Every 10-Q that PCB Bancorp (PCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PCB filings page.
PCB Bancorp, a community-focused bank holding company, reported stronger earnings for the quarter ended June 30, 2026. Net income was $10,507 thousand, up from $9,071 thousand a year earlier, with basic earnings per share rising to $0.73 from $0.63. For the first six months of 2026, net income reached $21,160 thousand compared with $16,806 thousand in the prior-year period.
The balance sheet expanded, with total assets of $3,470,124 thousand, loans held-for-investment of $2,932,019 thousand, and deposits of $2,922,659 thousand at June 30, 2026. Asset quality metrics show total nonaccrual loans of $8,720 thousand and an allowance for credit losses on loans of $34,738 thousand, alongside modest year-to-date net charge-offs of $95 thousand.
Capital levels remained well above regulatory minimums, including a PCB Bancorp common tier 1 capital ratio of 11.41% and PCB Bank common tier 1 of 13.35%. The company continued returning capital to common shareholders, repurchasing 150,439 shares in the first half of 2026 at a weighted-average price of $25.23 and declaring common dividends totaling $0.44 per share over the six-month period, while maintaining $69,141 thousand of Series C ECIP preferred stock outstanding.
PCB Bancorp reported net income of $10.7 million for the three months ended March 31, 2026, up from $7.7 million a year earlier. Net interest income rose to $26.8 million, supported by loan growth to $2.87 billion and deposits of $2.89 billion.
Provision for credit losses declined to $467,000, while noninterest income increased on higher gains from loan sales and servicing income. Earnings per diluted share improved to $0.74 from $0.53. Return on average assets was 1.30% and return on average shareholders’ equity was 10.95%, with a net interest margin of 3.36%.
Regulatory capital remained strong, with a consolidated tier 1 leverage ratio of 12.05% and common equity tier 1 ratio of 11.48%. The allowance for credit losses on loans was $33.9 million, or 1.18% of loans held-for-investment, reflecting both portfolio growth and qualitative adjustments.
PCB Bancorp reported stronger results for the quarter ended September 30, 2025. Net income rose to $11.4 million from $7.8 million a year ago, and basic EPS increased to $0.79 (diluted $0.78). Net interest income improved to $27.0 million from $22.7 million, helped by higher loan yields and other interest-earning assets. The company recorded a $0.4 million reversal of credit losses in the quarter.
Noninterest income grew to $3.4 million, driven by higher loan sale gains, while noninterest expense was broadly stable at $14.9 million. On the balance sheet, deposits increased to $2.91 billion from $2.62 billion at year-end, and cash and equivalents expanded to $369.5 million. Net loans held-for-investment reached $2.72 billion, with the allowance for credit losses at $33.0 million. Shareholders’ equity improved to $384.5 million, and accumulated other comprehensive loss narrowed.
The company declared common dividends of $0.20 per share in the quarter and repurchased 106,463 shares. Shares outstanding were 14,260,754 as of October 31, 2025.
PCB Bancorp reported stronger second-quarter results with rising net interest income and loan growth that supported higher profits. Net interest income grew to $25.99 million from $21.74 million a year earlier, driving pre-tax income of $12.67 million and net income of $9.07 million for the quarter, or $0.63 basic earnings per share, up from $0.43. For the first six months, net income was $16.81 million and diluted EPS was $1.15.
The balance sheet expanded: total assets were $3.306 billion and loans held-for-investment rose to $2.795 billion. Deposits increased to $2.823 billion. Credit provisions rose materially to $1.79 million for the quarter (six months $3.39 million), and the allowance for credit losses on loans increased to $33.55 million. Nonaccrual loans increased to $8.93 million. The company retained $69.1 million of Series C preferred stock from the ECIP program and repurchased common shares during the period.