Oscar Launches New Wave of Consumer Health Insurance Products to South Carolina Individuals and Families

Oscar Health (OSCR) introduced Oscar consumer health insurance products in six South Carolina counties for the 2027 open enrollment period.

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CHARLESTON, S.C.--(BUSINESS WIRE)-- Oscar, one of the fastest-growing insurers in the individual market and part of Oscar Health (NYSE: OSCR), today introduced its affordable, tech-powered consumer health products across South Carolina on the ACA marketplace for 2027 Open Enrollment.

Oscar is entering the South Carolina counties of Charleston, Colleton, Florence, Horry, Marion, and York. Oscar offers hundreds of lifestyle products tailored to life stage, clinical, cultural, and work needs. Close to 4 in 5 members recommend Oscar to family and friends because Oscar treats them like family and friends¹.

“Oscar is excited to bring Palmetto State residents health plan choices that fit their lives,” said Michael Roan, South Carolina Market President for Oscar. “South Carolinians deserve affordable healthcare that is easy to use, has transparent pricing, and personalized experiences with their trusted local providers. Our superior member experience and plain-language support makes choosing and navigating coverage seamless right from the start.”

Individuals, families, and employees can sign up for the following Oscar health plans² through Jan. 15, 2027 by visiting Healthcare.gov, calling 1-855-672-2788, or speaking with an insurance agent.

• Oscar Bronze, Silver, and Gold Plans: Coverage options designed for all budgets and health needs. Options include access to top-rated local doctors, $0 primary care and $0 virtual care³ with 24/7 availability, dedicated Oscar Care Guides, and low-cost prescriptions with instant home delivery.
• RetireEase: A new health plan that simplifies the transition from early retirement to Medicare. Members can stay with trusted doctors, access $0 generic medications, and receive set prices for preventive visits, lab work, physical therapy, heart, bone, and joint care.
• HelloMeno: A first-of-its kind plan⁴ to help women navigate menopause with confidence. The plan offers $0 primary care, gynecologist, and behavioral health visits – plus no-cost labs, hormone replacement therapy, insomnia medications, and bone density scans.
• Diabetes Care: A condition-focused health plan tailored to individuals managing diabetes. Members get critical care for free and save up to 15-25%, including: $0 insulin; $0 endocrinology and behavioral care; $0 diabetic eye and foot exams; and $0 labs⁵.
• Dental and Vision bundles: Many Oscar medical plans automatically embed dental and vision coverage, with $0 preventive dental checkups, $0 eye exams, and discounted vision benefits⁷.
• Oswell and Oscar Unlocks: Every membership comes with Oswell⁸, an everyday AI health guide that turns complex questions into personalized guidance and clarifies next steps. Members can also earn up to $125 in annual rewards points for healthy actions through Oscar Unlocks⁹. Members are eligible to receive an Oscar savings card to use points on premiums and receive up to 60% off at more than 70,000 retailers, gyms, and more.

About Oscar Insurance

Oscar Insurance is one of the largest and fastest-growing health insurers dedicated to the individual market. Oscar serves millions of individuals across the country with innovative products and CHOICE Arrangement solutions (formerly ICHRA) tailored to their life stages, health needs, and budgets. Oscar technology-powered experiences make high-quality care easy to use and feel personal. Oscar is part of Oscar Health, Inc. (NYSE: OSCR). Learn more at HiOscar.com.

Cautionary Note Regarding Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact contained herein are forward-looking statements. These statements include, but are not limited to, statements about our business prospects; our plans and products; our technology, including the functionality of our AI tools; potent and our management’s plans and objectives for future operations, expectations and business strategy. In some cases, you can identify forward-looking statements by terms such as “can,” “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential,” or “continue” or the negative of these terms or other similar expressions. Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict and generally beyond our control. Although management believes that the expectations reflected in these forward-looking statements are reasonable as of the date made, there are or will be important factors that could cause our actual results to differ materially from those indicated in these forward-looking statements, including, but not limited to, the factors set forth under the caption “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2025, as filed with the Securities and Exchange Commission (“SEC”), as well as our other filings with the SEC. You are cautioned not to place undue reliance on any forward-looking statements made in this press release. Any forward-looking statement speaks only as of the date as of which it is made, and, except as otherwise required by law, we do not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New factors emerge from time to time, and it is not possible for us to predict which will arise.

1		Net promoter score (NPS) for Oscar members, 1Q 2026.
2		Oscar Medical coverage is underwritten by Oscar Health Plan, Inc. and its affiliates. Administrative Services for all plans provided by Oscar Management Corporation. All insurance policies and group benefit plans contain exclusions and limitations. This release may be broadcast in states where policies and plans are not sold. For availability, costs, and complete details of coverage, contact Oscar at 855-672-2788.
3		Oscar’s Virtual Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 visits. Prescriptions, visits and services may be limited per provider discretion.
4		HelloMeno is only available through direct purchase from Oscar Health in South Carolina.
5		The 15–25% savings estimate applies to select clinical programs and is measured against an ACA plan with a CSR 150.
6		All insurance policies and group benefit plans contain exclusions and limitations.
7		Oscar Dental and Vision coverage is underwritten by Oscar Insurance Company and its affiliates. Dental administrative services and access to provider network provided by United Concordia Companies, Inc. Vision administrative services and access to provider network provided by Vision Service Plan. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs, coverage details, and provider network access contact Oscar at 855-672-2755.
8		Oswell provides general health and benefits information only. It is not a doctor and does not provide medical advice, diagnosis, or treatment. The chatbot’s answers may be inaccurate or incomplete, and are not reviewed by a clinician. In an emergency, call 911. See our Terms of Service for more details.
9		Participation in the Oscar Rewards Program is available to eligible active IFP and CHOICE Arrangements (previously known as ICHRA) members, including subscribers, spouses, and covered dependents age 18 and older. Participation does not guarantee eligibility for every reward. Eligibility for a particular reward depends on the reward’s stated criteria and may vary by product, plan, state, qualifying condition or medication, and completion of the required activity. The maximum value of rewards a member or dependent may earn varies by state and is subject to the applicable policy and any lower or different state-specific limit. Other reward, incentive, or giveaway limits may apply.
		Reward points become available after the qualifying activity is verified. Verification may depend on administrative records or processed medical or pharmacy claims. Timing varies by reward.

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20261110488095/en/

Oscar Health Contact:
Dalya Browne
Senior Director, External Communications
press@hioscar.com

Source: Oscar Insurance

Key Terms

hormone replacement therapy medical

Hormone replacement therapy is a medical treatment that supplies the body with hormones it no longer makes enough of, like adding oil to an engine to restore smooth function. Investors care because demand, safety concerns, regulation, patents and pricing for these medicines and related devices can materially affect the revenues, costs and growth prospects of drugmakers, clinics and healthcare suppliers involved in producing or delivering them.

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A health insurance policy with a higher annual deductible and lower monthly premium than typical plans; it requires the insured to pay more out-of-pocket for covered medical care before the insurer begins to share costs. For regulatory and tax purposes the plan must meet government-set minimum deductible and maximum out-of-pocket thresholds, and plans that meet those thresholds are usually eligible to be paired with a tax-advantaged Health Savings Account (HSA); routine preventive services are often covered without applying the deductible.