National Bk Hldgs Corp Stock Price, News & Analysis

National Bank Holdings Corporation (NYSE: NBHC) has announced a definitive merger agreement to acquire Vista Bancshares, Inc., in a transaction valued at $369.1 million. The strategic merger will significantly expand NBHC's presence in Texas, particularly in the Dallas-Fort Worth metroplex.

The combined entity will have $12.4 billion in pro forma assets and $10.4 billion in pro forma deposits. Vista Bank, founded in 1912, brings $2.4 billion in assets, $2.1 billion in deposits, and 11 banking centers to the merger. The transaction is expected to be 17% accretive to NBHC's earnings with a tangible book value earn-back period of approximately 3 years.

Vista shareholders will receive $84.8 million in cash and approximately 7.4 million shares of NBHC common stock. The deal is expected to close in Q1 2026, subject to regulatory approvals and customary conditions.

National Bank Holdings Corporation (NYSE: NBHC) has declared a quarterly cash dividend of $0.30 per share of common stock. The dividend will be paid on September 15, 2025, to shareholders of record as of August 29, 2025.

National Bank Holdings Corporation (NYSE:NBHC) reported strong Q2 2025 financial results with net income of $34.0 million, or $0.88 per diluted share, up 40.4% from Q1 2025. The company achieved a return on average tangible common equity of 14.18% and maintained a robust net interest margin of 3.95%.

Key highlights include 19.9% year-over-year growth in pre-provision net revenues, low net charge-offs of 5 basis points, and a strong Common Equity Tier 1 capital ratio of 14.2%. Total loans stood at $7.5 billion with new loan fundings of $322.7 million. The company also announced the launch of 2UniFi, an innovative financial ecosystem for business owners.

Asset quality remained solid with non-performing loans at 0.45% of total loans and an allowance for credit losses at 1.19%. Average total deposits were $8.2 billion with a healthy loan-to-deposit ratio of 90.5%.

National Bank Holdings Corporation (NYSE: NBHC) has announced a strategic partnership between its financial ecosystem 2UniFi and Nav, a leading credit and financial health platform for small businesses. The partnership includes NBHC's $5 million strategic investment in Nav and integration of their services.

2UniFi will be integrated within Nav's marketplace for small business deposit and lending solutions, while Nav's financial health and credit insights will be incorporated into the 2UniFi experience. Nav currently serves over 1 million users with tools for accessing, monitoring, and building business credit.

Tim Laney, NBHC's Chairman, CEO, and 2UniFi Founder, will serve as an observer on Nav's board. The collaboration aims to transform small and medium-sized businesses' access to the U.S. banking system.

National Bank Holdings Corporation (NYSE: NBHC) has scheduled its second quarter 2025 financial results announcement for July 22, 2025 after market close. The company will host a conference call to discuss the results on July 23, 2025 at 11:00 a.m. Eastern Time.

Investors can access the earnings call by dialing (877) 400-0505 with participant passcode 9935135. A recording will be available on the company's website approximately four hours after the call at www.nationalbankholdings.com in the investor relations section.

National Bank Holdings (NYSE: NBHC) has announced a 3.4% increase in its quarterly cash dividend, raising it from $0.29 to $0.30 per share of common stock. The enhanced dividend will be paid on June 13, 2025, to shareholders of record as of May 30, 2025.

Chairman and CEO Tim Laney highlighted the company's strong performance, noting that the quarterly dividend per common share has grown by 50% over the past five years. This increase reflects the bank's robust financial position, characterized by:

• Strong balance sheet
• Solid capital position
• Diversified funding sources

This dividend increase demonstrates National Bank Holdings' ongoing commitment to delivering meaningful returns to its shareholders while maintaining financial stability.

National Bank Holdings (NBHC) reported Q1 2025 net income of $24.2 million, or $0.63 per diluted share, down from $28.2 million ($0.73/share) in Q4 2024 and $31.4 million ($0.82/share) in Q1 2024. The quarter's performance was notably impacted by a $10.2 million provision expense primarily due to a loan charge-off involving suspected fraud.

Key metrics include a net interest margin of 3.93%, driving 3.4% growth in fully taxable equivalent net interest income year-over-year. Total loans stood at $7.6 billion, with quarterly loan fundings of $255.7 million. The bank maintained strong capital positions with a Common Equity Tier 1 ratio of 13.6% and increased tangible book value per share by $0.66 to $25.94.

Non-performing loans improved to 0.45% of total loans, while the efficiency ratio was 57.7%. Average total deposits decreased $111.6 million to $8.3 billion during Q1 2025, with transaction deposits representing 87.4% of total deposits.

National Bank Holdings (NYSE: NBHC) has scheduled its first quarter 2025 financial results announcement for Tuesday, April 22, 2025, after market close. The company will hold a conference call to discuss the results on Wednesday, April 23, 2025, at 11:00 a.m. Eastern Time.

Investors can participate in the earnings call by dialing (877) 400-0505 with participant passcode 7036929. A recording will be available on the company's website approximately four hours after the call at www.nationalbankholdings.com in the investor relations section.

National Bank Holdings (NBHC) reported fourth quarter 2024 net income of $28.2 million, or $0.73 per diluted share, compared to $33.1 million in Q3 2024. The company's adjusted earnings were $33.2 million or $0.86 per diluted share, excluding a $6.6 million pre-tax loss from security sales.

Key quarterly metrics include: net interest margin expansion to 3.99%, loan growth of $36.6 million to $7.8 billion, and average total deposits of $8.4 billion. The company maintained strong asset quality with non-performing loans at 0.46% of total loans and an allowance for credit losses at 1.22%.

For full-year 2024, NBHC reported net income of $118.8 million ($3.08 per diluted share), down from $142.0 million ($3.72 per diluted share) in 2023. The Board approved a quarterly cash dividend of $0.29 per share, payable March 14, 2025.