Welcome to our dedicated page for Malaga Finance news (Ticker: MLGF), a resource for investors and traders seeking the latest updates and insights on Malaga Finance stock.
Malaga Financial Corporation reports recurring developments tied to its role as the parent company of Malaga Bank FSB, a full-service community bank serving residents and businesses in the South Bay area of Los Angeles. Company updates commonly cover quarterly and annual earnings, net interest income, return measures, book value, and the loan portfolio that Malaga originates principally for its own portfolio rather than for sale.
News also centers on cash and stock dividend declarations, credit quality, allowance for credit losses, delinquent loans, foreclosed real estate owned, and Malaga Bank's regulatory capital position. The bank's operating profile includes community banking services and real estate loan products for consumers and investors.
Malaga Financial Corporation (OTCIQ:MLGF) reported record first-quarter 2026 net income of $6,063,000 ($0.61 per share), a 12% increase versus Q1 2025. Annualized ROAE was 10.77% and ROAA 1.69%. Book value per share was $22.89.
Total assets rose to $1.443 billion, loans were $1.235 billion, retail deposits totaled $725 million, and FHLB borrowings increased to $250 million. The bank reported no delinquent loans or foreclosed real estate and held strong capital ratios (core capital 16.60%, risk-based 28.01%), classified as well-capitalized.
Malaga Financial Corporation (OTCPink: MLGF) declared a $0.25 per share cash dividend to shareholders of record on March 25, 2026, payable on or about April 1, 2026. The company quoted a 4.59% annualized yield based on a recent close of $21.80 and noted this is its 87th consecutive quarterly cash dividend.
Malaga Bank, the banking subsidiary, holds Bauer Financial’s Top 5-Star rating for the 73rd consecutive quarter as of December 2025. Contact: Randy Bowers, Chairman, President and CEO.
Malaga Financial Corporation (OTCIQ:MLGF) reported 2025 net income of $21.554M ($2.18 per share), down 5% from 2024. Total assets were $1.435B and loans were $1.237B at December 31, 2025. The company declared a $0.25 quarterly cash dividend and a 5% stock dividend.
Capital ratios remained strong with core capital at 16.31% and risk-based capital at 29.38%; allowance for credit losses was $3.811M (0.31% of loans).
Malaga Financial Corporation (OTCIQ:MLGF) declared a special 5% stock dividend payable on or about Dec 31, 2025 to shareholders of record at the close of business on Dec 19, 2025. Cash will be issued in lieu of fractional shares. The board also declared a $0.25 quarterly cash dividend payable on or about Jan 2, 2026 to the same record date.
Management noted total cash dividends paid in 2025 of $1.00 per share, implying a 4.55% annual yield based on a closing price of $22.00 on Nov 13, 2025. Malaga Bank earned a Bauer 5-Star rating for the 71st consecutive quarter as of June 2025.
Malaga Financial Corporation (OTCIQ:MLGF) reported net income of $16.431M for the nine months ended September 30, 2025, or $1.74 per share, down 5% from $17.339M ($1.84 per share) a year earlier, partly due to a one-time $500K 2024 Employment Retention Credit (ERC).
Quarterly net income was $5.481M ($0.58 per share), down 1% year-over-year. Annualized returns were ROAE 10.15% and ROAA 1.57%. Total assets rose 2% to $1.428B; loans declined 2% to $1.212B. Wholesale deposits grew 21% to $211.2M; retail deposits fell to $723.5M. Capital ratios remained strong: core 16.47%, risk-based 29.72%, classified as “well-capitalized.”
Malaga Financial Corporation (OTCPink:MLGF) has declared its 85th consecutive quarterly cash dividend of $0.25 per share. The dividend will be paid on October 1, 2025, to shareholders of record as of September 23, 2025.
The dividend represents a 4.89% annualized yield based on the recent closing price of $20.43. Malaga Bank, the company's subsidiary, maintains its strong performance with 71 consecutive quarters of Bauer Financial's Top 5-Star rating as of June 2025.
Malaga Financial Corporation (OTCIQ:MLGF) reported net income of $10.95 million ($1.16 per share) for H1 2025, down from $11.79 million ($1.25 per share) in H1 2024. The decline was primarily attributed to a $475,000 impact related to the prior year's Employment Retention Credit.
Q2 2025 net income was $5.55 million ($0.59 per share), a 4% decrease from Q2 2024. The company maintained strong financial metrics with a 10.23% annualized return on equity and 1.58% return on assets. Total assets decreased 2% to $1.397 billion, while the loan portfolio declined 2% to $1.209 billion.
Credit quality remained excellent with no 30-day delinquent loans and an allowance for credit losses of $3.68 million. The bank maintained strong capital ratios, with core capital at 16.57% and risk-based capital at 28.92%, significantly above "well-capitalized" requirements.
Malaga Financial Corporation (OTCPink:MLGF) has declared its 84th consecutive quarterly cash dividend of $0.25 per share. The dividend will be paid around July 1, 2025, to shareholders of record as of June 23, 2025. This dividend represents a 4.84% annualized yield based on the recent closing price of $20.65.
Malaga Bank, the company's subsidiary, is a full-service community bank operating six offices in Los Angeles' South Bay area. The bank has maintained Bauer Financial Inc.'s premier Top 5-Star rating for 70 consecutive quarters as of March 2025, demonstrating its consistent financial strength and stability.
Malaga Financial (OTCPink:MLGF) reported Q1 2025 net income of $5.4 million ($0.57 per share), marking a 10% decrease from $6.0 million ($0.64 per share) in Q1 2024. The company's annualized return on average equity was 10.16% and return on average assets was 1.55%, down from 12.06% and 1.64% respectively.
Key financial metrics include:
- Net interest income: $11.1 million, down 0.39% year-over-year
- Total assets: $1.381 billion, decreased from $1.456 billion
- Loan portfolio: $1.226 billion, down 3%
- Retail deposits: $714 million, decreased by $36 million
- Zero delinquent loans or foreclosed real estate
The bank maintains strong capital ratios with core capital at 16.21% and risk-based capital at 28.63%, well above the minimum requirements of 5% and 10% respectively.
Malaga Financial (OTCPink:MLGF) has declared its 83rd consecutive quarterly cash dividend of $0.25 per share. The dividend will be paid on April 1, 2025, to shareholders of record on March 24, 2025.
The dividend represents a 4.85% annualized yield based on the recent closing price of $20.62. Malaga Bank, the company's subsidiary, maintains its position as the largest community bank in the South Bay area with six offices. The bank has received Bauer Financial Inc.'s prestigious Top 5-Star rating for 69 consecutive quarters as of December 2024, demonstrating consistent financial strength and stability.