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OwlTing Group (NASDAQ: OWLS) and Credible Finance Partner to Open China Payment Corridor

(Moderate)
(Very Positive)
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partnership

OwlTing Group (NASDAQ: OWLS) announced a signed cross-border payment partnership with Credible Finance to open new payment corridors, starting with China and exploring India. Credible will use OwlPay Harbor for regulated payouts into China, while OwlTing plans to leverage Credible’s network for near real-time settlement into India.

Enterprise clients on OwlPay Harbor reached 51 as of May 31, 2026, up over 40% from 36 reported with full-year 2025 results. Completed transaction orders processed through OwlPay Harbor have doubled on average every month since March 2026, a compound monthly growth rate of 103%.

Credible reports more than US$641 million in total payments volume processed to date and has a public target of US$5 billion in annual processed volume for 2026. Credible’s open payments stack reaches over 40 markets, 37 currencies, and 86 payment methods through a single integration with same-day settlement.

OwlPay Harbor anchors these flows in regulated settlement. OwlTing’s U.S. coverage spans 42 states, along with a VASP registration in Poland and a Bank API license in Japan, offering enterprises one licensed framework for cross-border funds movement and supporting OwlTing’s three-layer payment infrastructure for both traditional and AI agent–driven commerce.

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Positive

  • OwlPay Harbor enterprise clients up over 40% to 51 by May 31, 2026
  • OwlPay Harbor completed transaction orders doubling monthly since March 2026 (103% compound rate)
  • Credible partnership opens regulated payout corridor into China
  • Planned use of Credible network to access India with near real-time settlement
  • Credible total payments volume exceeds US$641 million with US$5 billion 2026 target
  • OwlTing licensed coverage in 42 U.S. states, Poland VASP, and Japan Bank API

Negative

  • None.

News Market Reaction – OWLS

-0.69%
-0.69% Session close to close

In the Jun 15 session, OWLS declined 0.69%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement details a new network-to-network partnership with Credible Finance, linking OwlPay...
Analysis

This announcement details a new network-to-network partnership with Credible Finance, linking OwlPay Harbor to payment corridors into China and potentially India. It underscores growth to 51 enterprise clients, a 103% compound monthly order growth rate, and regulated reach across 42 U.S. states. In context of prior Visa and licensing milestones, investors may track future enterprise adoption, processed volumes, and additional licensed corridors as key indicators of execution in OwlTing’s cross-border strategy.

Key Figures

OwlPay Harbor enterprise clients: 51 clients Prior enterprise clients: 36 clients Client growth since FY25: More than 40% +5 more
8 metrics
OwlPay Harbor enterprise clients 51 clients As of May 31, 2026
Prior enterprise clients 36 clients Reported in full-year 2025 results
Client growth since FY25 More than 40% Increase in OwlPay Harbor enterprise clients
Order growth rate 103% compound monthly Completed transaction orders since March 2026
Credible processed volume US$641 million Total payments volume to date
Credible 2026 target volume US$5 billion Public annual processed volume target for 2026
Credible market coverage More than 40 markets, 37 currencies, 86 methods Reach through single integration
U.S. coverage 42 states OwlTing regulated money transmitter footprint

Previous Partnership Reports

1 past event · Latest: Dec 09 (Positive)
Same Type Pattern 1 events
Date Event Sentiment 24h Move Catalyst
Dec 09 Payments partnership Positive +11.4% Launched OwlPay Cash remittance app with Visa Direct across 26 countries.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Prior partnership news (Visa collaboration) coincided with a double‑digit positive price reaction.

Recent Company History

Over recent months, OBOOK/OwlTing has focused on expanding OwlPay’s licensed cross-border network and AI-enabled payment stack. A December 2025 Visa partnership for OwlPay Cash produced an 11.37% gain, while 2026 updates span U.S. licensing, AI agent bookings, and full-year 2025 results with growing enterprise clients. Today’s Credible partnership continues this strategy of building regulated global payout corridors across key markets such as China and India.

