Mercury Insurance Reveals the 10 Most Affordable New SUVs to Insure for 2026
Rhea-AI Summary
Mercury Insurance (NYSE: MCY) released its 2026 rankings of the 10 most affordable new SUVs to insure, highlighting Hyundai Santa Fe as the top model, followed by Chevrolet Blazer and Honda Pilot. The list is based on Mercury's internal analysis of insurance costs for 2024–2026 model year SUVs.
According to Mercury, insurance premiums are influenced by repair costs, parts, theft trends, safety technology and claims history, and can substantially affect long-term ownership costs. The company encourages shoppers to request insurance quotes before purchasing to better understand total cost of ownership.
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News Market Reaction – MCY
In the Jul 28 session, MCY gained 1.01%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Historical Context
| Date | Event | Sentiment | 24h Move | Catalyst |
|---|---|---|---|---|
| Jul 23 | Wildfire risk guidance | Neutral | +2.6% | Company explained localized factors that influence wildfire risk between neighboring homes. |
| Jul 21 | Vehicle ownership guidance | Negative | -0.5% | Company urged drivers to compare replacement costs with repairing reliable existing vehicles. |
| Jul 14 | Vacation rental guidance | Negative | -2.3% | Company warned about insurance misunderstandings and responsibilities affecting vacation rental guests and homeowners. |
| Jul 09 | Home safety guidance | Neutral | -0.3% | Company outlined steps addressing theft, water damage, electrical issues and vacation-related home risks. |
| Jul 07 | Earnings date announcement | Neutral | -0.3% | Company scheduled second-quarter results and its Form 10-Q filing for August 4. |
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
MCY's recent informational-news releases produced mixed results, with three of five recorded reactions negative and the largest move positive.
Key Terms
underwriting factors financial
AI-generated analysis. How Rhea-AI works. Not financial advice.
Hyundai Santa Fe leads this year's rankings as Mercury helps consumers compare another important ownership cost
Today, Mercury Insurance released its annual list of the 10 most affordable new 2026 model year SUVs to insure, giving consumers another way to evaluate the long-term cost of owning one of America's most popular vehicle types.
Rank | Vehicle |
1 | Hyundai Santa Fe |
2 | Chevrolet Blazer |
3 | Honda Pilot |
4 | Kia Sportage |
5 | Honda Passport |
6 | Ford Escape |
7 | Kia Soul |
8 | Honda HR-V |
9 | Honda CR-V |
10 | Kia Sorento |
"Insurance is one of the few ownership costs drivers continue paying long after they leave the dealership," said Chong Gao, Director of R&D for Mercury Insurance. "A vehicle with lower insurance costs can help consumers save money throughout the life of ownership."
SUVs continue to dominate new vehicle sales because they combine passenger space, cargo capacity and versatility. While buyers often compare horsepower, seating and technology, insurance costs can vary considerably between vehicles.
Premiums are influenced by many factors, including repair costs, replacement parts, theft trends, safety technology and claims history.
"Insurance isn't always top of mind during the shopping process, but it should be," Gao said. "Requesting an insurance quote before purchasing a vehicle helps buyers understand the complete cost of ownership."
Methodology
Mercury Insurance's Research & Development team analyzed insurance costs for new 2024-2026 model year SUVs. Rankings are based on Mercury's internal insurance analysis. Individual premiums vary based on driver profile, location, coverage selections and other underwriting factors.
To view past press releases about affordability, visit the Mercury Insurance Resource Center.
About Mercury Insurance
Mercury Insurance (NYSE/NYSE TX: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.
Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on LinkedIn, Instagram or Facebook.
Media interested in receiving updates from Mercury can learn more at the Mercury Newsroom.
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SOURCE Mercury Insurance