What is Nerdwallet, Inc.'s earnings per share (EPS)?

Nerdwallet, Inc. (NRDS) reported diluted earnings per share of $0.64 for fiscal year 2025. This represents a 68.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Nerdwallet, Inc. Financials

NRDS

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Nerdwallet, Inc. (NRDS) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 63/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Nerdwallet, Inc. has an operating margin of 7.8%, meaning the company retains $8 of operating profit per $100 of revenue. This results in a moderate score of 40/100, indicating healthy but not exceptional operating efficiency. This is up from 1.4% the prior year.

Growth

Nerdwallet, Inc.'s revenue surged 21.7% year-over-year to $836.6M, reflecting rapid business expansion. This strong growth earns a score of 69/100.

Leverage

Nerdwallet, Inc. carries a low D/E ratio of 0.23, meaning only $0.23 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 97/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

With a current ratio of 3.45, Nerdwallet, Inc. holds $3.45 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 67/100.

Cash Flow

Nerdwallet, Inc. has a free cash flow margin of 15.6%, earning a moderate score of 64/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Nerdwallet, Inc.'s ROE of 13.0% shows moderate profitability relative to equity, earning a score of 40/100. This is up from 8.3% the prior year.

Altman Z-Score Safe

6.95

Nerdwallet, Inc. scores 6.95, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($691.2M) relative to total liabilities ($86.6M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Strong

8/9

Nerdwallet, Inc. passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

2.70x

For every $1 of reported earnings, Nerdwallet, Inc. generates $2.70 in operating cash flow ($131.6M OCF vs $48.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

108.7x

Nerdwallet, Inc. earns $108.7 in operating income for every $1 of interest expense ($65.2M vs $600K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$836.6M

YoY+21.7%

5Y CAGR+27.8%

Nerdwallet, Inc. generated $836.6M in revenue in fiscal year 2025. This represents an increase of 21.7% from the prior year.

EBITDA

$111.6M

YoY+93.1%

5Y CAGR+45.7%

Nerdwallet, Inc.'s EBITDA was $111.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 93.1% from the prior year.

Net Income

$48.7M

YoY+60.2%

5Y CAGR+55.8%

Nerdwallet, Inc. reported $48.7M in net income in fiscal year 2025. This represents an increase of 60.2% from the prior year.

EPS (Diluted)

$0.64

YoY+68.4%

5Y CAGR+48.0%

Nerdwallet, Inc. earned $0.64 per diluted share (EPS) in fiscal year 2025. This represents an increase of 68.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$130.3M

YoY+83.0%

5Y CAGR+56.0%

Nerdwallet, Inc. generated $130.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 83.0% from the prior year.

Cash & Debt

$98.3M

YoY+48.3%

5Y CAGR+3.3%

Nerdwallet, Inc. held $98.3M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

71M

YoY-3.8%

5Y CAGR+7.9%

Nerdwallet, Inc. had 71M shares outstanding in fiscal year 2025. This represents a decrease of 3.8% from the prior year.

Margins & Returns

Gross Margin

92.4%

YoY+1.6pp

5Y CAGR+1.1pp

Nerdwallet, Inc.'s gross margin was 92.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 1.6 percentage points from the prior year.

Operating Margin

7.8%

YoY+6.4pp

5Y CAGR+7.0pp

Nerdwallet, Inc.'s operating margin was 7.8% in fiscal year 2025, reflecting core business profitability. This is up 6.4 percentage points from the prior year.

Net Margin

5.8%

YoY+1.4pp

5Y CAGR+3.7pp

Nerdwallet, Inc.'s net profit margin was 5.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.4 percentage points from the prior year.

Return on Equity

13.0%

YoY+4.7pp

5Y CAGR+6.6pp

Nerdwallet, Inc.'s ROE was 13.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 4.7 percentage points from the prior year.

Capital Allocation

R&D Spending

$66.7M

YoY-19.2%

5Y CAGR+5.6%

Nerdwallet, Inc. invested $66.7M in research and development in fiscal year 2025. This represents a decrease of 19.2% from the prior year.

