[8-K] PCB BANCORP Reports Material Event

Rhea-AI Filing Summary

PCB Bancorp reported two updates. First, the company furnished its unaudited third‑quarter 2025 results and an investor presentation, making these materials available to the market while stating they are not treated as “filed” under the Exchange Act.

Second, the Board declared a quarterly cash dividend of $0.20 per common share. The dividend is payable on or about November 14, 2025 to shareholders of record as of the close of business on November 7, 2025. This confirms continued cash returns to shareholders alongside the Q3 communications package.

Insights

Banking equity analyst

Routine 8-K: Q3 materials furnished and a $0.20 dividend declared.

PCB Bancorp furnished its Q3 2025 press release and an investor presentation, clarifying they are not treated as “filed.” This is a standard disclosure approach that provides performance details without changing legal filing status.

The Board declared a cash dividend of $0.20 per share, payable on or about November 14, 2025 to holders of record on November 7, 2025. The action signals ongoing shareholder distributions, with actual cash outflow determined by shares outstanding.

Key near-term items are the stated record and payment dates. Any assessment of sustainability would rely on the detailed Q3 figures in the furnished materials.

0001423869False00014238692025-10-222025-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event Reported): October 22, 2025

PCB BANCORP

(Exact name of registrant as specified in its charter)

California (State or other jurisdiction of incorporation)

001-38621 (Commission File Number)

20-8856755 (I.R.S. Employer Identification No.)

3701 Wilshire Boulevard, Suite 900 Los Angeles, California (Address of principal offices)

90010 (Zip Code)

Registrant’s telephone number, including area code: (213) 210-2000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value			PCB			Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 23, 2025, PCB Bancorp, a California corporation (the “Company”), issued a press release concerning its unaudited results for the third quarter of 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report and is incorporated herein by reference.

The information in this report set forth under this Item 2.02 and in Exhibit 99.1 shall not be treated as “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly stated by specific reference in such filing.

Item 7.01 Regulation FD Disclosure.

Attached as Exhibit 99.2, and incorporated herein by reference, is a copy of an investor presentation that may be utilized by management at future discussions with investors. The information in this report set forth under this Item 7.01 and in Exhibit 99.2 shall not be treated as “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except expressly stated by specific reference in such filing.

Item 8.01 Other Events.

Common Stock Dividend

On October 23, 2025, the Company issued a press release announcing that on October 22, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 14, 2025, to shareholders of record as of the close of business on November 7, 2025. A copy of the press release is attached as Exhibit 99.3 to this Current Report and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

99.1    Press release of PCB Bancorp, issued October 23, 2025, concerning the results of operations and financial condition for the third quarter of 2025

99.2    Investor presentation of PCB Bancorp concerning the unaudited results for the third quarter of 2025

99.3    Press release of PCB Bancorp, issued October 23, 2025, announcing the declaration of a quarterly cash dividend

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

									PCB Bancorp
Date:			October 23, 2025						/s/ Timothy Chang
									Timothy Chang
									Executive Vice President and Chief Financial Officer

3

FAQ

What did PCB (PCB Bancorp) announce in this 8-K?

The company furnished its unaudited Q3 2025 results and an investor presentation, and declared a quarterly cash dividend of $0.20 per share.

What is PCB Bancorp’s dividend amount and key dates?

The Board declared $0.20 per common share, payable on or about November 14, 2025 to shareholders of record on November 7, 2025.

Are the Q3 results and investor presentation considered “filed” information for PCB?

No. The company stated these materials are furnished and not treated as “filed” under the Exchange Act.

What items are included as exhibits for PCB’s 8-K?

Exhibit 99.1: Q3 2025 press release; Exhibit 99.2: investor presentation; Exhibit 99.3: dividend press release; Exhibit 104: cover page Inline XBRL data file.

Which exchange lists PCB Bancorp’s common stock and under what symbol?

PCB Bancorp’s common stock trades on the Nasdaq Global Select Market under the symbol PCB.

When did PCB Bancorp’s Board approve the dividend?

The Board declared the dividend on October 22, 2025.