Onfolio Holdings Begins Clearing Approximately $1.5 Million of Debt from Balance Sheet

Rhea-AI Summary

Onfolio Holdings (Nasdaq: ONFO) announced on December 9, 2025 that it deployed proceeds from an initial financing tranche to retire approximately $640,000 of seller notes on December 8, 2025, and will convert an additional $850,000 of seller notes into common stock in the coming weeks.

Upon completion of the planned conversion, the company will clear approximately $1.5 million of debt and expects to save nearly $150,000 in annualized interest expense. Management said these moves, together with recent cryptocurrency purchases and a $300 million financing facility, strengthen the balance sheet and free capital to grow the operating portfolio and restart the acquisition program.

Positive

• Retired $640,000 of seller notes on December 8, 2025
• Planned conversion clears ~$1.5M total debt from balance sheet
• Expected annualized interest savings of nearly $150,000
• $300M financing facility supports crypto yield and capital deployment

Negative

• Planned conversion of $850,000 seller notes into shares may dilute existing shareholders

Key Figures

Debt retired $640,000 Seller notes from previous acquisition retired on Dec 8, 2025

Debt to convert $850,000 Seller notes planned for conversion into common stock

Total debt reduction $1.5 million Approximate debt cleared from balance sheet upon conversion

Interest savings $150,000 Planned annualized reduction in interest expense

Financing facility $300 million New facility referenced as supporting yield, upside and debt reduction

Market Reality Check

$0.8137 Last Close

Volume Volume 21,940 is well below the 1,596,408 20-day average, indicating limited pre-news activity. low

Technical Price at $0.8291 is trading below the $1.06 200-day moving average.

Peers on Argus

ONFO was down 4.15% while peers like BODI (+5.13%), LCFY (+4.01%) and GITS (+3.17%) were positive, pointing to stock-specific pressure.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 04	Crypto deployment	Positive	-0.9%	Deployed capital into ETH, SOL, BTC and outlined staking yield plans.
Dec 02	Strategy update	Positive	+0.2%	Published strategic roadmap for digital businesses and asset treasury.
Nov 21	Financing proceeds	Positive	+10.3%	Received <b>$4.75M</b> to fund growth, debt repayment and crypto purchases.
Nov 18	Major financing	Positive	+11.5%	Secured up to <b>$300M</b> convertible note facility for treasury and growth.
Nov 17	Q3 2025 earnings	Negative	-16.7%	Reported revenue growth but wider net loss and ongoing operating losses.

Pattern Detected

ONFO has generally risen on financing and capital-allocation news, while earnings and one crypto-related update saw negative reactions.

Recent Company History

Over the past month, Onfolio has reported Q3 2025 results showing higher revenue but continued losses, secured up to $300 million in convertible note financing, and received $4.75 million in investment proceeds to fund growth, debt repayment, and a digital asset treasury. Subsequent updates detailed a strategic roadmap and specific cryptocurrency purchases using $2.45 million of capital. Today’s debt reduction and interest savings continue this balance-sheet-focused execution following the large financing facility and crypto deployment steps.

Market Pulse Summary

This announcement details Onfolio’s use of financing proceeds to retire approximately $640,000 of seller notes, initiate conversion of another $850,000, and ultimately remove about $1.5 million of debt while cutting nearly $150,000 in annual interest. It connects directly to recent steps: securing a $300 million facility, raising $4.75 million, and purchasing cryptocurrencies for yield. Investors may monitor future updates on the acquisition program, overall debt levels, and progress toward profitability.

Key Terms

seller notes financial

"retired approximately $640,000 of seller notes from a previous acquisition"

Seller notes are informal or formal messages from a seller to potential buyers that highlight key features, benefits, or important details about a product or service. They help buyers understand what makes the offering appealing or unique, influencing their decision to purchase. For investors, seller notes can signal how a seller presents their assets, which may impact the perceived value or attractiveness of an investment.

common stock financial

"convert an additional $850,000 in seller notes into shares of the Company’s common stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

interest expense financial

"saving the Company nearly $150,000 in annualized interest payment expenses"

Interest expense is the cost a company pays for borrowing money, like rent on a loan or bond; it shows how much the company pays lenders over a period. Investors watch it because higher interest costs reduce reported profits and available cash, can signal heavier debt burden, and affect a company’s ability to invest or pay dividends — similar to how higher monthly rent leaves less money for other household needs.

financing facility financial

"our new $300 million financing facility supports the Company in five important ways"

A financing facility is a formal arrangement that provides a company or organization with access to funds, often from a bank or financial institution, to support specific projects or ongoing needs. It acts like a credit line or a borrowing agreement, giving the business flexibility to draw money when necessary. For investors, it indicates how easily a company can secure funding, which can impact its growth prospects and financial stability.

cryptocurrency technical

"generate recurring income from cryptocurrency yield"

Cryptocurrency is a type of digital money that uses special computer codes to secure transactions and control the creation of new units. Unlike traditional cash, it exists only electronically and isn't issued or regulated by any government or bank. For investors, it represents a new form of asset that can be used for transactions or held as an investment, often with the potential for high gains but also significant risks.

staking yield technical

"upside and staking yield from digital assets"

Staking yield is the return or profit earned by holding and locking up a specific digital asset in a blockchain network to support its operations. It’s similar to earning interest on a savings account, providing investors with regular rewards for helping to keep the network secure and functioning properly. This makes staking yield an important factor for investors seeking ongoing income from their digital assets.

