NerdWallet, Inc. reports developments for a personal finance website and app that provides financial guidance, editorial content, comparison shopping marketplaces, and product recommendations for consumers and small and mid-sized businesses. Its updates commonly cover Consumer and SMB revenue trends, partner demand, organic search traffic, and product categories such as credit cards, personal loans, banking, insurance, mortgages, investing, and travel rewards.
Company news also includes quarterly results, shareholder letters, conference-call announcements, Best-Of Awards for financial products and mortgage lenders, app and marketplace activity, and capital actions such as Class A common stock repurchase authorizations.
NerdWallet (NRDS) published its October 2026 Consumer Financial Resilience Index, finding that 38% of Americans expect to use credit for expenses. That compares with 35% in September. Credit reliance reached 54% among parents of children under 18, up from 44%, while October readings were 53% for Gen Z and 51% for millennials.
The index scored 61.6 out of 100, compared with 61.5 in September and 62.1 in August. Americans feeling in control of daily finances rose to 78% from 73% in September, while confidence in paying all bills on time held at 78%. The share with cash for an unexpected $1,000 expense rose to 67% from 63%. Meanwhile, 65% expected a recession within the next 12 months, up from 61%. The survey preceded the September inflation report showing consumer prices rose 3.7% year over year, versus 3.4% in August.
NerdWallet (NRDS) will release its third-quarter 2026 financial results on November 5, 2026, and hold a conference call that day.
The call begins at 1:30 p.m. Pacific Time. Registration and a shareholder letter will be available on its Investor Relations website, where the webcast replay will remain available for 12 months after the event.
NerdWallet (NRDS) released its September 2026 Financial Resilience Index, a monthly score out of 100 that tracks how prepared Americans feel to withstand economic instability, based on data collected just before the latest Federal Reserve rate hike.
The overall Index declined to 61.5, down from 62.1 in August and 63.1 in July. The share of Americans who feel in control of their day-to-day finances fell for a second straight month to 73%, from 75% in August and 77% in July. Meanwhile, recession expectations eased to 61%, down from 66% when the Index launched in May. Generational gaps persist: baby boomers record an Index score of 72.1 and 89% confidence in paying bills on time, versus scores of 60.7 for Gen X, 57.3 for millennials and 52.3 for Gen Z.
Overall, 63% say they could cover an unexpected $1,000 expense, with 35% expecting to rely on credit for at least some expenses this month.
NerdWallet (Nasdaq: NRDS) released its August 2026 Financial Resilience Index, which edged down to 62.1 from July’s all-time high of 63.1, indicating slightly softer household preparedness amid persistent inflation, continued U.S.-Iran conflict and an estimated loss of 23,000 jobs.
According to NerdWallet, 79% of Americans remain confident they can pay bills on time, yet 36% expect to rely on credit for some expenses and 64% anticipate a U.S. recession within 12 months. The share able to cover an unexpected $1,000 expense rose to 67%, up four points from June. Generational scores vary, from Baby Boomers at 72.5 to Gen Z at 53.8, with younger groups reporting lower resilience and higher recession expectations. The August 4–6 survey, conducted online by The Harris Poll among 2,086 U.S. adults, carries a ±2.7 percentage point credible interval at the 95% confidence level.
NerdWallet (Nasdaq: NRDS) reported second quarter 2026 revenue of $197.3 million, up 6% year-over-year but down 11% sequentially. GAAP income from operations was $7.0 million and GAAP net income was $4.3 million, or $0.07 per diluted share. Non-GAAP operating income was $12.2 million and adjusted EBITDA was $23.1 million.
Consumer revenue rose 8% year-over-year to $175.2 million, driven by personal loans (+$12.3 million) and deposit accounts (+$9.6 million), while SMB revenue declined 11% to $22.1 million due to ongoing organic search traffic pressure. For the first half of 2026, revenue grew 6% to $419.5 million and net income reached $24.7 million. Operating cash flow for the first six months was $76.9 million, and cash and equivalents stood at $62.0 million at June 30, 2026 after $88.8 million of Class A share repurchases and $16.1 million of business-combination spending.
NerdWallet (Nasdaq: NRDS) reported its July 2026 Financial Resilience Index at 63.1 out of 100, up from 61.6 in June and 60.4 in May, indicating Americans’ financial preparedness improved ahead of the recent U.S.-Iran ceasefire collapse.
Survey data show 77% feel in control of day-to-day finances and 79% are confident they can pay all bills on time this month, while 33% expect to rely on credit for some expenses. About 65% say they could cover an unexpected $1,000 expense, and 60% expect a U.S. recession within 12 months, down from 66% in May.
The generational gap widened, with Baby Boomers scoring 75.0 versus Gen Z at 51.9, a 23-point spread. According to NerdWallet, younger and lower-income Americans remain more vulnerable as inflation stays high and geopolitical uncertainty persists. The July 7–9 survey, run online by The Harris Poll, included 2,089 U.S. adults.
NerdWallet (Nasdaq: NRDS) announced the winners of its 2026 Best-Of Awards for Student Loans, recognizing top student loan lenders across six categories. A team of four NerdWallet analysts with more than 46 years of combined experience evaluated options for borrowers enrolled in or planning to enroll in higher education.
The 2026 winners are: Ascent for Best Student Loan Overall and for Best Student Loan for Flexible Repayment Options, College Ave for Best Student Loan for Parents and for Graduate Students, SoFi for Best Student Loan for International Students, and Earnest for Best Student Loan for Refinancing. NerdWallet also highlights its mission to provide trustworthy financial information via its website and app in the U.S. and Canada.
NerdWallet (NASDAQ: NRDS) will release its second quarter 2026 financial results on Thursday, August 6, 2026, and host a conference call to discuss the results at 1:30 p.m. Pacific Time the same day.
Investors can access the webcast, audio conference registration, shareholder letter, and a 12‑month replay via NerdWallet’s Investor Relations website.
NerdWallet (Nasdaq: NRDS) released its June 2026 Financial Resilience Index, which held steady at 61.6 out of 100, signaling moderate resilience among U.S. adults.
76% feel in control of day-to-day finances, 78% are confident paying bills, and there is a 20-point generational gap in resilience scores, with Baby Boomers at 73.9 and Gen Z at 53.8.
NerdWallet (Nasdaq: NRDS) launched the monthly Financial Resilience Index (FRI), scoring how prepared U.S. adults are for economic stress. The inaugural May 2026 score is 60.4 out of 100, based on a Harris Poll survey of 2,072 adults.
Key findings: 74% feel in control of daily finances, 37% expect to rely on credit for some expenses this month, 63% say they could cover an unexpected $1,000 bill, and 66% expect a U.S. recession within 12 months.