nCino and Dun & Bradstreet Collaborate to Speed Client Onboarding and Enhance Lifecycle Management for Financial Institutions

Rhea-AI Summary

nCino (NASDAQ: NCNO) and Dun & Bradstreet announced a strategic alliance to integrate the D&B Commercial Graph™ into the nCino Client Lifecycle Management solution. The integration will embed D&B’s verified business identity and risk data, covering more than 650 million entities and supported by over 107 billion monthly data quality checks, directly into banking workflows.

According to the companies, the partnership aims to reduce manual KYC/KYB processes, cut redundant re-verification, and support continuous monitoring from onboarding through ongoing relationship management. The integration is expected to be generally available later this year, initially for institutions in the EMEA region.

News Market Reaction – NCNO

+8.74% 1.6x vol

91 alerts

+8.74% Session close to close

+5.2% Peak in 1 hr 15 min

$2.30B Market Cap

1.6x Rel. Volume

In the Aug 13 session, NCNO gained 8.74%, reflecting a notable positive market reaction. Argus tracked a peak move of +5.2% during that session. Our momentum scanner triggered 91 alerts that day, indicating high trading interest and price volatility. Trading volume was above average at 1.6x the daily average, suggesting increased trading activity.

Data tracked by StockTitan Argus on the day of publication.

Market Context

The stock moved +8.7% in the session following this news. Historical NCNO event 1076787 was followed...

Analysis

The stock moved +8.7% in the session following this news. Historical NCNO event 1076787 was followed by a 4.89% 24-hour gain, providing a platform comparison for this partnership. The record also shows moderate short positioning and net insider selling as risks.

Key Figures

Survey sample: 409 bankers Manual KYC/KYB steps: 6 of 9 steps Repeated information requests: 66% of banks +5 more

8 metrics

Survey sample 409 bankers Celent survey commissioned by nCino

Manual KYC/KYB steps 6 of 9 steps Commercial onboarding survey

Repeated information requests 66% of banks Banks asking customers for the same information more than once

Onboarding cost $14,700 per client Average commercial client onboarding cost

Commercial Graph coverage More than 650 million global entities D&B Commercial Graph

Data quality checks More than 107 billion monthly checks D&B Commercial Graph

Financial crime penalties More than £176 million UK Financial Conduct Authority penalties on banks

Partnership discussion 30 September nCino EMEA Summit in London

Historical Context

5 past events · Latest: Aug 07 (Positive)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Aug 07	AI product launch	Positive	+0.9%	Mortgage MCP connected AI agents directly to mortgage workflows with governance controls.
Aug 04	AI financing mention	Neutral	+1.6%	RWX financing announcement identified nCino as an organization using its engineering platform.
Jul 14	AI banking deployment	Positive	+0.7%	ConnectOne deployed nCino AI tools across commercial lending operations.
Jul 07	Mortgage platform switch	Positive	-0.4%	Cornerstone First Mortgage selected nCino's platform to support nationwide mortgage operations.
Jul 01	Corporate lending deployment	Positive	+4.9%	DNB went live on nCino for corporate lending across international markets.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Among the four recent nCino announcements listed, three had positive 24-hour reactions and one had a negative reaction.

Key Terms

kyc/kyb, beneficial ownership, anti-money laundering regulation

3 terms

kyc/kyb regulatory

"Six of nine core KYC/KYB steps still involve significant manual work"

KYC (Know Your Customer) and KYB (Know Your Business) are checks that financial firms and platforms use to verify the identity and legitimacy of individual clients and corporate customers. Like a bank checking ID or a landlord vetting a tenant, these processes reduce fraud, money laundering, and regulatory risk; they matter to investors because robust KYC/KYB lower legal and reputational exposure, influence operating costs, and affect a company’s ability to grow or access markets.

beneficial ownership regulatory

"D&B's patented global Beneficial Ownership services within the nCino Platform"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

View in glossary

anti-money laundering regulation regulatory

"the EU's application of the Anti-Money Laundering Regulation"

Rules and laws that require financial institutions and related businesses to detect, report, and prevent use of the financial system for hiding or moving illegally obtained money. These rules set standards for customer checks, transaction monitoring, recordkeeping, and reporting to authorities, and matter to investors because they affect a company’s legal standing, compliance costs, operational controls, and risk of fines or business disruption—similar to safety rules that protect a factory’s operations and reputation.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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New integration brings the D&B Commercial Graph to the nCino Platform, giving institutions access to D&B verified business identity and risk context within the workflows they use every day

JACKSONVILLE, Fla. and WILMINGTON, N.C., Aug. 13, 2026 /PRNewswire/ -- Dun & Bradstreet and nCino (NASDAQ: NCNO), the platform for agentic AI banking, today announced a strategic alliance to bring D&B's verified business identity and risk context to the nCino Client Lifecycle Management solution, addressing one of the most persistent cost centers in commercial banking.

A global survey of 409 bankers conducted by Celent and commissioned by nCino found that commercial onboarding remains burdened by manual processes and siloed data. Six of nine core KYC/KYB steps still involve significant manual work, and 66% of banks report asking customers to provide the same information more than once. These inefficiencies contribute to poor customer experience and an average of $14,700 spent onboarding each client. Much of that cost comes from banks re-verifying the same business data across disconnected systems at every stage of the relationship. 

