PCB Bancorp (NASDAQ: PCB) details Q4 2025 results and $0.22 dividend

Rhea-AI Filing Summary

PCB Bancorp filed a current report describing several shareholder updates. The company issued a press release with its unaudited results for the fourth quarter of 2025 and provided an investor presentation that management may use in future discussions with investors.

The Board of Directors also declared a quarterly cash dividend of $0.22 per common share on January 28, 2026. This dividend is scheduled to be paid on or about February 20, 2026 to shareholders of record as of the close of business on February 13, 2026.

8-K Event Classification

4 items: 2.02, 7.01, 8.01, 9.01

4 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event Reported): January 28, 2026

PCB BANCORP

(Exact name of registrant as specified in its charter)

California (State or other jurisdiction of incorporation)

001-38621 (Commission File Number)

20-8856755 (I.R.S. Employer Identification No.)

3701 Wilshire Boulevard, Suite 900 Los Angeles, California (Address of principal offices)

90010 (Zip Code)

Registrant’s telephone number, including area code: (213) 210-2000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value			PCB			Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 29, 2026, PCB Bancorp, a California corporation (the “Company”), issued a press release concerning its unaudited results for the fourth quarter of 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report and is incorporated herein by reference.

The information in this report set forth under this Item 2.02 and in Exhibit 99.1 shall not be treated as “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly stated by specific reference in such filing.

Item 7.01 Regulation FD Disclosure.

Attached as Exhibit 99.2, and incorporated herein by reference, is a copy of an investor presentation that may be utilized by management at future discussions with investors. The information in this report set forth under this Item 7.01 and in Exhibit 99.2 shall not be treated as “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except expressly stated by specific reference in such filing.

Item 8.01 Other Events.

Common Stock Dividend

On January 29, 2026, the Company issued a press release announcing that on January 28, 2026, its Board of Directors declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on or about February 20, 2026, to shareholders of record as of the close of business on February 13, 2026. A copy of the press release is attached as Exhibit 99.3 to this Current Report and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

99.1    Press release of PCB Bancorp, issued January 29, 2026, concerning the results of operations and financial condition for the fourth quarter of 2025

99.2    Investor presentation of PCB Bancorp concerning the unaudited results for the fourth quarter of 2025

99.3    Press release of PCB Bancorp, issued January 29, 2026, announcing the declaration of a quarterly cash dividend

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

									PCB Bancorp
Date:			January 29, 2026						/s/ Timothy Chang
									Timothy Chang
									Executive Vice President and Chief Financial Officer

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FAQ

What did PCB Bancorp (PCB) disclose in its latest 8-K filing?

PCB Bancorp disclosed its unaudited fourth-quarter 2025 results via a press release and shared an investor presentation. The filing also announced a quarterly cash dividend of $0.22 per common share, with specific record and payment dates for shareholders.

What is the amount of PCB Bancorp’s latest quarterly dividend?

PCB Bancorp’s Board declared a quarterly cash dividend of $0.22 per common share. The dividend was approved on January 28, 2026, and will be paid on or about February 20, 2026 to shareholders of record as of February 13, 2026.

When will PCB Bancorp’s $0.22 dividend be paid and who qualifies?

The $0.22 per share dividend is payable on or about February 20, 2026. Shareholders must be on record as of the close of business on February 13, 2026 to qualify, according to the Board’s January 28, 2026 declaration.

What financial information did PCB Bancorp provide about Q4 2025?

PCB Bancorp released unaudited results for the fourth quarter of 2025 in a press release. It also prepared an investor presentation covering these results, which management may use in future investor discussions, and both documents are referenced as exhibits in the filing.

How are PCB Bancorp’s Q4 2025 materials made available to investors?

The company attached key materials as exhibits to its report. These include a press release on Q4 2025 results (Exhibit 99.1), an investor presentation on unaudited fourth-quarter results (Exhibit 99.2), and a separate press release announcing the quarterly cash dividend (Exhibit 99.3).

Does PCB Bancorp treat its Q4 2025 press releases as filed financial statements?

No, the company specifies the Q4 2025 materials are not treated as filed under Section 18. The press releases and investor presentation are furnished and only incorporated into other documents if expressly referenced, following the company’s stated treatment in the report.