AI-generated analysis. Not financial advice.

Company Continues to Execute Priorities Laid Out in Strategic Roadmap; Planned Debt Clearance Expected to Eliminate Nearly $150k in Annualized Interest Expense

WILMINGTON, Del., Dec. 09, 2025 (GLOBE NEWSWIRE) -- Onfolio Holdings Inc. (Nasdaq: ONFO, ONFOW) (OTC: ONFOP) (the “Company” or “Onfolio”), a pioneer in pairing operating profits from digital businesses with the upside and staking yield from digital assets, announced that it has deployed proceeds from its initial tranche of financing and retired approximately $640,000 of seller notes from a previous acquisition on December 8, 2025. The Company has also begun the process to convert an additional $850,000 in seller notes into shares of the Company’s common stock (the “Debt Conversion”) in the coming weeks.

Upon completion of the Debt Conversion, Onfolio will clear approximately $1.5 million of debt from the balance sheet, saving the Company nearly $150,000 in annualized interest payment expenses. These actions, combined with Onfolio’s recent cryptocurrency purchases, significantly strengthen the Company’s financial position as it begins allocating capital to enhance its existing operating portfolio and restart its acquisition program.

“Eliminating $1.5 million of debt from our balance sheet is a key priority that reduces interest expense and further bolsters our financial position,” said Dom Wells, CEO of Onfolio. “We are executing on our near-term priorities with urgency and intention as we aim to start 2026 with a stronger, more resilient operating model built to capture asymmetric upside.

“As a reminder, our new $300 million financing facility supports the Company in five important ways. First, it allows us to generate recurring income from cryptocurrency yield. Second, it gives us exposure to potential upside in crypto prices. Third, it enables us to retire a substantial portion of our debt and cut interest expense. With the first three steps in motion, we are now turning our attention to steps four and five: investing additional capital to grow our existing portfolio and restarting our acquisition program.

“Taken together, these benefits improve profitability, fortify the balance sheet, and position Onfolio for meaningful growth. We expect to provide an update on our acquisition strategy soon.”

For a deeper look at Onfolio’s refined mission, please read the CEO’s recently published strategic roadmap at https://onfolio.com/more-than-dat/.

About Onfolio Holdings
Onfolio Holdings Inc. (Nasdaq: ONFO) acquires and operates profitable online businesses across diverse verticals, including marketing, education, and e-commerce and combines those cashflows with a digital asset treasury.

Visit www.onfolio.com for more information.

Forward-Looking Statements
Certain statements in this press release are “forward-looking statements” within the meaning of the “safe Harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. When used in this press release, words such as “estimated”, “projected”, “expect”, “anticipate”, “predict”, “plan”, “intend”, “believe”, “seek”, “may”, “will”, “should”, “future”, “propose” and variations of these words or similar expressions (or the opposite of such words or expressions) are intended to identify forward-looking statements. These forward-looking statements do not guarantee future performance, conditions or results and involve a number of known and unknown risks, uncertainties, assumptions and other important factors, many of which are outside the Company's control and may cause actual results or achievements to differ materially from those discussed in the forward-looking statements. Important factors include future financial and operating results, including revenues, income, expenses, cash balances and other financial items; our ability to manage growth and expansion; current and future economic and political conditions; the ability to compete in industries with low barriers to entry; the ability to obtain additional financing to fund capital expenditure in the future, the ability to attract new customers and further enhance brand awareness; the ability to hire and retain qualified management and key staff; trends and competition in the industries in which our businesses operate; and outbreaks of pandemic or epidemic disease. Except as required by law, the Company undertakes no obligation to update forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, the Company cannot assure you that such expectations will turn out to be correct, and the Company cautions you that actual results may differ materially from the expected results expressed or implied by the forward-looking statements we make. You should not interpret forward-looking statements as predictions of future events. Forward-looking statements represent only the beliefs and assumptions of our management as of the date such statements are made.

Investor Contact
investors@onfolio.com

FAQ

What debt did Onfolio (ONFO) retire on December 8, 2025?

Onfolio retired approximately $640,000 of seller notes on December 8, 2025.

How much debt will Onfolio (ONFO) clear after the planned conversion?

Upon completion of the planned debt conversion, Onfolio will clear approximately $1.5 million of debt.

How much interest expense will Onfolio (ONFO) save annually from the debt clearance?

The company expects to save nearly $150,000 in annualized interest expense.

What is the size and purpose of Onfolio's financing facility mentioned December 9, 2025?

Onfolio has a $300 million financing facility intended to generate crypto yield, gain crypto exposure, retire debt, and fund portfolio growth and acquisitions.

Will the planned $850,000 seller note conversion affect Onfolio (ONFO) shareholders?

Yes. Converting $850,000 of seller notes into common stock will increase share count and may dilute existing shareholders.

How will Onfolio (ONFO) allocate capital after clearing debt?

Management plans to allocate capital to enhance the operating portfolio and to restart its acquisition program.