates include an increased frequency and severity of weather events such as flood and hail. Rising repair costs, inflation and population growth also contribute to higher costs. 

"Mercury Insurance is here to offer advice to our customers at any time," said Tish Faulkner, Regional Vice President of Sales for Mercury Insurance. "We realize that households are trying to save wherever possible and we want to provide some timely tips."

Here are some ways Texas drivers can lower their insurance premiums:

Obtain Multiple Quotes: It is important to remember that insurance rates can vary considerably from insurer to insurer. Taking time to shop around can save you money in the long run.

Bundle Your Insurance Policies: Most insurance companies offer discounts for having multiple policies such as home, auto and umbrella.

Increase Your Deductible: For most drivers, raising the deductible on your policy will result in a lower premium.

Check Your Coverage: It is recommended that drivers review their policy and coverages at least once a year. As your vehicle ages or its value decreases, it might make sense to drop coverages such as collision or comprehensive.

Safe Driving Record: It is important to remember that tickets or accidents on your record often result in higher insurance premiums. Drivers with clean records pay lower rates.

Pay In Full Discount: Paying your auto insurance premium in full rather than in monthly installments can result in a lower premium.

"We strongly recommend having regular discussions with your Texas-based insurance agent," advised Faulkner. "Building a rapport with an expert can ensure you are carrying enough coverage and save you money."

About Mercury Insurance 

Headquartered in Los Angeles, Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier offering personal auto, homeowners, and renters insurance directly to consumers and through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury also writes business owners, business auto, landlord, commercial multi-peril and mechanical protection insurance in various states. 

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on X, Instagram or Facebook

Mercury Insurance Logo.

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SOURCE Mercury Insurance

FAQ

What factors are causing auto insurance rates to increase in Texas according to Mercury Insurance (MCY)?

According to Mercury Insurance, rates are increasing due to increased frequency and severity of weather events (flood and hail), rising repair costs, inflation, and population growth in Texas.

How can Texas drivers lower their Mercury Insurance (MCY) auto insurance premiums?

Drivers can lower premiums by obtaining multiple quotes, bundling policies, increasing deductibles, reviewing coverage annually, maintaining a clean driving record, and paying premiums in full rather than monthly.

Does Mercury Insurance (MCY) offer bundling discounts in Texas?

Yes, Mercury Insurance offers discounts for bundling multiple policies such as home, auto, and umbrella insurance.

When should Texas drivers review their Mercury Insurance (MCY) auto policy coverage?

Mercury Insurance recommends that drivers review their policy and coverages at least once a year, especially as vehicles age or decrease in value.
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