Share Buybacks

$70.2M

YoY-12.4%

Nerdwallet, Inc. spent $70.2M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 12.4% from the prior year.

Capital Expenditures

$1.3M

YoY+116.7%

5Y CAGR+0.0%

Nerdwallet, Inc. invested $1.3M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 116.7% from the prior year.

NRDS Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$836.6M+21.7%	$687.6M+14.7%	$599.4M+11.2%	$538.9M+42.0%	$379.6M+54.7%	$245.3M
Cost of Revenue	$63.7M+0.3%	$63.5M+17.6%	$54.0M+35.7%	$39.8M+39.6%	$28.5M+33.8%	$21.3M
Gross Profit	$772.9M+23.8%	$624.1M+14.4%	$545.4M+9.3%	$499.1M+42.2%	$351.1M+56.7%	$224.0M
R&D Expenses	$66.7M-19.2%	$82.5M+2.5%	$80.5M+3.7%	$77.6M+24.8%	$62.2M+22.2%	$50.9M
SG&A Expenses	$56.3M-8.6%	$61.6M+3.0%	$59.8M+2.7%	$58.2M+51.2%	$38.5M+37.5%	$28.0M
Operating Income	$65.2M+593.6%	$9.4M+161.1%	$3.6M+118.9%	-$19.0M+51.3%	-$39.0M-2152.6%	$1.9M
Interest Expense	$600K-14.3%	$700K-12.5%	$800K-68.0%	$2.5M+92.3%	$1.3M+18.2%	$1.1M
Income Tax	$19.5M+176.8%	-$25.4M-240.3%	$18.1M+284.7%	-$9.8M-304.2%	$4.8M+209.1%	-$4.4M
Net Income	$48.7M+60.2%	$30.4M+357.6%	-$11.8M-15.7%	-$10.2M+76.0%	-$42.5M-901.9%	$5.3M
EPS (Diluted)	$0.64+68.4%	$0.38+353.3%	$-0.15-7.1%	$-0.14+82.9%	$-0.82-1011.1%	$0.09

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$225.4M+4.8%	$215.1M+15.1%	$186.9M-10.7%	$209.2M+13.8%	$183.8M-3.9%	$191.3M+27.0%	$150.6M-7.0%	$161.9M
Cost of Revenue	$13.6M-11.1%	$15.3M-7.8%	$16.6M-8.8%	$18.2M+9.0%	$16.7M-5.6%	$17.7M+18.8%	$14.9M+4.9%	$14.2M
Gross Profit	$211.8M+6.0%	$199.8M+17.3%	$170.3M-10.8%	$191.0M+14.3%	$167.1M-3.7%	$173.6M+27.9%	$135.7M-8.1%	$147.7M
R&D Expenses	$16.3M+3.8%	$15.7M-12.3%	$17.9M+6.5%	$16.8M+4.3%	$16.1M-30.0%	$23.0M+1.3%	$22.7M+9.7%	$20.7M
SG&A Expenses	$14.4M0.0%	$14.4M+5.1%	$13.7M-0.7%	$13.8M0.0%	$13.8M-13.2%	$15.9M-3.6%	$16.5M+7.1%	$15.4M
Operating Income	$19.4M-43.6%	$34.4M+221.5%	$10.7M+1428.6%	$700K-92.0%	$8.7M+31.8%	$6.6M+168.8%	-$9.6M-359.5%	$3.7M
Interest Expense	$100K-50.0%	$200K0.0%	$200K+100.0%	$100K-50.0%	$200K+100.0%	$100K-50.0%	$200K0.0%	$200K
Income Tax	$5.9M-35.9%	$9.2M+178.8%	$3.3M+200.0%	$1.1M+102.9%	-$37.9M-592.2%	$7.7M+600.0%	$1.1M-70.3%	$3.7M
Net Income	$14.0M-46.8%	$26.3M+220.7%	$8.2M+4000.0%	$200K-99.5%	$38.6M+38500.0%	$100K+101.1%	-$9.4M-954.5%	$1.1M
EPS (Diluted)	N/A	$0.34+209.1%	$0.11	$0.00	N/A	$0.00+100.0%	$-0.12-1300.0%	$0.01

