MERCURY INSURANCE ENCOURAGES SMART POST-STORM STEPS TO PROTECT HOMES

Mercury Insurance (NYSE: MCY) on Jan 27, 2026 urged homeowners and business owners to take immediate post-storm steps to reduce interior water damage and other risks after a weekend of snow, ice and freeze-thaw cycles.

Rhea-AI Summary

Mercury Insurance (NYSE: MCY) on Jan 27, 2026 urged homeowners and business owners to take immediate post-storm steps to reduce interior water damage and other risks after a weekend of snow, ice and freeze-thaw cycles. Key recommendations include locating and using the main water shutoff if leaks or pressure changes occur, safely clearing snow around vents and walkways, hiring licensed professionals for roof snow removal, using portable generators outdoors and well away from openings, and documenting damage with photos or video. Mercury cites IBHS Winter Ready guidance and emphasizes early action to limit costly interior water losses.

Argus Jan 27 session

-1.80% close to close Open Argus

Details

News Market Reaction – MCY

On Jan 27, the day this news came out, MCY closed 1.80% below the previous close.

Data tracked by StockTitan Argus for the Jan 27 session.

Historical Context

5 past events · Latest: Jan 22

5 events

1. Jan 22

   Winter prep guidance

   24h Move

   -1.7%

   Shared preparedness guide for Southern homeowners facing winter storm risks.

2. Jan 22

   Moisture risk advisory

   24h Move

   -1.9%

   Urged monitoring indoor moisture and ventilation during closed-up winter months.

3. Jan 20

   Auto myths education

   24h Move

   -1.9%

   Released myth-busting series to clarify auto insurance coverages and costs.

4. Jan 14

   Dual listing

   24h Move

   +1.1%

   Announced dual listing on NYSE Texas while retaining primary NYSE listing.

5. Jan 13

   Weather risk outlook

   24h Move

   -1.5%

   Outlined winter weather vulnerabilities and preparation steps for policyholders.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

carbon monoxide, structural stress, ice dams

3 terms

carbon monoxide medical

"positioned well away from windows and doors to prevent carbon monoxide exposure."

A colorless, odorless gas produced by incomplete burning of fuels that can be poisonous when inhaled. It binds to the blood’s oxygen carriers like someone taking up seats on a bus so oxygen can’t ride, which can cause illness, death, or evacuation of buildings. Investors care because carbon monoxide risks drive regulatory rules, safety upgrades, liability costs, insurance rates, and potential business interruptions for property, manufacturing, transportation, and consumer products.

structural stress technical

"Heavy snow on roofs, garages and sheds can increase the risk of ice dams and structural stress."

Structural stress is the physical strain or damage that parts of a building, bridge, pipeline, ship, or industrial facility experience when loaded, bent, vibrated or aged — think of repeatedly bending a paperclip until it weakens. Investors care because stressed structures can lead to costly repairs, operational shutdowns, safety hazards, regulatory fines and higher insurance costs, all of which can reduce asset value and future earnings.

ice dams technical

"Heavy snow on roofs, garages and sheds can increase the risk of ice dams and structural stress."

Ice dams are ridges of compacted ice that form along the edge of a roof when melting snow refreezes, acting like a bathtub rim that traps water behind it. They matter to investors because they can cause roof leaks, interior damage and higher insurance claims or maintenance costs for property owners, contractors and insurers, and can signal seasonal demand for repair, heating or construction services.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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With Temperatures Rising and Falling, Early Action Can Help Reduce Water Damage and Speed Recovery

LOS ANGELES, Jan. 27, 2026 /PRNewswire/ -- As communities across the U.S. begin recovering from a weekend of snow, ice and freezing temperatures, Mercury Insurance (NYSE: MCY) (NYSE Texas: MCY) is encouraging homeowners and business owners to take simple, preventive steps to reduce the risk of post-storm damage — especially interior water loss, one of the most common and costly causes of property damage nationwide.