Key Terms

virtual asset service provider (vasp), electronic payment service operator, bank api license
3 terms
virtual asset service provider (vasp) regulatory
"along with a Virtual Asset Service Provider (VASP) registration in Poland"
A virtual asset service provider (VASP) is a business that creates, exchanges, stores, or transfers digital assets such as cryptocurrencies on behalf of customers—think of it as a bank, exchange, or payment app for digital money. Investors care because a VASP’s security, controls and regulatory standing directly affect access to assets, counterparty risk and liquidity; failures, hacks or regulatory action can freeze funds, cause losses or trigger rapid price moves.
electronic payment service operator regulatory
"and an Electronic Payment Service Operator (Bank API license) in Japan"
An electronic payment service operator runs the systems and platforms that let consumers and businesses move money digitally — for example, card networks, mobile wallets, online payment gateways, and bill-pay services. Investors care because this operator sits at the center of commerce: its fees, security, uptime and adoption determine revenue and risk, like the toll booth, software and guardrail for digital transactions that must be reliable and trusted for volumes to grow.
bank api license technical
"an Electronic Payment Service Operator (Bank API license) in Japan"
A bank API license is official permission that lets a non-bank service connect to a bank’s systems through software interfaces to read customer data or initiate payments, similar to giving a trusted app a key to access your online account on your behalf. Investors care because these licenses enable new products, partnerships, and fee income while also signaling regulatory compliance and lower operational friction for scaling financial services.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Network-to-network partnership is expected to expand global payout capabilities as OwlPay Harbor surpasses 50 enterprise clients, up more than 40% since the Company’s full-year 2025 results announcement

OwlTing Group and Credible Finance co-branded logos marking their cross-border payment partnership

ARLINGTON, Va., June 15, 2026 (GLOBE NEWSWIRE) -- OwlTing Group (NASDAQ: OWLS) (“OwlTing” or the “Company”), the operating brand of OBOOK Holdings Inc., a global fintech company, today announced a cross-border payment partnership with Credible Finance (“Credible”), a U.S. payment orchestration platform specializing in global payouts. Under the partnership, which is signed and now in onboarding, the two companies will open new payment corridors for each other’s customers, starting with China, with plans to explore a corridor into India. The agreement adds a major platform to OwlPay Harbor, OwlTing’s cross-border payment and settlement infrastructure1, during a period of rapid growth that has taken its enterprise client base past 50.

Enterprise clients on OwlPay Harbor reached 51 as of May 31, 2026, up more than 40% from the 36 enterprise clients the Company reported in its full-year 2025 results on April 29, 2026. Completed transaction orders processed through OwlPay Harbor have doubled on average every month since March 2026, a compound monthly growth rate of 103% over the period.2 The acceleration reflects enterprises moving a growing share of recurring cross-border payment activity through OwlPay Harbor as part of their daily operations.

Credible runs an open payments stack that moves money for internet-native businesses, including fintechs, Web3 platforms, AI startups, marketplaces, creator platforms, and global commerce businesses, across more than 40 markets. OwlPay contributes the licensed infrastructure that moves those flows through regulated channels. In the first corridor, now in onboarding, Credible will use OwlPay Harbor to settle payouts into China. In the second, OwlPay plans to tap Credible’s network to open a path into India, one of the world’s largest payment-receiving economies, with near real-time settlement capabilities. Together, the partnership is designed to give the customers of both platforms wider cross-border reach.

“OwlPay Harbor is gaining traction because enterprises increasingly need cross-border rails that combine reach, speed, and regulatory discipline,” said Darren Wang, Founder and CEO at OwlTing Group. “By connecting with Credible, we expect to extend our clients’ access to important Asian markets while giving Credible’s customers a regulated path into China. This is the network model we believe will define the next stage of global payments, which is licensed platforms connecting to one another so money can move more reliably across borders.”

