Oakworth Capital Stock Price, News & Analysis

Oakworth Capital Bank (OTCQX: OAKC) announced that Joshua Coster has joined its Middle Tennessee Market Board effective Nov. 4, 2025.

Coster is president and owner of Wil-Ro, Inc., and owner of Turtleback Trailers, with more than two decades of leadership across operations, supply chain, design and engineering, and sales and marketing. Since acquiring Wil-Ro in 2017 he has led company growth while maintaining a people-first culture. Coster holds an MBA from Kellogg, completed executive education at Harvard Business School, earned a B.A. in Business Management from DePaul, and is Lean and Six Sigma certified.

Oakworth described the appointment as aligned with its purpose of Helping People Succeed and noted Coster’s longstanding relationships with the bank’s advisors.

Oakworth Capital Bank (OTCQX: OAKC) issued a correction to its Nov. 4, 2025 release and announced that Joshua Coster has joined the Middle Tennessee Market Board as president and owner of Wil-Ro, Inc. and owner of Turtleback Trailers.

The corrected boilerplate updates Oakworth rankings and balance-sheet figures to As of September 30, 2025: $1.9 billion in total assets, $1.5 billion in gross loans, $1.7 billion in deposits, and $2.6 billion in wealth and trust assets under management. The correction replaces earlier June 30, 2025 figures and a different ranking phrasing.

Coster brings two decades of industrial leadership, an MBA from Kellogg, executive education at Harvard, a B.A. from DePaul, and Lean/Six Sigma certification.

Oakworth Capital Bank (OAKC) was named a 2025 Best Bank winner by The Charlotte Observer on October 28, 2025, marking community recognition in Oakworth's second anniversary in the Charlotte market.

The award highlights Oakworth's stated focus on personal relationships, commercial banking, private banking, and wealth advisory services and affirms the firm's local growth and community commitment under Market Leader Tim Beck.

Oakworth Capital (OTCQX: OAKC) reported year-to-date results through Sept. 30, 2025 showing continued growth and improved profitability.

Key metrics: Net income $14.5M (+24% YoY), Diluted EPS $2.90 (+22% YoY), Revenue $60.6M (+17% YoY), Pre-tax pre-provision income $22.1M (+28% YoY). Net interest income rose 21% YTD; wealth assets were $2.6B (+11% YoY). Loans totaled $1.5B (+9% period-end YoY) and deposits $1.7B (+11% period-end YoY). Capital and credit metrics: CET1 11.0%, total risk-based capital 12.2%, allowance for credit losses 1.2% of loans, tangible book value per share $29.27.

Oakworth Capital (OTCQX: OAKC) reported strong financial results for the first half of 2025, with diluted earnings per share increasing 24% to $1.89 compared to $1.53 in the same period of 2024. The company achieved net income of $9.4 million, up 25% year-over-year.

Key performance metrics include revenue growth of 18% to $39.8 million, wealth assets increasing 10% to $2.4 billion, and loan growth of 15% to $1.5 billion. The company maintained strong credit quality with minimal non-performing loans and healthy capital ratios, including a total risk-based capital ratio of 12.1%.

Oakworth Capital (OTCQX: OAKC) has reported substantial growth in Q1 2025, with notable increases in both quarterly and annual profitability. The company achieved net income of $5.0 million, marking a 23% increase from the previous quarter and 28% year-over-year growth.

Key financial highlights include:

• Diluted EPS reached $1.01, up 27% from Q1 2024
• Revenue grew to $19.8 million, an 18% increase year-over-year
• Trust and wealth fees showed 6% quarterly and 12% annual growth
• Wealth assets rose 6% year-over-year to $2.3 billion
• Loans increased 17% year-over-year to $1.5 billion
• Deposits grew 14% year-over-year to $1.6 billion

The company maintained strong capital positions with a Tier 1 Capital ratio of 10.6%, Total Capital Ratio of 11.7%, and Leverage Ratio of 9.5% as of March 31, 2025.

Oakworth Capital Inc. (OAKC) reported significant financial growth in 2024, with net income reaching $15.8 million, up 38.5% from 2023's core net income of $11.4 million. The company achieved diluted earnings per share of $3.19, compared to $0.96 in 2023. Revenue increased 18% year-over-year to $71 million, while expense growth was contained at 14%.

The company demonstrated strong growth across key metrics: wealth assets increased 14% to $2.3 billion, total bank assets rose 12% to $1.8 billion, period-end loans grew 17% to $1.5 billion, and period-end deposits increased 12% to $1.6 billion. Credit quality remained robust with minimal net charge-offs of 0.03% and non-performing loans of just $325K.

The company maintained healthy capital ratios with Tier 1 Capital at 10.5%, Total Capital Ratio at 11.6%, and Leverage Ratio at 9.5%.

Oakworth Capital Bank (OTCQX: OAKC) has been ranked #7 on Financial Planning's 2024 'Best Workplaces in Money Management' list, following its #2 ranking in American Banker's 'Best Bank to Work For' survey. The recognition is based on anonymous employee feedback and evaluation of workplace policies, benefits, and practices.

The bank, founded in 2008, operates four offices in the Southeast with headquarters in Birmingham, Alabama. As of September 30, 2024, Oakworth reported $1.7 billion in total assets, $1.4 billion in gross loans, $1.5 billion in deposits, and $2.3 billion in wealth and trust assets under management. The bank maintains a strong track record with a 96 Net Promoter Score and 97% client retention rate in 2023.

Oakworth Capital (OTCQX: OAKC) has announced its 10th consecutive annual cash dividend. The company's Board of Directors declared a dividend of $0.45 per common share, which will be paid on January 15, 2025, to shareholders of record as of December 13, 2024. This announcement was made following the board meeting held on November 20, 2024.