Welcome to our dedicated page for PCB BANCORP SEC filings (Ticker: PCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
PCB Bancorp filings document the bank holding company's financial results, shareholder returns, governance, and capital structure. Recent 8-K reports include results of operations, Regulation FD investor presentations, quarterly common-stock dividends, and stock repurchase program disclosures. Proxy materials cover board matters, executive compensation, equity awards, pay-versus-performance data, and shareholder voting items. The filings frame PCB Bank's earnings drivers through banking metrics such as net interest income, credit-loss provisions, allowance levels, deposits, loans, SBA loan sale activity, noninterest expense, and capital actions.
PCB Bancorp reported an insider transaction on Form 4 for EVP & Chief Financial Officer Timothy Chang. On 10/16/2025, he exercised stock options (code M) and acquired 4,700 shares of common stock at $10.33 per share. Following the transaction, he directly held 74,725 shares.
The options exercised were from a 10/28/2015 grant that vested 60% on the third anniversary and in two equal annual installments thereafter. No sales were reported in this filing.
Lee Sang Young, a director and 10% owner of PCB Bancorp (PCB), reported three purchases of PCB common stock on August 20–21, 2025. The filing shows an initial purchase of 232 shares at $21.60 on 08/20/2025, followed by purchases of 5,000 shares at $21.5499 and 8,400 shares at $21.55 on 08/21/2025. All shares are reported as indirectly owned through a family trust. Following these transactions, the total beneficial ownership reported is 1,582,842 shares. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
PCB Bancorp reported stronger second-quarter results with rising net interest income and loan growth that supported higher profits. Net interest income grew to $25.99 million from $21.74 million a year earlier, driving pre-tax income of $12.67 million and net income of $9.07 million for the quarter, or $0.63 basic earnings per share, up from $0.43. For the first six months, net income was $16.81 million and diluted EPS was $1.15.
The balance sheet expanded: total assets were $3.306 billion and loans held-for-investment rose to $2.795 billion. Deposits increased to $2.823 billion. Credit provisions rose materially to $1.79 million for the quarter (six months $3.39 million), and the allowance for credit losses on loans increased to $33.55 million. Nonaccrual loans increased to $8.93 million. The company retained $69.1 million of Series C preferred stock from the ECIP program and repurchased common shares during the period.