Midwestone Stock Price, News & Analysis

Nicolet Bankshares (NYSE: NIC) will acquire MidWestOne Financial Group (NASDAQ: MOFG) in an all-stock merger announced October 23, 2025.

Based on results as of September 30, 2025, the combined company will have $15.3B assets, $13.1B deposits, and $11.3B loans. MidWestOne shareholders will receive 0.3175 NIC shares per MOFG share, valuing the deal at approximately $864M or $41.37/ share (NIC close $130.31 on Oct 22, 2025). The transaction values MidWestOne at 166% tangible book and 11.5x 2026 EPS. Pro forma ownership: MidWestOne shareholders ~30%. Deal expected to close in H1 2026 and is projected to be ~37% accretive to 2026 earnings excluding certain charges.

MidWestOne Financial Group (Nasdaq: MOFG) will release third quarter 2025 financial results after market close on Thursday, October 23, 2025. The company will host a conference call to discuss results at 11:00 a.m. Central Time on Friday, October 24, 2025. Investors can pre-register via the provided NetRoadShow link to receive access details by email, or dial in ~15 minutes early at 1-833-470-1428 (Canada: 1-833-950-0062) using access code 482280. A live webcast will be available on the company's Investor Relations website. A telephone and web replay will be posted within four hours and remain available through January 22, 2026 (U.S./Canada replay dial: 1-866-813-9403; international: +44 20-4525-0658), PIN 781952.

MidWestOne Financial Group (NASDAQ:MOFG) reported Q2 2025 financial results, with net income of $10.0 million, or $0.48 per diluted share. The quarter saw pre-tax, pre-provision net revenue increase 15% to $24.5 million, with net interest margin expanding to 3.57%.

Key highlights include annualized loan growth of 7.4%, improved efficiency ratio to 56.20%, and a tangible book value per share increase of 2.4% to $23.92. However, results were impacted by an $11.9 million credit loss expense, primarily due to a single commercial real estate office credit in the Twin Cities area.

The company announced plans to redeem $65.0 million of its 5.75% fixed-to-floating rate subordinated notes. Total revenue increased to $60.2 million, up from $57.6 million in Q1 2025, driven by higher net interest income and noninterest income.

MidWestOne Financial Group (Nasdaq: MOFG), the parent company of MidWestOne Bank, has scheduled its second quarter 2025 earnings release for Thursday, July 24, 2025, after market close.

The company will hold a conference call on Friday, July 25, 2025, at 11:00 a.m. Central Time to discuss the financial results. Investors and analysts can pre-register for the call through a dedicated link or dial in directly. A live webcast will be available through the company's Investor Relations website, and a replay will be accessible until October 23, 2025.

MidWestOne Financial Group (MOFG) reported Q1 2025 financial results with net income of $15.1 million, or $0.73 per diluted share. The company achieved a return on average assets of 1.00% and an efficiency ratio of 59.38%.

Key metrics include net interest margin of 3.44%, with core net interest margin expanding 10 basis points to 3.36%. Asset quality improved with criticized loans ratio decreasing 54 bps to 5.47% and nonperforming assets ratio improving 7 bps to 0.33%. Tangible book value per share increased 4.4% to $23.36.

Total revenue was $57.6 million, down $2.2 million from Q4 2024 but up $13.1 million year-over-year. The CET1 capital ratio improved 24 bps to 10.97%, approaching the target range of 11.0%-11.50%. Loan growth remained flat due to pay-offs and market volatility.

MidWestOne Financial Group (Nasdaq: MOFG) has scheduled its first quarter 2025 earnings release and conference call. The financial results will be released after market closes on Thursday, April 24, 2025, followed by a conference call discussion on Friday, April 25, 2025 at 11:00 a.m. Central Time.

Investors and analysts can pre-register for the call through a provided link or dial in directly. A live audio webcast will be accessible through the company's Investor Relations website. The conference call replay will be available until July 24, 2025, accessible both online and via telephone.

MidWestOne Financial Group (MOFG) reported Q4 2024 net income of $16.3 million ($0.78 per diluted share), with a return on average assets of 1.03%. Key highlights include:

- Net interest margin expanded to 3.43% with core net interest margin up 85 bps to 3.26%
- Efficiency ratio improved to 59.06% from 70.32% in Q3
- Noninterest bearing deposits increased 3.7%
- Asset quality improved with classified loan ratio down 54 bps to 2.57%

For full year 2024:
- Investment services and trust activities revenue grew 15.9% to $14.2 million
- Common equity tier 1 ratio improved 114 bps to 10.73%
- Completed capital raise with net proceeds of $118.6 million
- Net charge-off ratio was 0.07%

MidWestOne Financial Group (Nasdaq: MOFG) has announced its schedule for the release of fourth quarter 2024 financial results. The company will release its earnings report after market closes on Thursday, January 23, 2025.

A conference call to discuss the results is scheduled for Friday, January 24, 2025, at 11:00 a.m. Central Time. Investors and analysts can pre-register for the call through a provided link or dial in directly. The conference call will also be accessible via live audio webcast through the company's Investor Relations website.

A replay of the conference call will be available within four hours after conclusion and can be accessed both online and by phone until April 24, 2025.

MidWestOne Financial Group (MOFG) reported Q3 2024 results, highlighting a significant balance sheet repositioning. The company completed a common equity capital raise of $118.6 million and recognized a $140.4 million securities impairment. The quarter resulted in a net loss of $95.7 million, or $(6.05) per diluted share. Post quarter-end, MOFG sold $1.0 billion of debt securities yielding 1.58% and purchased $589.8 million of securities yielding 4.65%. The company's net interest margin expanded 10 basis points to 2.51%, with annualized loan growth of 3.9%. Noninterest bearing deposits increased 4.0%, while the nonperforming assets ratio improved to 0.39%.