“Cross-border payments are evolving toward interconnected financial networks that can move money globally while remaining deeply localized from a regulatory and settlement perspective,” said Shrikant Bhalerao, Co-Founder and CEO at Credible Finance. “Partnering with OwlPay strengthens our ability to support compliant payout flows into key Asian markets while expanding access for global internet businesses that increasingly expect faster settlement, broader coverage, and programmable financial infrastructure.”

Credible reports more than US$641 million in total payments volume processed to date.3 The company has set a public target of US$5 billion in annual processed volume for 2026 and is building toward a financial operating system for internet-native businesses, with new corridors, currencies, and licenses planned through 2030. Its platform reaches more than 40 markets, 37 currencies, and 86 payment methods through a single integration, with same-day settlement.

OwlPay Harbor anchors that reach in regulated settlement. OwlTing’s U.S. coverage spans 42 states4, along with a Virtual Asset Service Provider (VASP) registration in Poland and an Electronic Payment Service Operator (Bank API license) in Japan, giving enterprises one licensed framework for moving funds across borders. As more platforms connect to OwlPay Harbor, OwlTing aims to position the platform as a shared settlement layer for enterprise cross-border payments at scale.

OwlPay Harbor sits within OwlTing’s three-layer payment infrastructure, alongside OwlPay Agent Wallet, which enables AI agents to pay, and OwlPay Agent Checkout, which settles purchases made by AI agents acting within authorized parameters. As commerce increasingly involves AI agents transacting on behalf of businesses and consumers, OwlTing is building the licensed rails for that activity to settle in near real time. Partnerships that connect payment networks, such as this one with Credible, carry those rails to more markets and customers worldwide.

About OwlTing Group

OwlTing Group (NASDAQ: OWLS) is the operating brand of OBOOK Holdings Inc., a global fintech company founded in Taiwan, with subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. The Company operates a diversified ecosystem across payments, hospitality, and e-commerce. In 2026, OwlTing was named to the Financial Times and Statista “High-Growth Companies Asia-Pacific 2026” list, ranking No. 226 among the top 500 fastest-growing companies in the region with a 42% CAGR. In 2025, OwlTing was ranked among the top 2 global players for the "Enterprise & B2B" category in the digital currency sector by CB Insights' statistics. The Company’s mission is to use distributed ledger technology to provide businesses with more reliable and transparent data management, to reinvent the global flow of funds for businesses and consumers, and to lead the digital transformation of business operations. To this end, the Company introduced OwlPay, a hybrid payment solution, to empower global businesses to operate confidently in the expanding digital currency economy. For more information, visit https://www.owlting.com/portal/?lang=en.

About Credible Finance
Credible Finance is a global payment orchestration platform building an open payment stack for internet-native businesses. Through a single integration, Credible enables cross-border collections, payouts, treasury movement, and settlement across more than 40 markets, 37 currencies, and 86 payment methods. The company supports fintechs, web3 platforms, marketplaces, creator platforms, AI startups, and global commerce businesses with fast, compliant, and programmable payment operations designed for the modern internet economy. Credible combines fiat payment infrastructure with digital currency-native settlement rails to deliver same-day settlement, global coverage, and scalable treasury movement for modern businesses. Credible Finance has processed more than US$641 million in total payment volume to date and continues to expand its global settlement network through new corridors, partnerships, and licensing initiatives. For more information, visit www.credible.finance.

Forward-Looking Statements
This announcement contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company’s future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as “may,” “will,” “expect,” “anticipate,” “plan,” “intend,” “believe,” “estimate,” or similar expressions. These forward-looking statements are based on the Company’s current expectations and assumptions and speak only as of the date of this announcement. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company’s filings with the U.S. Securities and Exchange Commission.

Third-Party Information
This press release may contain references to third-party companies, products, services, or research publications. Such references are provided for informational purposes only and do not constitute an endorsement, sponsorship, or recommendation by the Company unless expressly stated. Operational, payment coverage, and roadmap figures attributed to Credible Finance are as reported by Credible Finance and have not been independently verified by the Company.