The D&B and nCino alliance solves for this redundancy by connecting the D&B Commercial Graph™, anchored in the D-U-N-S® Number and covering more than 650 million global entities, with the nCino Platform. Backed by more than 107 billion monthly data quality checks, the D&B Commercial Graph™ provides continuously refreshed business intelligence at global scale, helping banks identify changes in ownership, risk profile, and financial standing without relying on manual reviews or point-in-time data collection.

Inside the nCino Client Lifecycle Management Solution, that intelligence is put to work across the full commercial relationship. D&B data is captured once and resurfaced at every decision point, from onboarding through loan origination to ongoing monitoring, with every workflow action evidenced and audit-ready.

To help automate onboarding, enterprises can leverage D&B's patented global Beneficial Ownership services within the nCino Platform, extending that same intelligence into continuous client monitoring beyond onboarding.

Periodic KYC reviews can take weeks to complete, creating persistent backlogs across bank compliance teams. Static, calendar-based reviews that fail to catch material changes between scheduled checks not only create backlogs — it impacts bottom lines. For example, the UK's Financial Conduct Authority imposed more than £176 million in financial crime-related penalties on banks. As regulations evolve, the need for continuous, auditable reviews becomes even more critical — a shift already underway with the EU's application of the Anti-Money Laundering Regulation. The nCino and D&B alliance allows institutions to close the gap, shifting KYC processes from periodic calendar-based reviews to continuous monitoring of ownership, risk, and compliance signals.

"Businesses depend on Dun & Bradstreet for the context they need to see each other clearly and operate with confidence," said Alex Zuck, General Manager, Risk at Dun & Bradstreet. "The collaboration with nCino allows financial institutions to accelerate onboarding and make faster, more informed decisions across the entire commercial relationship."

"Everything we do at nCino is about giving financial institutions the tools to see risk earlier, decide faster, and act on data instead of chasing it," said Joaquin de Valenzuela, Managing Director of EMEA at nCino. "Pairing Dun & Bradstreet's verified business context with nCino's deep banking expertise and intelligent platform gives bankers a verified view of the client and the relationship in one place, from onboarding to monitoring to remediation."

 The integration will be made generally available in the nCino Client Lifecycle Management product later this year, starting with institutions based in the EMEA region, expanding its impact beyond the United Kingdom. Find out more about the partnership and get started with D&B Commercial Graph and nCino here.

D&B will be discussing the partnership with nCino more on the main stage at the nCino EMEA Summit on 30 September in London.

About Dun & Bradstreet

Dun & Bradstreet provides the verified commercial identity foundation for enterprises to deploy AI at scale. The company originated the D-U-N-S® Number in 1963, now the global standard for identifying commercial entities. Anchored by this identifier, the D&B Commercial Graph™ structures and connects business identity consistently across systems, enabling AI to operate on accurate, validated data. Since 1841, businesses of every size have relied on Dun & Bradstreet to navigate change and accelerate growth. For more information, visit www.dnb.com.

About nCino

nCino (NASDAQ: NCNO) is the platform for agentic AI banking. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino's dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit www.ncino.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/ncino-and-dun--bradstreet-collaborate-to-speed-client-onboarding-and-enhance-lifecycle-management-for-financial-institutions-302850611.html

SOURCE Dun & Bradstreet, Inc.

FAQ

What did nCino (NASDAQ: NCNO) announce with Dun & Bradstreet on August 13, 2026?

nCino announced a strategic alliance with Dun & Bradstreet to integrate the D&B Commercial Graph™ into the nCino Client Lifecycle Management solution. According to the companies, this integration embeds verified business identity and risk context directly into commercial banking workflows to streamline KYC and onboarding.

How will the nCino and Dun & Bradstreet integration improve client onboarding for NCNO customers?

The integration aims to capture D&B data once and reuse it across onboarding, loan origination, and monitoring. According to nCino, this reduces manual checks, siloed data, and redundant re-verification, targeting a key cost center where banks reportedly spend about $14,700 onboarding each commercial client.

When will the D&B Commercial Graph be available on the nCino Client Lifecycle Management platform?

The integration is expected to be made generally available later this year within the nCino Client Lifecycle Management product. According to nCino, rollout will start with financial institutions based in the EMEA region, with impact expanding beyond the United Kingdom over time.

What data coverage does the D&B Commercial Graph provide in the nCino NCNO partnership?

The D&B Commercial Graph™ covers more than 650 million global commercial entities and is supported by over 107 billion monthly data quality checks. According to Dun & Bradstreet, this provides continuously refreshed intelligence on ownership, risk profile, and financial standing for use inside nCino workflows.

How does the nCino and Dun & Bradstreet collaboration change KYC processes for banks?

The alliance is designed to shift KYC from periodic, calendar-based reviews to ongoing monitoring of ownership, risk, and compliance signals. According to the companies, continuous, auditable reviews within nCino may help institutions reduce backlogs and better align with evolving regulations such as the EU Anti-Money Laundering Regulation.

What specific Dun & Bradstreet services are included in the nCino NCNO integration?

The integration includes Dun & Bradstreet’s patented global Beneficial Ownership services inside the nCino Platform. According to Dun & Bradstreet, this extends verified ownership and risk intelligence from initial onboarding into continuous client monitoring across the full commercial relationship lifecycle for participating financial institutions.