NRDS Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$461.1M+5.4%	$437.6M+4.5%	$418.6M-1.7%	$425.7M+16.9%	$364.1M+42.7%	$255.2M
Current Assets	$244.7M+24.4%	$196.7M-0.9%	$198.4M+4.9%	$189.2M-22.1%	$242.8M+87.6%	$129.4M
Cash & Equivalents	$98.3M+48.3%	$66.3M-34.0%	$100.4M+19.7%	$83.9M-50.0%	$167.8M+101.2%	$83.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$123.5M+9.9%	$112.4M+0.8%	$111.5M+0.3%	$111.2M+153.9%	$43.8M0.0%	$43.8M
Total Liabilities	$86.6M+18.0%	$73.4M+42.0%	$51.7M-38.5%	$84.0M-21.1%	$106.5M-38.3%	$172.5M
Current Liabilities	$70.9M+18.0%	$60.1M+61.1%	$37.3M-48.5%	$72.4M+10.0%	$65.8M+174.2%	$24.0M
Long-Term Debt	N/A	N/A	N/A	N/A	$0-100.0%	$30.2M
Total Equity	$374.5M+2.8%	$364.2M-0.7%	$366.9M+7.4%	$341.7M+32.6%	$257.6M+211.5%	$82.7M
Retained Earnings	-$188.1M-13.0%	-$166.5M-42.9%	-$116.5M-37.5%	-$84.7M-13.7%	-$74.5M-320.9%	-$17.7M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$461.1M-6.4%	$492.8M+3.5%	$476.0M+0.2%	$475.0M+8.5%	$437.6M+8.7%	$402.4M-9.8%	$446.2M0.0%	$446.1M
Current Assets	$244.7M-11.1%	$275.1M+15.2%	$238.7M-1.3%	$241.9M+23.0%	$196.7M+1.5%	$193.7M-15.8%	$230.0M+2.6%	$224.2M
Cash & Equivalents	$98.3M-18.5%	$120.6M+14.5%	$105.3M+14.2%	$92.2M+39.1%	$66.3M-7.5%	$71.7M-37.0%	$113.8M+2.6%	$110.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$123.5M+6.7%	$115.7M-0.2%	$115.9M+3.0%	$112.5M+0.1%	$112.4M+0.5%	$111.8M+0.3%	$111.5M0.0%	$111.5M
Total Liabilities	$86.6M-4.2%	$90.4M+5.1%	$86.0M-16.8%	$103.4M+40.9%	$73.4M-8.3%	$80.0M+19.8%	$66.8M-0.9%	$67.4M
Current Liabilities	$70.9M-4.7%	$74.4M+7.4%	$69.3M-23.3%	$90.4M+50.4%	$60.1M-9.6%	$66.5M+23.4%	$53.9M+0.2%	$53.8M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$374.5M-6.9%	$402.4M+3.2%	$390.0M+5.0%	$371.6M+2.0%	$364.2M+13.0%	$322.4M-15.0%	$379.4M+0.2%	$378.7M
Retained Earnings	-$188.1M-24.6%	-$151.0M+4.5%	-$158.1M+4.9%	-$166.3M+0.1%	-$166.5M+15.4%	-$196.9M-56.4%	-$125.9M-9.1%	-$115.4M