Product Availability
Certain products or services described in this press release may not be available in all jurisdictions and may be subject to regulatory approvals and compliance with applicable laws and regulations.

OwlTing Group Media Relations
pr_office@owlting.com

OwlTing Group Investor Relations
ir@owlting.com

Credible Finance Media Relations
media@credible.finance

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/8945a4c5-f7a4-4c28-8ef3-f6600891f566

___________________________

1 All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

2 Operational metrics are unaudited and derived from the Company’s internal records. “Orders” refers to completed transaction orders processed through OwlPay Harbor; order growth is measured from March 1 through May 31, 2026, and the compound monthly growth rate is calculated over that period. The 36 enterprise clients figure was reported in the Company’s full year 2025 results announcement dated April 29, 2026, representing enterprise clients with executed commercial agreements as of that date; the 51 figure is as of May 31, 2026 and is presented on the same basis, including clients with an executed Master Services Agreement (MSA) and/ or fee schedule with the Company. These figures are operational indicators and are not measures of, and may not be indicative of, the Company’s revenue or financial performance.

3 Total payments volume as reported by Credible Finance on June 9, 2026. Please see https://blog.credible.finance/blog/641m-open-payment-stack. Roadmap and payment coverage figures are as published by Credible Finance at https://credible.finance/about.

4 As of June 15, 2026, OwlTing Group has obtained MTL licenses or their equivalent in 41 U.S. states and is applying for licenses in additional states. The Company has now expanded its regulatory footprint in 42 U.S. states. For a list of U.S. licenses obtained, please see https://www.owlting.com/owlpay/licenses?lang=en.


FAQ

What did OwlTing Group (NASDAQ: OWLS) announce with Credible Finance on June 15, 2026?

OwlTing Group announced a signed cross-border payment partnership with Credible Finance to open new payment corridors, starting with China. According to OwlTing, Credible will use OwlPay Harbor for regulated payouts into China, with plans to explore an additional corridor into India.

How many enterprise clients does OwlPay Harbor have in 2026 for OwlTing (OWLS)?

OwlPay Harbor serves 51 enterprise clients as of May 31, 2026. According to OwlTing, this is more than 40% growth from the 36 enterprise clients reported with its full-year 2025 results on April 29, 2026.

How fast are OwlPay Harbor transaction orders growing for OwlTing Group (OWLS)?

Completed transaction orders on OwlPay Harbor have doubled on average every month since March 2026. According to OwlTing, this represents a compound monthly growth rate of 103%, as enterprises route more recurring cross-border payments through the platform.

What payment volumes and targets has Credible Finance disclosed in its partnership with OwlTing (OWLS)?

Credible reports more than US$641 million in total payments volume processed to date. According to Credible, it has set a public target of US$5 billion in annual processed volume for 2026, supported by expanding corridors, currencies, and licenses through 2030.

How will the OwlTing and Credible partnership expand China and India payment corridors?

The first corridor lets Credible use OwlPay Harbor to settle payouts into China through regulated channels. According to OwlTing, a second planned corridor would use Credible’s network to open a path into India with near real-time settlement capabilities.

What regulatory coverage supports OwlTing Group’s OwlPay Harbor cross-border payments?

OwlTing’s coverage includes 42 U.S. states, a Virtual Asset Service Provider registration in Poland, and a Bank API license in Japan. According to OwlTing, these licenses provide one regulated framework anchoring cross-border settlement flows on OwlPay Harbor.

How many markets and payment methods does Credible Finance reach in the OwlTing (OWLS) partnership?

Credible’s open payments stack reaches more than 40 markets, 37 currencies, and 86 payment methods via a single integration. According to Credible, these capabilities offer same-day settlement that OwlPay Harbor then anchors in regulated cross-border settlement.