Malaga Financial Corporation Announces Special Year End 2025 Stock Dividend in Addition to First Quarter 2026 Cash Dividend

Rhea-AI Summary

Malaga Financial Corporation (OTCIQ:MLGF) declared a special 5% stock dividend payable on or about Dec 31, 2025 to shareholders of record at the close of business on Dec 19, 2025. Cash will be issued in lieu of fractional shares. The board also declared a $0.25 quarterly cash dividend payable on or about Jan 2, 2026 to the same record date.

Management noted total cash dividends paid in 2025 of $1.00 per share, implying a 4.55% annual yield based on a closing price of $22.00 on Nov 13, 2025. Malaga Bank earned a Bauer 5-Star rating for the 71st consecutive quarter as of June 2025.

Positive

• Special 5% stock dividend declared payable ~Dec 31, 2025
• $0.25 quarterly cash dividend payable ~Jan 2, 2026
• Total cash dividends of $1.00 per share in 2025 (4.55% yield)

Negative

• ~5% share increase from the stock dividend dilutes existing holdings

PALOS VERDES ESTATES, Calif., Nov. 14, 2025 (GLOBE NEWSWIRE) -- Malaga Financial Corporation (OTCIQ:MLGF). Malaga Financial Corporation announced today that its Board of Directors had declared a special 5% stock dividend on the company’s common stock outstanding, payable on or about December 31, 2025, to shareholders of record at the close of business on December 19, 2025. The dividend will be issued in the form of additional shares of common stock. Cash will be issued in lieu of fractional shares. Additionally, a quarterly cash dividend of 25 cents was declared payable to shareholders of record at the close of business on December 19, 2025, to be paid on or about January 2, 2026. Randy C. Bowers, President and CEO, remarked, “We are pleased to declare a special year-end stock dividend in addition to our 86^th consecutive quarterly dividend. This will result in total cash dividends paid in 2025 of $1.00 per share for a 4.55% annual yield based on a closing share price of $22.00 on November 13, 2025, in addition to the special stock dividend. This is the 14^th consecutive year that we have declared a special year-end dividend along with the quarterly cash dividend.”

Malaga Bank, a subsidiary of Malaga Financial Corporation, is a full-service community bank headquartered on the Palos Verdes Peninsula with six offices located in the South Bay area of Los Angeles. For over fifteen years Malaga Bank has been consistently recommended by one of the nation’s leading independent bank rating and research firms, Bauer Financial Inc. Malaga Bank was awarded Bauer’s premier Top 5-Star rating for the 71^st consecutive quarter as of June 2025. Since 1985 Malaga has been delivering competitive banking services to residents and businesses of the South Bay, including real estate loan products custom-tailored to consumers and investors. As the largest community bank in the South Bay, Malaga is proud of its continuing tradition of relationship-based banking and legendary customer service. The Bank’s web site is located at www.malagabank.com.

Contact:	Randy Bowers Chairman of the Board, President and Chief Executive Officer Malaga Financial Corporation (310) 375-9000 rbowers@malagabank.com

FAQ

What is Malaga Financial (MLGF) declaring for Dec 2025 and Jan 2026?

MLGF declared a 5% special stock dividend payable ~Dec 31, 2025 and a $0.25 cash dividend payable ~Jan 2, 2026.

What is the record date for Malaga Financial's Dec 2025 dividends (OTCIQ:MLGF)?

The record date for both the special stock dividend and the quarterly cash dividend is Dec 19, 2025 at the close of business.

How are fractional shares handled for MLGF's 5% stock dividend?

Fractional shares from the 5% stock dividend will be paid in cash in lieu of fractional shares.

What total cash did Malaga pay shareholders in 2025 and what yield does that imply for MLGF?

Malaga paid $1.00 per share in cash dividends in 2025, implying a 4.55% annual yield based on a $22.00 closing price on Nov 13, 2025.

How will the 5% stock dividend affect MLGF share count?

The 5% stock dividend will increase shares outstanding by approximately 5%, diluting existing ownership proportionally.

When will MLGF shareholders receive the quarterly cash dividend payment?

The quarterly cash dividend of $0.25 is expected to be paid on or about Jan 2, 2026 to shareholders of record on Dec 19, 2025.