Welcome to our dedicated page for PCB BANCORP SEC filings (Ticker: PCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
PCB Bancorp filings document the bank holding company's financial results, shareholder returns, governance, and capital structure. Recent 8-K reports include results of operations, Regulation FD investor presentations, quarterly common-stock dividends, and stock repurchase program disclosures. Proxy materials cover board matters, executive compensation, equity awards, pay-versus-performance data, and shareholder voting items. The filings frame PCB Bank's earnings drivers through banking metrics such as net interest income, credit-loss provisions, allowance levels, deposits, loans, SBA loan sale activity, noninterest expense, and capital actions.
PCB BANCORP (PCB) reported that President, CEO & Director Henry Kim exercised stock options for 1,000 shares of common stock on 2026-08-28 at an exercise price of $14.75 per share. The exercise reduced the option position tied to this grant to 43,000 options and increased his directly held common shares to 235,199. The options are from a 2018 grant that vests in four equal annual installments beginning one year after the 01/02/2018 grant date.
PCB BANCORP (PCB) reported that President and CEO Henry Kim exercised stock options for 3,000 shares of common stock at an exercise price of $14.75 per share on 2026-08-19. Following the transactions, he directly holds 234,199 shares of common stock and 44,000 stock options remain from this grant, which vests in four equal annual installments beginning one year after the 01/02/2018 grant date.
PCB BANCORP reporting person Henry Kim, President, CEO and Director, reported an option exercise. On 2026-08-17 he exercised 3,000 stock options at an exercise price of $14.75 per share, receiving 3,000 shares of Common Stock. Following the transactions, he directly holds 231,199 shares of Common Stock and 47,000 stock options. The exercised options were part of a grant that vests in four equal annual installments beginning one year after the 01/02/2018 grant date.
PCB Bancorp, a community-focused bank holding company, reported stronger earnings for the quarter ended June 30, 2026. Net income was $10,507 thousand, up from $9,071 thousand a year earlier, with basic earnings per share rising to $0.73 from $0.63. For the first six months of 2026, net income reached $21,160 thousand compared with $16,806 thousand in the prior-year period.
The balance sheet expanded, with total assets of $3,470,124 thousand, loans held-for-investment of $2,932,019 thousand, and deposits of $2,922,659 thousand at June 30, 2026. Asset quality metrics show total nonaccrual loans of $8,720 thousand and an allowance for credit losses on loans of $34,738 thousand, alongside modest year-to-date net charge-offs of $95 thousand.
Capital levels remained well above regulatory minimums, including a PCB Bancorp common tier 1 capital ratio of 11.41% and PCB Bank common tier 1 of 13.35%. The company continued returning capital to common shareholders, repurchasing 150,439 shares in the first half of 2026 at a weighted-average price of $25.23 and declaring common dividends totaling $0.44 per share over the six-month period, while maintaining $69,141 thousand of Series C ECIP preferred stock outstanding.
PCB Bancorp filed an amendment to a prior current report to correct inadvertent errors in the Time Deposit Maturity Table contained in an investor presentation; all other previously released second‑quarter 2026 information, including the earnings and dividend press releases, remains unchanged.
For 2Q26, net income available to common shareholders was $10.4 million, or $0.73 per diluted share, with ROAA of 1.24%, ROAE of 10.55% and a net interest margin of 3.33%. Loans held for investment totaled $2.93 billion and deposits $2.92 billion, producing a total loans‑to‑deposits ratio of 100.42%.
Asset quality metrics were strong, with an allowance for credit losses on loans of $34.7 million, or 1.18% of held‑for‑investment loans, and non‑performing assets of $8.7 million, or 0.30% of held‑for‑investment loans. Core deposits were $1.86 billion, or 63.5% of total deposits, and PCB Bancorp paid a quarterly cash dividend of $0.22 per share while repurchasing 141,434 shares at a weighted‑average price of $25.47.
PCB Bancorp reported solid Q2 2026 results, with net income available to common shareholders of $10.4 million, or $0.73 per diluted share, compared with $8.98 million, or $0.62, in the year-ago quarter. Net income was $10.51 million, and net interest income rose to $27.5 million.
Profitability metrics were strong: ROAA 1.24%, ROAE 10.55%, and ROATCE 12.65%, while net interest margin held at 3.33%. Total assets reached $3.47 billion, loans held-for-investment $2.93 billion, and deposits $2.92 billion. Credit quality remained conservative with NPAs of $8.7 million, 0.25% of total assets, and an ACL of 1.18% of loans. Capital was robust, including a Tier 1 leverage ratio of 11.89% and TCE to total assets of 9.55%.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about August 14, 2026, to shareholders of record on August 7, 2026. PCB Bancorp also repurchased 141,434 shares in the quarter at a weighted-average price of $25.47 and had authorization to buy 69,087 additional shares through July 31, 2026.
PCB Bancorp reported the results of its annual shareholder meeting held on May 27, 2026. As of the March 31, 2026 record date, 14,231,423 common shares were outstanding, and 10,029,076 shares were represented, equal to 70.47% of shares entitled to vote.
Shareholders elected eight directors, with each nominee receiving more votes for than withheld and significant broker non-votes recorded on the director slate. An advisory vote on executive compensation passed, with 8,493,476 votes for versus 138,194 against and 10,060 abstentions.
Shareholders also ratified the appointment of Crowe LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 10,015,747 votes for, 12,926 against, and 403 abstentions, and no broker non-votes recorded on this item.
PCB Bancorp reported net income of $10.7 million for the three months ended March 31, 2026, up from $7.7 million a year earlier. Net interest income rose to $26.8 million, supported by loan growth to $2.87 billion and deposits of $2.89 billion.
Provision for credit losses declined to $467,000, while noninterest income increased on higher gains from loan sales and servicing income. Earnings per diluted share improved to $0.74 from $0.53. Return on average assets was 1.30% and return on average shareholders’ equity was 10.95%, with a net interest margin of 3.36%.
Regulatory capital remained strong, with a consolidated tier 1 leverage ratio of 12.05% and common equity tier 1 ratio of 11.48%. The allowance for credit losses on loans was $33.9 million, or 1.18% of loans held-for-investment, reflecting both portfolio growth and qualitative adjustments.
PCB Bancorp reported stronger first-quarter 2026 results with net income available to common shareholders of $10.6 million, or $0.74 per diluted share, up from $9.1 million ($0.64) in the prior quarter and $7.7 million ($0.53) a year earlier.
Net interest income rose to $26.8 million and net interest margin improved to 3.36%, while provision for credit losses fell to $467 thousand. Noninterest income grew 32.6% year over year, led by higher gains on SBA loan sales. Total assets reached $3.40 billion, loans held-for-investment were $2.87 billion, and deposits were $2.89 billion.
Asset quality remained solid, with non-performing assets at $9.3 million, or 0.27% of total assets, and the allowance for credit losses on loans at 1.18% of loans held-for-investment. Capital ratios stayed well above regulatory “well-capitalized” levels and tangible common equity per share was $23.02.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about May 15, 2026, to shareholders of record on May 8, 2026, continuing the company’s pattern of returning capital while growing earnings and balance sheet.