While the worst of the storm may have passed, fluctuating temperatures in the days ahead can create new risks. Frozen pipes may crack and leak as they thaw, snow buildup can restrict ventilation or strain structures, and unsafe generator use can create serious health hazards.

"Recovery doesn't end when the snow stops falling," said Bonnie Lee, VP, Property Claims at Mercury Insurance. "Taking a few proactive steps now can help prevent minor issues from turning into major disruptions for families and businesses."

To support safer recovery, Mercury is sharing winter guidance developed by the Insurance Institute for Business & Home Safety (IBHS) — a nationally recognized, nonprofit research organization focused on reducing property damage through building science and real-world testing.

Steps Home and Business Owners Can Take After a Winter Storm

Based on IBHS Winter Ready recommendations, Mercury encourages property owners to:

• Know where your main water shutoff valve is located. A frozen pipe may make its presence known while ice is still in the line due to the enormous pressure buildup behind the ice, or begin leaking as temperatures rise if the break occurred at the point of ice buildup. If you notice sudden changes in water pressure, no or low water flow, or unexplained moisture on walls, ceilings or floors, shut off the main water supply to your home immediately and contact a licensed plumber.
• Clear snow safely and early. Remove snow from walkways and from around furnace and dryer exhaust vents to maintain safe airflow and access.
• Address snow accumulation on structures. Heavy snow on roofs, garages and sheds can increase the risk of ice dams and structural stress. Roof snow removal should be handled by licensed and bonded professionals to avoid injury or damage.
• Use generators with extreme caution. Portable generators should only be operated outdoors, never in garages or enclosed areas, and positioned well away from windows and doors to prevent carbon monoxide exposure.
• Document any damage promptly. Take photos or video of affected areas and contact your insurance professional if your property has sustained damage.

"Interior water damage often starts quietly — behind walls or in attics — and escalates quickly," said Sarah Dillingham, Senior Meteorologist at IBHS. "Understanding where vulnerabilities exist and acting early can significantly reduce the likelihood and severity of damage as temperatures continue to fluctuate.

Interior water losses remain one of the most frequent insurance claim types nationwide, particularly following freeze events when plumbing systems are stressed by rapid temperature changes, and especially if power failures persist.

Mercury encourages property owners to stay alert in the days following winter weather and to focus on prevention, safety and early action — steps that can make recovery faster and far less costly.

For additional post-storm guidance and recovery tips, visit ibhs.org/winterready.

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on X, Instagram or Facebook.

View original content to download multimedia:https://www.prnewswire.com/news-releases/mercury-insurance-encourages-smart-post-storm-steps-to-protect-homes-302671031.html

SOURCE Mercury Insurance

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What post-storm steps did Mercury Insurance (MCY) recommend on Jan 27, 2026 to prevent interior water damage?

Locate your main water shutoff, check for signs of leaks or pressure loss, document damage with photos, and contact a licensed plumber if you suspect a burst pipe.

How should homeowners use generators safely according to Mercury Insurance (MCY)?

Run portable generators only outdoors, never in garages or enclosed areas, and place them well away from windows and doors to avoid carbon monoxide exposure.

When does Mercury Insurance (MCY) advise hiring professionals for snow removal after the Jan 27, 2026 storm?

Hire licensed and bonded professionals to remove heavy snow from roofs, garages, and sheds to reduce ice dams and structural stress.

What signs of frozen-pipe damage does Mercury Insurance (MCY) say to watch for after thawing?

Watch for sudden changes in water pressure, low or no water flow, and unexplained moisture on walls, ceilings, or floors; shut off the main supply if these occur.

Why does Mercury Insurance (MCY) reference IBHS Winter Ready guidance in its Jan 27, 2026 advisory?

Mercury cites IBHS because it is a national nonprofit focused on building-science recommendations that help reduce property damage from winter hazards.

Where can property owners find additional post-storm recovery tips recommended by Mercury Insurance (MCY)?

Mercury directs readers to IBHS Winter Ready resources available at ibhs.org/winterready for more detailed post-storm guidance.