NRDS Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$131.6M+83.3%	$71.8M-0.4%	$72.1M+188.4%	$25.0M+247.2%	$7.2M-53.2%	$15.4M
Capital Expenditures	$1.3M+116.7%	$600K-14.3%	$700K-84.8%	$4.6M+100.0%	$2.3M+76.9%	$1.3M
Free Cash Flow	$130.3M+83.0%	$71.2M-0.3%	$71.4M+250.0%	$20.4M+316.3%	$4.9M-65.2%	$14.1M
Investing Cash Flow	-$33.3M-12.1%	-$29.7M-0.7%	-$29.5M+70.6%	-$100.3M-336.1%	-$23.0M+58.5%	-$55.4M
Financing Cash Flow	-$66.1M+13.6%	-$76.5M-192.0%	-$26.2M-211.9%	-$8.4M-108.4%	$100.2M+79.9%	$55.7M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$70.2M-12.4%	$80.1M+300.5%	$20.0M	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$38.9M-19.8%	$48.5M+177.1%	$17.5M-34.5%	$26.7M+169.7%	$9.9M-65.9%	$29.0M+184.3%	$10.2M-55.1%	$22.7M
Capital Expenditures	$300K+200.0%	$100K-85.7%	$700K+250.0%	$200K0.0%	$200K+100.0%	$100K-66.7%	$300K	$0
Free Cash Flow	$38.6M-20.2%	$48.4M+188.1%	$16.8M-36.6%	$26.5M+173.2%	$9.7M-66.4%	$28.9M+191.9%	$9.9M-56.4%	$22.7M
Investing Cash Flow	-$12.9M-101.6%	-$6.4M+31.9%	-$9.4M-104.3%	-$4.6M+13.2%	-$5.3M-1.9%	-$5.2M+8.8%	-$5.7M+57.8%	-$13.5M
Financing Cash Flow	-$48.4M-82.0%	-$26.6M-621.6%	$5.1M+34.2%	$3.8M+137.3%	-$10.2M+84.5%	-$65.9M-3776.5%	-$1.7M-230.8%	$1.3M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$50.7M+164.1%	$19.2M	N/A	N/A	$10.3M-85.0%	$68.7M	N/A	N/A

NRDS Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	92.4%+1.6pp	90.8%-0.2pp	91.0%-1.6pp	92.6%+0.1pp	92.5%+1.2pp	91.3%
Operating Margin	7.8%+6.4pp	1.4%+0.8pp	0.6%+4.1pp	-3.5%+6.7pp	-10.3%-11.0pp	0.8%
Net Margin	5.8%+1.4pp	4.4%+6.4pp	-2.0%-0.1pp	-1.9%+9.3pp	-11.2%-13.4pp	2.2%
Return on Equity	13.0%+4.7pp	8.3%+11.6pp	-3.2%-0.2pp	-3.0%+13.5pp	-16.5%-22.9pp	6.4%
Return on Assets	10.6%+3.6pp	7.0%+9.8pp	-2.8%-0.4pp	-2.4%+9.3pp	-11.7%-13.8pp	2.1%
Current Ratio	3.45+0.2	3.27-2.0	5.32+2.7	2.61-1.1	3.69-1.7	5.39
Debt-to-Equity	0.23+0.0	0.20+0.1	0.14-0.1	0.25+0.2	0.00-0.4	0.37
FCF Margin	15.6%+5.2pp	10.3%-1.6pp	11.9%+8.1pp	3.8%+2.5pp	1.3%-4.5pp	5.8%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	94.0%+1.1pp	92.9%+1.8pp	91.1%-0.2pp	91.3%+0.4pp	90.9%+0.2pp	90.8%+0.6pp	90.1%-1.1pp	91.2%
Operating Margin	8.6%-7.4pp	16.0%+10.3pp	5.7%+5.4pp	0.3%-4.4pp	4.7%+1.3pp	3.5%+9.8pp	-6.4%-8.7pp	2.3%
Net Margin	6.2%-6.0pp	12.2%+7.8pp	4.4%+4.3pp	0.1%-20.9pp	21.0%+20.9pp	0.1%+6.3pp	-6.2%-6.9pp	0.7%
Return on Equity	3.7%-2.8pp	6.5%+4.4pp	2.1%+2.1pp	0.1%-10.5pp	10.6%+10.6pp	0.0%+2.5pp	-2.5%-2.8pp	0.3%
Return on Assets	3.0%-2.3pp	5.3%+3.6pp	1.7%+1.7pp	0.0%-8.8pp	8.8%+8.8pp	0.0%+2.1pp	-2.1%-2.4pp	0.3%
Current Ratio	3.45-0.2	3.70+0.3	3.44+0.8	2.68-0.6	3.27+0.4	2.91-1.4	4.27+0.1	4.17
Debt-to-Equity	0.230.0	0.220.0	0.22-0.1	0.28+0.1	0.20-0.0	0.25+0.1	0.180.0	0.18
FCF Margin	17.1%-5.4pp	22.5%+13.5pp	9.0%-3.7pp	12.7%+7.4pp	5.3%-9.8pp	15.1%+8.5pp	6.6%-7.4pp	14.0%

