Mercury Insurance Shares Tips to Help Santa Deliver Safely This Holiday Season

Rhea-AI Summary

Mercury Insurance (NYSE: MCY) on Dec. 23, 2025 shared five holiday home‑safety tips to help keep properties safe while Santa visits. The guidance covers roof clearing, chimney inspections, securing holiday lights, keeping walkways clear, and locking doors and windows before bed.

The company frames the tips as simple measures to reduce fire, water and slip hazards and to protect homes during holiday travel.

Key Figures

Q3 2025 net income $280.4 million Q3 2025, up from $230.9 million a year ago

Q3 2025 diluted EPS $5.06 Q3 2025, up from $4.17 a year ago

Q3 2025 total revenues $1.585 billion Supported by higher net premiums earned

Q3 2025 net premiums earned $1.410 billion Component of total revenues

Q3 2025 net investment income $84.0 million Contributed to total revenues

Cash balance $1.253 billion As of September 30, 2025; up from $720.3M at 12/31/2024

Total investments $6.374 billion As of September 30, 2025

Shareholders’ equity $2.232 billion As of September 30, 2025; increased versus prior year-end

Market Reality Check

$90.52 Last Close

Volume Volume 194,463 is slightly below the 20-day average of 214,523, suggesting no unusual trading ahead of this seasonal safety release. normal

Technical Shares at $95.28 are above the $71.48 200-day MA and 0.82% below the $96.07 52-week high, reflecting a strong pre-news uptrend.

Peers on Argus

MCY was up 1.77%, while key peers mostly showed smaller positive moves: SIGI +1.66%, WTM +2.81%, HGTY +2.88%, KMPR +0.76%, and LMND at -0.31%. With no peers in the momentum scanner and no same-day peer headlines, today’s homeowner-safety messaging looks company-specific rather than part of a coordinated sector catalyst.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 19	Holiday safety tips	Positive	+0.5%	Promoted last-minute driver safety gifts to reduce roadside and accident risks.
Dec 18	Product expansion	Positive	-0.5%	Launched expanded personal umbrella coverage in Virginia with higher liability limits.
Dec 16	Theft prevention guide	Positive	-0.4%	Outlined top tips to prevent gift theft from vehicles during holiday shopping.
Dec 10	Education campaign	Positive	+0.4%	Clarified common homeowners insurance misconceptions and key coverage exclusions.
Dec 04	Coverage checkup	Positive	-0.4%	Encouraged annual insurance checkups to align coverage with life changes.

Pattern Detected

Recent lifestyle and safety-focused releases have produced modest sub-1% price reactions, with a slight tilt toward negative moves despite generally positive consumer-focused messaging.

Recent Company History

Over the past month, Mercury Insurance has focused on educational and safety content: holiday gift ideas for safer driving on Dec. 19, expanded umbrella coverage in Virginia on Dec. 18, theft-prevention tips on Dec. 16, and myth-busting around homeowners insurance on Dec. 10, plus an annual insurance checkup reminder on Dec. 4. Price reactions to these broadly positive, advisory-style announcements have been modest (within about ±1%), suggesting that similar consumer guidance like today’s Santa-themed homeowner tips tends not to be a major trading catalyst.

Market Pulse Summary

This announcement highlights seasonal homeowner safety guidance, using a Santa-themed message to promote roof, chimney, lighting, and entryway precautions. It reinforces Mercury’s positioning in homeowners insurance and related coverages across 11 states with more than 4,700 employees and 8,000 independent agents. In context of recent Q3 results showing strong net income and equity levels, this release is best viewed as brand and risk-education messaging rather than a direct financial catalyst.

Key Terms

mechanical protection financial

"Mercury offers personal auto, mechanical protection, ride-hailing, condo..."

Mechanical protection means physical features or barriers—like guards, casings, mounts, or shock absorbers—that prevent damage to equipment, products, or people from moving parts, impacts, vibration, or wear. For investors, it matters because good mechanical protection reduces the risk of accidents, costly repairs, product recalls and regulatory fines, and can improve a product’s reliability and marketability much like a sturdy case protects a smartphone from drops.

ride-hailing financial

"Mercury offers personal auto, mechanical protection, ride-hailing, condo..."

A ride-hailing service is a mobile app or online platform that matches passengers with drivers who provide on-demand, paid transportation; think of it like ordering a taxi through your phone the way you order a meal. It matters to investors because these services can scale quickly, generate fees and data without owning many vehicles, and face important factors such as local rules, driver costs, and customer growth that directly affect future profits and risk.

home cyber protection financial

"homeowners, home cyber protection, home systems protection, identity..."

