Meridianlink Inc Stock Price, News & Analysis

MeridianLink (NYSE: MLNK), a provider of financial institution software platforms, has appointed Denise Cox as its new Chief Customer Officer (CCO). Cox brings over 20 years of experience leading customer-facing functions at major tech companies including Olo, Omnicell, Cisco, and NetApp.

In her role, Cox will oversee MeridianLink's services, support, and customer success teams. She previously served as CCO at Olo, where she enhanced customer onboarding and drove product adoption. Cox holds an M.S. in Information Systems from Pace University and will be based in Apex, North Carolina.

FICO (NYSE: FICO) has announced the integration of its FICO® Score Mortgage Simulator with MeridianLink Mortgage Credit Link (MCL). MeridianLink becomes the first mortgage technology platform to offer this simulation tool, which enables mortgage professionals to analyze how changes in credit report data could impact borrowers' FICO® Scores.

The simulator, exclusively built using FICO® Score algorithms, supports simulations across multiple credit bureaus and classic FICO® Scores (2, 4, and 5) used in mortgage lending. The integration enhances MCL's cloud-based platform by providing lenders with data-driven insights to help borrowers access better loan options and interest rates.

REPAY (NASDAQ: RPAY) has enhanced its integration with MeridianLink (NYSE: MLNK) to modernize financial institution payment solutions. The upgrade enables credit unions and banks using MeridianLink® Opening to offer new members expanded account funding options including debit card, ACH, and digital wallets (Apple Pay and Google Pay). This enhancement builds upon REPAY's existing integration with MeridianLink® Collect, which streamlines loan collection operations. The integrated platform provides real-time payment tracking and posting, improving accounting processes and member relationships. The partnership aims to meet growing consumer demand for digital payment options while helping financial institutions enhance operational efficiency and customer experience.

MeridianLink (NYSE: MLNK) reported strong Q1 2025 results with total revenue of $81.5M, up 5% year-over-year, driven by lending software solutions revenue of $67.1M (+10% YoY). The company demonstrated robust cash flow performance with operating cash flow of $42.4M (52% of revenue) and free cash flow of $40.6M (50% of revenue). In a significant leadership change, President Larry Katz will succeed Nicolaas Vlok as CEO effective October 1, 2025. The company maintained its 2025 guidance, expecting revenue between $326.0M-$334.0M and adjusted EBITDA of $131.5M-$137.5M. Despite positive revenue growth, the company reported a net loss of $(4.7M) in Q1. MeridianLink also welcomed Troy Coggiola as Chief Strategy Officer and highlighted successful implementation of its MeridianLink® Mortgage platform at Solarity Credit Union.

MeridianLink (NYSE: MLNK) has announced that President Larry Katz will succeed Nicolaas Vlok as CEO, effective October 1, 2025. Katz, who joined the company in early 2024 as CFO before becoming President, brings extensive experience from leadership roles at StubHub, Genesys, JPMorgan Chase, and Disney.

Under Vlok's leadership since 2019, MeridianLink's revenue grew from $150 million to an expected $330 million in 2025. Vlok will remain on the company's board of directors after stepping down as CEO.

The company also announced key executive changes: Troy Coggiola joins as Chief Strategy Officer, bringing 30 years of experience including 13 years at Ellie Mae. Kayla Dailey expands her role to Chief Administrative Officer while retaining her General Counsel position. Company co-founder Tim Nguyen transitions to Strategic Advisor from his CSO role.

A new survey by MeridianLink (NYSE: MLNK) reveals that 28% of American homeowners are considering taking out home equity loans or HELOCs in the next 12 months, marking a 7% increase from 2022. The study, surveying 1,500 homeowners, shows growing interest despite affordability concerns. Key findings indicate that 54% of homeowners remain hesitant due to high interest rates (63%), homeownership risks (22%), and unclear repayment terms (18%).

The survey highlights that 45% of likely borrowers cite home renovations as their primary motivation, followed by property investment (16%) and debt consolidation (16%). While 53% of homeowners claim strong understanding of home equity lending, up from 43% in 2022, significant knowledge gaps persist. Factors that would increase borrowing likelihood include lower interest rates (68%), flexible repayment options (36%), and simpler application processes (18%).

MeridianLink (NYSE: MLNK) announced the winners of its 2025 Arc Awards and inaugural Customer Choice Awards during MeridianLink LIVE! at Universal Orlando Resort. The Arc Awards recognized 10 financial institutions, selected from nearly 70 entries, for their innovative use of MeridianLink solutions in solving business challenges and driving community impact. Winners included Bangor Savings Bank, Empower Federal Credit Union, and Greater Iowa Credit Union among others.

The new Customer Choice Awards highlighted top-performing MeridianLink Marketplace partners, with Socure and Zest AI receiving recognition for their successful integrations with the MeridianLink One platform. The winners were chosen through a unique process involving both a MeridianLink panel selection and customer voting across the company's nationwide network.

Zest AI has launched LuLu Strategy, a new generative AI module for lending intelligence, exclusively available to MeridianLink (NYSE: MLNK) customers. The module, part of the LuLu platform series, follows the successful LuLu Pulse rollout and aims to provide financial institutions with advanced lending insights through AI simulations and analysis.

LuLu Strategy offers key features including: policy simulations for business objectives optimization, application insights for understanding borrower patterns, unbooked application analysis for identifying missed opportunities, and loan performance monitoring for continuous strategy refinement. The platform integrates public and institution-specific data into a centralized intelligence hub, making advanced lending technology accessible to regional banks and credit unions.

MeridianLink, a leading provider of modern software platforms for financial institutions and consumer reporting agencies, has scheduled its first quarter 2025 financial results announcement.

Key details of the upcoming earnings call:

• Release Date: Monday, May 12, 2025 (after market close)
• Conference Call Time: 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time)
• Access Numbers: North America toll-free (800) 549-8228 or International (289) 819-1520
• Conference ID: 69715

Investors can join via webcast at ir.meridianlink.com, where a replay will be archived. A telephone replay will be available until May 19, 2025, at 8:59 p.m. PT through (888) 660-6264 (North America) or (289) 819-1325 (International) using Playback Passcode 69715.