Pcb Bancorp Stock Price, News & Analysis

PCB Bancorp (NASDAQ: PCB), the holding company of PCB Bank, has announced a quarterly cash dividend of $0.20 per common share. The dividend will be distributed on August 15, 2025, to shareholders of record as of August 8, 2025.

PCB Bank is a California state chartered bank that specializes in serving small to medium-sized businesses, individuals, and professionals, with a particular focus on Korean-American and other minority communities in Southern California.

PCB Bancorp (NASDAQ: PCB) reported strong Q2 2025 financial results, with net income available to common shareholders reaching $9.0 million, or $0.62 per diluted share, up from $7.7 million in Q1 2025 and $6.1 million in Q2 2024. The bank demonstrated robust growth with total assets increasing 15.9% year-over-year to $3.31 billion.

Key performance metrics showed significant improvement, with net interest margin expanding to 3.33% from 3.28% in the previous quarter. Total deposits grew 17.3% year-over-year to $2.82 billion, while loans held-for-investment increased 14.1% to $2.80 billion. The bank maintained strong credit quality with an allowance for credit losses ratio of 1.20%.

Notable developments include the opening of PCB's first full-service branch in Suwanee, Georgia, marking strategic geographic expansion despite ongoing economic challenges from inflation and trade restrictions.

PCB Bancorp (NASDAQ: PCB) has received a notice from Nasdaq on May 22, 2025, regarding its failure to file Form 10-Q for Q1 2025 by the required deadline. The delay stems from the company needing additional time to determine the value of a Securities Purchase Option Agreement related to Series C Preferred Stock repurchase rights from the U.S. Treasury. While the notice doesn't immediately affect PCB's listing status, Nasdaq has given the company until July 20, 2025 (60 days) to submit a compliance plan. If accepted, PCB could receive up to 180 days (until November 17, 2025) to regain compliance. The company expects to file the delayed 10-Q before the 60-day deadline for the compliance plan submission.

PCB Bancorp (NASDAQ: PCB), the holding company of PCB Bank, has announced a quarterly cash dividend of $0.20 per common share. The dividend will be distributed on May 16, 2025, to shareholders of record as of the close of business on May 9, 2025.

PCB Bank is a California state chartered bank that provides comprehensive commercial banking services to small and medium-sized businesses, individuals, and professionals, with a focus on Korean-American and other minority communities in Southern California.

PCB Bancorp (NASDAQ: PCB) reported strong Q1 2025 financial results with net income of $7.7 million, or $0.53 per diluted share, up from $6.7 million ($0.46/share) in the previous quarter and $4.7 million ($0.33/share) year-over-year.

Key highlights include:

• Net interest income increased to $24.3 million, with net interest margin expanding to 3.28%
• Total assets grew 11.5% year-over-year to $3.18 billion
• Loans held-for-investment rose 13.7% to $2.73 billion
• Total deposits increased 13.0% to $2.71 billion
• Provision for credit losses was $1.6 million, down from $2.0 million in previous quarter

The bank maintained strong credit quality with an Allowance for Credit Losses ratio of 1.17% and demonstrated robust capital levels with a Tier 1 leverage ratio of 12.14%.

PCB Bancorp (NASDAQ: PCB) has announced an increased quarterly cash dividend of $0.20 per common share, up from $0.18. The dividend will be paid on February 21, 2025, to shareholders of record as of February 14, 2025.

PCB Bank, a California state chartered bank under PCB Bancorp, provides commercial banking services to small and medium-sized businesses, individuals, and professionals, with a focus on Korean-American and other minority communities in Southern California.

PCB Bancorp (NASDAQ: PCB) reported Q4 2024 net income of $6.7 million ($0.46 per diluted share), compared to $7.5 million ($0.52) in Q3 2024 and $5.9 million ($0.41) in Q4 2023. Full-year 2024 net income was $25.0 million ($1.74 per share), down from $30.7 million ($2.12) in 2023.

Key Q4 metrics include: net interest income of $23.2 million (up 2.0% QoQ), net interest margin of 3.18% (down from 3.25% QoQ), and provision for credit losses of $2.0 million. Total assets reached $3.06 billion (up 6.0% QoQ), with loans held-for-investment at $2.63 billion (up 6.6% QoQ) and total deposits at $2.62 billion (up 6.3% QoQ).

PCB Bancorp reported Q3 2024 net income of $7.5 million, or $0.52 per diluted share, up from $6.1 million ($0.43/share) in Q2 2024 and $7.0 million ($0.49/share) in Q3 2023. Net interest income was $22.7 million with a net interest margin of 3.25%. Total assets reached $2.89 billion, up 12.5% year-over-year. Loans held-for-investment increased to $2.47 billion, up 13.8% from Q3 2023, while total deposits grew to $2.46 billion, a 12.2% year-over-year increase. The bank maintained an Allowance for Credit Losses ratio of 1.17%.

PCB Bancorp (NASDAQ: PCB) has announced a quarterly cash dividend of $0.18 per common share. The dividend will be paid on November 15, 2024, to shareholders of record as of November 8, 2024. PCB Bancorp operates through PCB Bank, a California state chartered bank, providing commercial banking services to small and medium-sized businesses, individuals, and professionals, with a focus on Korean-American and other minority communities in Southern California.