Home cyber protection are products and services designed to keep people’s home devices and networks safe from online threats like hacking, identity theft, malware, and privacy breaches. For investors it matters because demand for these protections drives sales and recurring revenue for technology and security companies, affects customer churn and brand trust much like home insurance or locks influence homeowner decisions, and can change a company’s regulatory and liability risk exposure.

personal umbrella insurance financial

"service line protection, business auto and personal umbrella insurance in Virginia."

Personal umbrella insurance is an extra layer of liability protection that kicks in after your standard policies (like auto or home insurance) reach their limits, covering large claims for things such as lawsuits or medical bills. For investors, it matters because it reduces the risk that an insured individual’s major legal or medical costs will force asset sales or bankruptcy, and it affects insurers’ exposure to high-cost liability claims—think of it as a safety net stretched above your regular policies.

AI-generated analysis. Not financial advice.

How To Secure Your Spot on the 'Nice List'

LOS ANGELES, Dec. 23, 2025 /PRNewswire/ -- As homes across the country light up with holiday cheer, Mercury Insurance (NYSE: MCY) is offering a friendly reminder to homeowners: a little preparation can go a long way in helping Santa complete his once-a-year delivery — and keeping your home safe in the process.

From rooftops to fireplaces, a few simple steps can make Santa's job easier while also helping homeowners reduce common seasonal risks.

Here are five Santa-approved home tips from Mercury Insurance:

1. Clear the Roof for a Smooth Landing
Santa's sleigh needs a safe place to park. Clearing leaves, debris and excessive snow from the roof can help prevent damage, reduce the risk of leaks and make rooftop inspections safer year-round.

2. Give the Chimney a Pre-Flight Check
A clean chimney isn't just polite for Santa — it's critical for fire safety. Removing soot buildup and having your fireplace inspected helps ensure proper ventilation and reduces the risk of chimney fires.

3. Secure Holiday Lights and Decorations
Loose cords, overloaded outlets or dangling lights can be hazards for both Santa and homeowners. Make sure outdoor lights are properly secured and rated for exterior use to help prevent electrical issues.

4. Keep Walkways and Entry Points Clear
Whether it's Santa on Christmas Eve or guests visiting during the holidays, clear walkways help prevent slips and falls. Remove clutter, ice or uneven obstacles around entryways and yards.

5. Double-Check Doors and Windows Before Bed
Santa appreciates an easy exit, but homeowners should still lock up before turning in. Securing doors and windows helps protect against unwanted visitors and gives peace of mind during busy holiday travel.

"While Santa may only visit once a year, these simple steps can help homeowners protect their property all season long," said Bonnie Lee, Vice President of Homeowners Claims at Mercury Insurance. "A little holiday prep not only helps keep traditions alive — it can also help prevent costly and stressful surprises."

Mercury encourages homeowners to take a few moments this holiday season to review their home safety practices — helping Santa deliver joy while keeping homes protected long after the reindeer head back north.

Mercury offers personal auto, mechanical protection, ride-hailing, condo, homeowners, home cyber protection, home systems protection, identity management services, renters, service line protection, business auto and personal umbrella insurance in Virginia. 

Headquartered in Los Angeles, Mercury Insurance provides auto, homeowners and business insurance through more than 4,700 employees and a network of more than 8,000 independent agents in 11 states.

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home- sharing, ride-hailing and mechanical protection insurance. 

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com.

Interested media can follow Mercury and receive notifications about new press releases at the new Mercury Insurance Newsroom at https://newsroom.mercuryinsurance.com/, follow the company on Instagram or Facebook or email us at Newsroom@MercuryInsurance.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/mercury-insurance-shares-tips-to-help-santa-deliver-safely-this-holiday-season-302648315.html

SOURCE Mercury Insurance

FAQ

What home safety tips did Mercury Insurance (MCY) share on Dec. 23, 2025?

Mercury advised clear roofs, chimney inspections, secure holiday lights, clear walkways, and lock doors and windows before bed.

Why does Mercury Insurance (MCY) recommend cleaning the chimney before the holidays?

Mercury says removing soot buildup and inspecting the fireplace helps ensure proper ventilation and reduces chimney fire risk.

How can homeowners follow Mercury Insurance's (MCY) advice to reduce holiday slips and falls?

Keep entryways and yards free of clutter and ice, and remove uneven obstacles to reduce slip and fall hazards.

Does Mercury Insurance (MCY) recommend specific precautions for holiday lights?

Yes — use lights rated for exterior use, avoid overloaded outlets, and properly secure cords and decorations outdoors.

Where is Mercury Insurance (MCY) headquartered and what lines does it offer?

Mercury is headquartered in Los Angeles and offers auto, homeowners, renters, business auto, identity services, and home protections across multiple states.