Mercury Insurance Shares Tips to Protect Your Home From Hail Damage

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Mercury Insurance (NYSE:MCY) has released guidance to help homeowners protect their properties from hail damage during storm season. The company's Sr. Director of Climate and Catastrophe Science, Steve Bennett, emphasizes the importance of proactive measures to prevent costly repairs.

Key recommendations include installing impact-resistant roofing materials, securing outdoor items, protecting windows with shutters or hail-resistant film, and maintaining trees. The guidance comes as 2025 is projected to be one of the most active hail seasons in recent years, with hail damage causing billions in property damage annually across the United States.

Insurance Provider Offers Guidance to Help Homeowners Avoid Costly Repairs During Hail Season

LOS ANGELES, July 17, 2025 /PRNewswire/ -- Mercury Insurance is helping homeowners prepare for hail season with simple, proactive tips to protect their homes and avoid costly repairs. As hailstorms grow more costly in many parts of the country, taking a few preventative steps can make a big difference in safeguarding your property and finances.

"Many homeowners don't realize how vulnerable their property can be until after a storm hits," said Steve Bennett, Sr. Director, Climate and Catastrophe Science. "Our goal is to empower Mercury policyholders with practical knowledge so they can take action before hail causes damage — not after. Preparation doesn't have to be expensive or complicated, and it can save you thousands of dollars down the line."

Key Tips to Protect Your Home from Hail:

• Inspect and reinforce your roof: Regularly check for loose or missing shingles and consider installing impact-resistant roofing materials if you live in a high-risk area.
  
  
• The Insurance Institute for Business & Home Safety (IBHS) is a leading authority on resilience standards and best practices for protecting homes from hail damage. Use shingles rated "Good" or "Excellent" on the IBHS Roof Shingle Hail Impact Ratings or consider upgrading to a FORTIFIED roof, which features not only impact-resistant shingles but also enhanced nailing patterns, sealed roof decks and other wind- and water-protection features.
  
  
• Secure outdoor items: Hailstorms and windstorms often occur together, so bring in patio furniture, potted plants and garden tools when hail is in the forecast to prevent flying debris from causing damage.
  
  
• Protect windows and skylights: Install shutters or hail-resistant window film to minimize the chance of breakage.
  
  
• Trim nearby trees: Remove weak branches and keep trees well-maintained to prevent falling limbs during a storm.
  
  
• Park vehicles in a garage or under cover when storms are in the forecast. This helps prevent costly hail damage to your car, which may also impact your homeowners insurance deductible if the vehicle is parked on your property.

Why Hail Preparedness Matters:

According to the National Centers for Environmental Information, hail causes billions of dollars in property damage each year in the United States, and 2025 is already tracking to be one of the most active hail seasons in recent years.

Mercury encourages homeowners to review their insurance policies ahead of hail season to ensure they understand their coverage and deductible options.

For more information on how to prepare your home for hailstorms, visit Mercury's blog.

About Mercury Insurance

Headquartered in Los Angeles, Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier offering personal auto, homeowners, and renters insurance directly to consumers and through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury also writes business owners, business auto, landlord, commercial multi-peril and mechanical protection insurance in various states.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on Twitter or Facebook.

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SOURCE Mercury Insurance

FAQ

What are Mercury Insurance's main tips for protecting homes from hail damage?

Mercury Insurance recommends installing impact-resistant roofing materials, securing outdoor items, protecting windows with shutters or hail-resistant film, and maintaining trees to prevent hail damage.

How significant is hail damage in the United States according to Mercury Insurance?

According to the National Centers for Environmental Information, hail causes billions of dollars in property damage each year in the United States, with 2025 tracking to be one of the most active hail seasons in recent years.

What roofing recommendations does Mercury Insurance (MCY) provide for hail protection?

Mercury Insurance recommends using shingles rated 'Good' or 'Excellent' on the IBHS Roof Shingle Hail Impact Ratings or upgrading to a FORTIFIED roof with enhanced nailing patterns and sealed roof decks.

Where can homeowners find more information about Mercury Insurance's hail protection guidelines?

Homeowners can find more detailed information about hail protection on Mercury's blog and are encouraged to review their insurance policies to understand coverage and deductible options.