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Neptune Insurance Holdings Inc. reports developments tied to Neptune Flood, its data-driven managing general agent for residential and commercial insurance products. The company distributes primary and excess flood insurance through a nationwide agency network and uses proprietary artificial intelligence, advanced data science, and its Triton® platform to streamline underwriting, pricing, and policy issuance. Insurance and reinsurance carriers provide policy paper and assume the underlying risk.
Recurring news includes quarterly financial results, policy and premium growth, distribution-platform updates, digital quoting initiatives, and commentary on the private flood insurance market. Neptune also publishes flood-risk research on coverage gaps, FEMA flood maps, the National Flood Insurance Program, and resilience topics affecting U.S. property owners.
Neptune Insurance Holdings (NYSE:NP) announced the pricing of a public secondary offering of 9,841,395 Class A shares by selling securityholders at $27.50 per share. Neptune Insurance plans to concurrently repurchase 984,140 shares at $26.40 per share, with both transactions expected to close on May 15, 2026, subject to customary conditions. Underwriters have a 30-day option to buy up to 1,476,209 additional shares.
Neptune Insurance Holdings (NYSE: NP) launched a public offering of 8,355,615 shares of Class A common stock held by selling securityholders, with a 30-day underwriter option for 1,253,342 additional shares. The company plans a concurrent repurchase of 835,561 shares from underwriters, which will be retired.
The repurchase depends on customary closing conditions and completion of the offering. Morgan Stanley, J.P. Morgan and Goldman Sachs act as bookrunners, and the offering will proceed after the Form S-1 registration becomes effective.
Neptune Flood (NYSE: NP) responds to the FEMA Review Council report and supports expanding the private flood insurance market to strengthen national resilience. Neptune highlights that over 15 million at-risk properties are uninsured, that it serves 300,000+ policyholders, and that private coverage can offer lower premiums and higher limits.
Neptune Flood (NYSE:NP) announced it has surpassed 300,000 policies in force and $400 million in premium in force as of May 6, 2026. The company cites growth in private flood adoption, a digital AI-native underwriting platform (Triton®), and >45,000 agents using its tools.
Neptune says the milestone reflects scaling of private flood insurance and expanded access to modern flood protection nationwide.
Neptune Insurance Holdings (NYSE: NP) reported Q1 2026 results on April 22, 2026: revenue $37.8M (+29%), net income $7.3M (‑26%), adjusted net income $13.4M (+21%), adjusted EBITDA $21.6M (+26%, 57% margin), and written premium $86.7M (+26%). The Board approved a $100M stock repurchase program on April 21, 2026. Reported basic/diluted per-share metrics: net income $0.05, adjusted net income $0.10/$0.09, adjusted EBITDA $0.16/$0.15. Management will host a live webcast and archived earnings materials are available on the company website.
Neptune Insurance Holdings (NYSE: NP) will report financial results for the quarter ended March 31, 2026, after market close on Wednesday, April 22, 2026. The company will host a conference call and live webcast at 5:00 PM ET the same day.
Investors can join by dialing (800) 715-9871 or (646) 307-1963 (international) and should call 10 minutes early. A live webcast and replay will be available on Neptune’s investor relations site at investors.neptuneflood.com.
Neptune Flood (NYSE:NP) research finds California faces a major flood-insurance gap: just 1.4% residential penetration while 2.3 million properties face flood risk over 30 years. NFIP participation has fallen 35% since 2016 and average NFIP premiums in California rose 33%.
Modern modeling shows >2.2x more properties at substantial risk than FEMA maps, uncovering ~600,000 additional at-risk homes. The report urges FEMA map updates, flood infrastructure investment, and wider private insurance access.
Neptune Flood (NP) launched a digital flood insurance app inside ChatGPT on March 12, 2026, letting property owners get real-time preliminary flood quotes via conversational AI.
The app integrates Neptune’s Triton underwriting stack using a Model Context Protocol API, is available in all 50 states and DC, and complements its agent and online channels. As of year-end, Neptune had over 280,000 policies in force.
Neptune Flood (NP) analyzed FEMA's proposed March 4, 2026 Harris County draft flood maps, noting a 33% expansion of the 100-year floodplain (from 150,000 to 200,000 acres) and the reclassification of >170,000 properties representing about $50 billion in real estate into high-risk zones.
The firm says updated science and AI risk tools will raise consumer awareness, grow mandatory insurance for federally mortgaged homes, and help close a national coverage gap where millions remain unmapped.
Neptune Insurance Holdings (NYSE: NP) reported Q4 and full-year 2025 results on Feb 18, 2026. Q4 revenue rose 39% to $43.8M while Q4 net income fell 63% to $4.3M, reflecting $4.6M of IPO-related expenses. For full-year 2025, revenue grew 34% to $159.6M and net income rose 8% to $37.4M, including $13.1M of IPO-related expenses. Key operational metrics: Written premium $367.3M (+34%), Adjusted EBITDA $95.0M (+32%), and record new business sales.