Orrstown Financial Services, Inc. reports developments tied to its role as the financial holding company for Orrstown Bank, including quarterly earnings, loan and deposit trends, net interest margin, credit quality, liquidity, borrowings, capital ratios and common-stock dividends. The company’s community banking business includes commercial, residential mortgage, construction, municipal and consumer lending, along with checking, savings, time and money market deposits.
Company updates also cover noninterest income, operating expense management, branch and client-service activity, and the wealth management, fiduciary, investment advisory, insurance and brokerage services offered through Orrstown Financial Advisors and related bank channels. Recurring announcements include earnings-call schedules, regional commercial banking hires and office openings within its Pennsylvania banking footprint.
Orrstown Financial Services (NASDAQ: ORRF) was ranked #1 in Pennsylvania and #12 nationally in the S&P Global Market Intelligence 2025 Top 50 Best-Performing U.S. Community Banks in the $3–10 billion asset category.
The ranking reflects evaluation of profitability, asset quality, capital adequacy, and operational efficiency, highlighting Orrstown's balance-sheet strength, risk management, and relationship-driven community banking model.
Orrstown Financial Services (NASDAQ: ORRF) reported fourth-quarter and full-year 2025 results on January 27, 2026. Net income was $21.5 million, or $1.11 diluted EPS, for Q4 2025 and $80.9 million, or $4.18 diluted EPS, for the year ended December 31, 2025—the highest reported annual net income in company history. Adjusted net income for 2025 was $82.9 million and adjusted diluted EPS was $4.28. Key balance sheet moves: total loans rose $41.0 million in Q4, investment securities increased to $952.7 million, and tangible book value per share rose to $25.21 at December 31, 2025. The Board declared a quarterly cash dividend of $0.30 per share, payable February 17, 2026, up $0.03 per share.
Orrstown Financial Services (NASDAQ: ORRF) will report fourth quarter 2025 results after market close on Tuesday, January 27, 2026. Management will review results on a conference call and webcast on Wednesday, January 28, 2026 at 9:00 am ET. Interested parties may join the webcast at https://events.q4inc.com/attendee/794100918 or listen by telephone using the conference ID 5555102. A recorded playback will be available by telephone until Wednesday, February 4, 2026 and will also be posted in the Investor Relations section at investors.orrstown.com.
Orrstown Financial Advisors (ORRF) will open a new office at 990 Lincoln Way East, Suite 1, Chambersburg, PA 17201, relocating its ten-person team from the Orchard Drive branch into a newly renovated 4,000 sq. ft. space at the former Plasterer’s Florist building.
The location emphasizes enhanced accessibility and a welcoming client environment. A Grand Opening and Ribbon-Cutting Ceremony is scheduled for 3:00 PM on January 15, 2026, and a Client Open House is planned for February 12, 2026, with tours, advisor meetings, and light refreshments.
Orrstown Financial Advisors (ORRF) announced that Matthew Alpert joined as Executive Vice President, Chief Wealth Officer, effective January 5, 2026. He will lead OFA’s wealth management and trust operations, focusing on strategic growth, trust administration, and estate planning.
Mr. Alpert previously held senior leadership roles at Wells Fargo, where he built and managed teams serving high-net-worth clients. Company executives said his team-building and client-first approach will support OFA’s efforts to expand capabilities and deliver personalized wealth and trust services.
Orrstown Bank (OTC:ORRF) announced on Nov 12, 2025 that Michael Tschudy, CFA, MBA, has joined as Commercial & Industrial Team Leader for the York and Adams County market.
Mr. Tschudy will lead the York-based commercial banking team and brings over a decade of experience in commercial banking, investment advisory, and credit analysis, most recently serving as Senior Vice President and Market Leader at S&T Bank. He previously held roles at PNC Institutional Asset Management and PNC Bank.
He holds a CFA charter, an MBA in Financial Management, completed ABA Stonier at Wharton, and serves on multiple local boards and finance committees.
Orrstown Financial Services (NASDAQ: ORRF) reported third quarter 2025 results with net income $21.9M and diluted EPS $1.13 for the quarter ended September 30, 2025, up from $19.4M and $1.01 in Q2 2025. Return on average assets was 1.60% and return on average equity was 15.72%. Net interest margin (tax equivalent) was 4.11%. Loans grew by $48.4M to $4.0B and tangible book value per share rose to $24.12. The company redeemed $32.5M of subordinated notes on September 30, 2025 and declared a cash dividend of $0.27 per share payable November 12, 2025.
Orrstown Financial Services (NASDAQ: ORRF) will report third quarter 2025 earnings after market close on Tuesday, October 21, 2025. Management will host a conference call and webcast to review results on Wednesday, October 22, 2025 at 9:00 am ET.
Webcast and slides will be available at https://events.q4inc.com/attendee/959187028. Telephone access is available via listed US, Canada and international numbers with Conference ID 5555102. A recorded playback will be available by phone until October 29, 2025 and on the company Investor Relations site at investors.orrstown.com.
Orrstown Financial Services (NASDAQ:ORRF) reported strong Q2 2025 results with net income of $19.4 million, or $1.01 per diluted share, up from $18.1 million in Q1 2025. Excluding merger-related expenses, adjusted earnings were $20.2 million or $1.04 per share.
Key highlights include a net interest margin improvement to 4.07%, loan growth of $55.4 million (6% annualized), and an efficiency ratio decrease to 60.3%. The company's Board approved a share repurchase program for up to 500,000 shares and increased the quarterly dividend by $0.01 to $0.27 per share.
The bank demonstrated strong asset quality with classified loans decreasing by $10.4 million to $65.8 million, while maintaining an allowance for credit losses of 1.22% of total loans.
Orrstown Financial Services (NASDAQ: ORRF), the parent company of Orrstown Bank, has scheduled its second quarter 2025 earnings release for Tuesday, July 22, 2025 after market close. The company will host a conference call and webcast to discuss the results on Wednesday, July 23, 2025, at 9:00 am ET.
Investors can access the webcast through the provided link or join via telephone using various dial-in options. A recorded playback will be available until July 30, 2025, accessible through multiple toll-free and toll numbers, as well as through the company's investor relations website.