SEPBLAC-compliant means a firm follows Spain’s anti-money-laundering and counter‑terrorist‑financing rules overseen by the national authority known as SEPBLAC. For investors, compliance signals the business carries lower regulatory, legal and reputational risk because it performs checks like identity verification, monitors transactions and reports suspicious activity—similar to a bank using security cameras and ID checks to prevent theft and avoid heavy penalties.
digital onboardingtechnical
Digital onboarding is the process companies use to bring customers or users on board entirely online — from identity checks and paperwork to account setup and initial verification — much like completing a new membership form and ID check on your phone instead of visiting a branch. Investors care because smooth, secure digital onboarding can cut customer acquisition costs, speed growth, reduce fraud and compliance risk, and improve retention, all of which affect revenue and profit potential.
deepfaketechnical
A deepfake is an audio or video created or altered by artificial intelligence to make someone appear to say or do things they never did; think of it as a highly convincing digital impersonation. For investors, deepfakes matter because they can trigger sudden swings in a company’s stock, spread false news, enable fraud or insider manipulation, and raise legal or reputation risks that affect a firm's value and regulatory exposure.
synthetic identitiestechnical
Synthetic identities are fake customer profiles created by combining real and fabricated personal details—like pieces of different IDs, Social Security numbers, or addresses—to open accounts, obtain credit, or hide transactions. For investors, they matter because this kind of fraud can inflate loan books, hide losses, trigger regulatory fines, and damage a lender’s trust and profitability; think of it as termites quietly weakening a building’s foundation until the damage becomes obvious.
injection attacktechnical
An injection attack is a cyberattack where an attacker inserts malicious instructions or data into a software system—for example by putting harmful text into a web form or database field—so the system runs unintended commands or reveals information, like a stranger slipping a fake note into a train conductor’s route list. Investors should care because such breaches can expose customer and financial data, halt services, invite regulatory fines, and harm reputation, all of which can reduce revenue and depress stock value.
face morphstechnical
Face morphs are digitally blended images or videos that combine features of two or more people to create a realistic but fake face, often produced with photo-editing or AI tools. Investors care because morphs can undermine identity checks, enable fraud or misinformation, and trigger regulatory or reputational risk for companies that rely on facial ID, publish media, or sell AI tools—similar to a counterfeit key that can open trusted locks.
ai-driven identity fraudtechnical
AI-driven identity fraud is the use of artificial intelligence tools to create convincing fake identities or mimic real people so scammers can access accounts, steal funds, or obtain sensitive data. Think of it as a highly skilled forger that can produce realistic IDs, voices, or online profiles at scale. Investors should care because it increases the risk of direct financial loss, legal and regulatory penalties, and damage to a company’s reputation and customer trust.
face gallery analysistechnical
Face gallery analysis is the process of comparing a new facial image against a stored collection of known faces to find matches, usually using automated software. Think of it like scanning a yearbook to find which entry best resembles a new photo; accuracy and speed determine how useful the system is. For investors, this matters because performance, privacy concerns, and regulatory limits affect a company’s ability to sell the technology and its legal or reputation risks.
SEPBLAC-compliant digital onboarding helps regulated entities stay ahead of deepfakes and digital manipulation without adding friction
SAN DIEGO & BARCELONA, Spain--(BUSINESS WIRE)--
Mitek Systems (NASDAQ: MITK), a global leader in digital identity verification and fraud prevention, today announced enhancements to its SEPBLAC-compliant digital onboarding capabilities for the Spanish market, designed to help regulated entities defend against a rapidly escalating wave of AI-driven identity fraud. The enhancements strengthen Mitek’s unassisted video verification solution, used across Spain for SEPBLAC‑compliant remote identity verification.
Unassisted video verification has long been a regulatory requirement for financial institutions and other regulated entities in Spain. However, the threat landscape has evolved rapidly, with fraud shifting beyond document-based attacks to include screen replays, digital manipulation, synthetic identities, and deepfake-enabled impersonation.
National data shows the scale of the threat: 89% of Spanish companies reported more fraud attempts last year, and identity fraud remains the leading cause of corporate fraud losses (AEECF). Most attacks now target onboarding, where vulnerabilities are easier to exploit.
“The threat landscape has fundamentally changed, and verification systems must evolve at the same speed,” said Marc Sabadí, Innovation Lead & Sales Manager at Mitek Systems. “We’re enhancing unassisted video verification for one reason: to give institutions stronger protection while keeping onboarding compliant for our customers and the experience fast and seamless for legitimate customers.”
Mitek’s enhanced verification now includes:
Deepfake detection for AI-generated facial manipulation and face morphs
Digital manipulation and screen-replay analysis
Injection attack protection
Face gallery analysis for repeated or coordinated attacks
These enhancements reflect Mitek’s ongoing investment in adaptive, intelligence‑driven verification. As fraud becomes faster, more scalable, and more automated, Mitek is building solutions that protect security, compliance, and conversion, helping organizations keep onboarding seamless while staying ahead of AI‑driven threats.
Mitek Systems protects what’s real across digital interactions in a world of evolving threats. Mitek helps businesses verify identities, prevent fraud before it happens, and deliver secure, seamless digital experiences in the face of rapidly advancing AI-generated threats. From account opening to authentication and deposit, Mitek’s technology safeguards critical digital interactions. More than 7,000 organizations rely on Mitek to protect their most important customer connections and stay ahead of emerging risks.