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Frequently Asked Questions

What is Nerdwallet, Inc.'s annual revenue?

Nerdwallet, Inc. (NRDS) reported $836.6M in total revenue for fiscal year 2025. This represents a 21.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Nerdwallet, Inc.'s revenue growing?

Nerdwallet, Inc. (NRDS) revenue grew by 21.7% year-over-year, from $687.6M to $836.6M in fiscal year 2025.

Is Nerdwallet, Inc. profitable?

Yes, Nerdwallet, Inc. (NRDS) reported a net income of $48.7M in fiscal year 2025, with a net profit margin of 5.8%.

What is Nerdwallet, Inc.'s EBITDA?

Nerdwallet, Inc. (NRDS) had EBITDA of $111.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Nerdwallet, Inc.'s gross margin?

Nerdwallet, Inc. (NRDS) had a gross margin of 92.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Nerdwallet, Inc.'s operating margin?

Nerdwallet, Inc. (NRDS) had an operating margin of 7.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Nerdwallet, Inc.'s net profit margin?

Nerdwallet, Inc. (NRDS) had a net profit margin of 5.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Nerdwallet, Inc.'s return on equity (ROE)?

Nerdwallet, Inc. (NRDS) has a return on equity of 13.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Nerdwallet, Inc.'s free cash flow?

Nerdwallet, Inc. (NRDS) generated $130.3M in free cash flow during fiscal year 2025. This represents a 83.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Nerdwallet, Inc.'s operating cash flow?

Nerdwallet, Inc. (NRDS) generated $131.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Nerdwallet, Inc.'s total assets?

Nerdwallet, Inc. (NRDS) had $461.1M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Nerdwallet, Inc.'s capital expenditures?

Nerdwallet, Inc. (NRDS) invested $1.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Nerdwallet, Inc. spend on research and development?

Nerdwallet, Inc. (NRDS) invested $66.7M in research and development during fiscal year 2025.

Does Nerdwallet, Inc. buy back shares?

Yes, Nerdwallet, Inc. (NRDS) spent $70.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Nerdwallet, Inc. have outstanding?

Nerdwallet, Inc. (NRDS) had 71M shares outstanding as of fiscal year 2025.

What is Nerdwallet, Inc.'s current ratio?

Nerdwallet, Inc. (NRDS) had a current ratio of 3.45 as of fiscal year 2025, which is generally considered healthy.

What is Nerdwallet, Inc.'s debt-to-equity ratio?

Nerdwallet, Inc. (NRDS) had a debt-to-equity ratio of 0.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Nerdwallet, Inc.'s return on assets (ROA)?

Nerdwallet, Inc. (NRDS) had a return on assets of 10.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Nerdwallet, Inc.'s Altman Z-Score?

Nerdwallet, Inc. (NRDS) has an Altman Z-Score of 6.95, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Nerdwallet, Inc.'s Piotroski F-Score?

Nerdwallet, Inc. (NRDS) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Nerdwallet, Inc.'s earnings high quality?

Nerdwallet, Inc. (NRDS) has an earnings quality ratio of 2.70x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Nerdwallet, Inc. cover its interest payments?

Nerdwallet, Inc. (NRDS) has an interest coverage ratio of 108.7x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Nerdwallet, Inc.?

Nerdwallet, Inc. (NRDS) scores 63 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.