Mercury Insurance Shares 5 Last Minute Gifts That Put Driver Safety First This Holiday Season

Rhea-AI Summary

Mercury Insurance (MCY) on Dec 19, 2025 outlined five last-minute holiday gifts that prioritize driver safety and preparedness, plus a bonus item.

Recommendations include a portable jump starter ($60–$120), dash cam ($80–$200), winter emergency car kit ($30–$75), blind-spot mirrors or parking sensors ($10–$50), steering wheel lock or GPS tracker (locks $30–$70; trackers $25–$100 plus subscription), and a trunk organizer ($20–$40). The release highlights safety benefits such as reduced roadside wait times, accident documentation, improved visibility, theft deterrence, and secure emergency gear.

Key Figures

Net income $280.4M Q3 2025 net income, up from $230.9M a year ago

Diluted EPS $5.06 Q3 2025 diluted EPS, up from $4.17 a year ago

Total revenues $1.585B Q3 2025 total revenues supported by higher net premiums earned

Cash balance $1.253B Cash as of Sep 30, 2025 vs $720.3M at Dec 31, 2024

Shareholders’ equity $2.232B Shareholders’ equity level reported in Q3 2025 filing

Quarterly dividend $0.3175 per share Dividend paid as disclosed in Q3 2025 10-Q

Insider purchase 552 shares at $90.42 Director Form 4 purchase on 12/10/2025

Short interest 2.96% Reported short interest as a percentage of float

Market Reality Check

$90.85 Last Close

Volume Volume 191,427 is roughly in line with the 20-day average of 192,566. normal

Technical Shares at $93.12 are trading above the 200-day MA of $71.07 and 1.98% below the 52-week high of $95.00.

Peers on Argus

MCY slipped 0.45% while peers were mixed: SIGI +0.56%, HGTY +2.04%, KMPR +0.32%, and WTM -1.11%. This points to stock-specific trading rather than a broad sector move.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 16	Holiday theft tips	Neutral	-0.4%	Guidance to avoid gift theft from vehicles during holiday shopping.
Dec 10	Homeowners myths	Neutral	+0.4%	Myth-busting release on homeowners insurance coverage and exclusions.
Dec 04	Coverage checkup	Neutral	-0.4%	Annual insurance checkup reminder highlighting limits, deductibles and exclusions.
Nov 25	Winter prep tips	Neutral	+0.1%	Homeowner guidance to prepare properties for winter weather risks.
Nov 21	Winter driving tips	Neutral	+3.2%	Winter driving safety tips aimed at reducing weather-related collisions.

Pattern Detected

Recent MCY press releases focused on consumer safety and education have generally produced modest single-day price moves, with one stronger positive reaction to winter driving tips.

Recent Company History

Over the last month, Mercury Insurance has released several consumer-focused advisories on winter driving, homeowner preparedness and holiday theft prevention. These announcements, dated between Nov 21, 2025 and Dec 16, 2025, led to mostly small price moves, ranging from about -0.44% to +0.39%, with one larger gain of 3.22% on winter driving tips. Today’s holiday gift safety piece continues this pattern of educational outreach rather than materially new financial or strategic disclosures.

Market Pulse Summary

This announcement highlights holiday gift ideas centered on vehicle safety and preparedness, reinforcing Mercury’s focus on risk reduction rather than introducing new financial information. In context, recent 10-Q data showed higher net income and EPS, plus a maintained dividend, while a director’s recent share purchase underscored insider alignment. Investors following this storyline may watch upcoming earnings, claims trends and additional regulatory filings for updates with clearer financial impact.

AI-generated analysis. Not financial advice.

Because the Best Gifts Don't Just Shine — They Protect

LOS ANGELES, Dec. 19, 2025 /PRNewswire/ -- Finding the perfect holiday gift for the driver in your life doesn't have to mean another novelty air freshener or gadget destined for the glove box graveyard. This year, Mercury Insurance is steering shoppers toward gifts that deliver peace of mind long after the wrapping paper is gone.

From everyday safety upgrades to emergency must-haves, these car-centric gifts can help drivers stay protected on the road — while potentially reducing risk, stress and insurance claims along the way. Here are five last minute gifts for your favorite driver, plus a bonus, in case five isn't enough.

1. Portable Jump Starter (with Built-In Flashlight)

Why it matters: Dead batteries are one of the most common roadside issues — especially in colder weather. A compact jump starter can get drivers moving without waiting for help.

• Price: $60–$120
• Where to buy: Amazon, Costco, AutoZone, Best Buy

2. High-Quality Dash Cam

Why it matters: Dash cams can provide critical documentation after an accident and help clarify what really happened when accounts differ.

• Price: $80–$200
• Where to buy: Best Buy, Amazon, Walmart

3. Winter Emergency Car Kit

Why it matters: Even in warmer states, breakdowns happen. A well-stocked kit — jumper cables, reflective vest, flashlight, first-aid supplies — can be a lifesaver.

• Price: $30–$75
• Where to buy: Amazon, AAA, Target

4. Blind-Spot Mirror Set or Parking Sensors

Why it matters: Small tech upgrades can significantly improve visibility and help prevent low-speed collisions in parking lots and tight spaces.

• Price: $10–$50
• Where to buy: Amazon, AutoZone, Pep Boys

5. Steering Wheel Lock or GPS Tracker

Why it matters: Vehicle theft continues to rise nationwide. Visible deterrents and tracking tools can stop theft — or help recover a vehicle faster.

• Price:
• Steering wheel lock: $30–$70
• GPS tracker: $25–$100 (plus subscription, if applicable)
• Where to buy: Amazon, Best Buy, AutoZone

Bonus: Trunk Organizer with Safety Essentials

Why it matters: Loose items can become hazards in a crash. A trunk organizer keeps emergency gear secure and accessible when it's needed most.

• Price: $20–$40
• Where to buy: Amazon, Target, Walmart

"The holidays are about caring for the people we love, and that includes helping them stay safe on the road," said Justin Yoshizawa. "Thoughtful car gifts that focus on safety and preparedness can make a real difference, not just during the holidays, but all year long."

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home- sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com.

Interested media can follow Mercury and receive notifications about new press releases at the new Mercury Insurance Newsroom at https://newsroom.mercuryinsurance.com/, follow the company on Instagram or Facebook or email us at Newsroom@MercuryInsurance.com.

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SOURCE Mercury Insurance

FAQ

What five driver-safety gifts did Mercury Insurance (MCY) recommend on Dec 19, 2025?

They recommended a portable jump starter, dash cam, winter emergency kit, blind-spot mirrors/parking sensors, and a steering wheel lock or GPS tracker.

How much does a portable jump starter cost according to Mercury Insurance (MCY)?

The release lists a price range of $60–$120 for a portable jump starter.

What safety benefit did Mercury Insurance (MCY) say dash cams provide?

Dash cams provide critical documentation after an accident to help clarify differing accounts.

What price ranges did Mercury Insurance (MCY) give for GPS trackers and steering wheel locks?

Steering wheel locks: $30–$70; GPS trackers: $25–$100 plus any subscription fees.

Where did Mercury Insurance (MCY) suggest buying a winter emergency car kit and trunk organizer?

They suggested retailers such as Amazon, Target, Walmart and for kits also AAA.