Here are the 8-K filings from PCB Bancorp (PCB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
An 8-K covers material events a company has to report between its quarterly reports, so if you follow PCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PCB filings page.
PCB Bancorp reported record third-quarter 2026 net income available to common shareholders of $12.1 million, or $0.85 per diluted share, up 7.0% and 9.0%, respectively, from a year earlier. Net interest income increased 6.8% to $28.8 million, and net interest margin was 3.35%, versus 3.28% a year earlier. Deposits reached $3.08 billion, up 5.6% year over year; loans held-for-investment were $2.84 billion, down 3.0% from June 30, 2026. Management said selective reductions in certain large commercial lending relationships contributed to the loan decline.
Nonperforming assets were $12.3 million, or 0.35% of total assets, up 50.2% year over year. The board declared a quarterly cash dividend of $0.22 per common share, payable on or about November 20, 2026, to shareholders of record November 13, 2026. A new repurchase program authorizes up to 700,000 common shares through September 22, 2027; 700,000 shares were authorized for purchase under the program as of September 30, 2026.
PCB Bancorp’s board approved a program authorizing the company to repurchase up to 700,000 shares of its common stock. The board approved it on September 23, 2026, and the authorization runs through September 22, 2027. PCB Bancorp may use open-market transactions, including block purchases, or privately negotiated transactions; timing, manner, price, and amount are at the company’s discretion.
The program does not require PCB Bancorp to repurchase a specific number of shares and may be modified, discontinued, or suspended without prior notice. The company intends to enter into a Rule 10b5-1 trading plan administered by an independent broker, subject to price, market-volume, and timing restrictions.
PCB Bancorp entered into an amended and restated employment agreement with Henry H. Kim, its and PCB Bank’s current Chief Executive Officer, effective January 1, 2027. Its terms supersede his current agreement in its entirety from that date, and the new term runs through December 31, 2031, unless terminated sooner or extended under the agreement.
Kim’s annual base salary is $550,000, subject to annual review, and he is eligible for an annual cash incentive bonus of zero to 100% of base salary, with objectives and the actual amount set at the discretion of the independent directors. Following the effective date, and subject to Compensation Committee approval and share availability under the applicable plan, PCB Bancorp will grant 25,000 restricted shares, vesting in five annual installments of 5,000 shares from 2027 through 2031, subject to continued employment through each vesting date. The agreement provides a lump-sum payment of 100% of then-current annual base salary for termination for Cause or resignation, or 150% for termination without Cause. A qualifying separation after a Change in Control instead provides 200% of then-current annual base salary and full accelerated vesting of the award; these benefits are subject to a general release.
PCB Bancorp filed an amendment to a prior current report to correct inadvertent errors in the Time Deposit Maturity Table contained in an investor presentation; all other previously released second‑quarter 2026 information, including the earnings and dividend press releases, remains unchanged.
For 2Q26, net income available to common shareholders was $10.4 million, or $0.73 per diluted share, with ROAA of 1.24%, ROAE of 10.55% and a net interest margin of 3.33%. Loans held for investment totaled $2.93 billion and deposits $2.92 billion, producing a total loans‑to‑deposits ratio of 100.42%.
Asset quality metrics were strong, with an allowance for credit losses on loans of $34.7 million, or 1.18% of held‑for‑investment loans, and non‑performing assets of $8.7 million, or 0.30% of held‑for‑investment loans. Core deposits were $1.86 billion, or 63.5% of total deposits, and PCB Bancorp paid a quarterly cash dividend of $0.22 per share while repurchasing 141,434 shares at a weighted‑average price of $25.47.
PCB Bancorp reported solid Q2 2026 results, with net income available to common shareholders of $10.4 million, or $0.73 per diluted share, compared with $8.98 million, or $0.62, in the year-ago quarter. Net income was $10.51 million, and net interest income rose to $27.5 million.
Profitability metrics were strong: ROAA 1.24%, ROAE 10.55%, and ROATCE 12.65%, while net interest margin held at 3.33%. Total assets reached $3.47 billion, loans held-for-investment $2.93 billion, and deposits $2.92 billion. Credit quality remained conservative with NPAs of $8.7 million, 0.25% of total assets, and an ACL of 1.18% of loans. Capital was robust, including a Tier 1 leverage ratio of 11.89% and TCE to total assets of 9.55%.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about August 14, 2026, to shareholders of record on August 7, 2026. PCB Bancorp also repurchased 141,434 shares in the quarter at a weighted-average price of $25.47 and had authorization to buy 69,087 additional shares through July 31, 2026.
PCB Bancorp reported the results of its annual shareholder meeting held on May 27, 2026. As of the March 31, 2026 record date, 14,231,423 common shares were outstanding, and 10,029,076 shares were represented, equal to 70.47% of shares entitled to vote.
Shareholders elected eight directors, with each nominee receiving more votes for than withheld and significant broker non-votes recorded on the director slate. An advisory vote on executive compensation passed, with 8,493,476 votes for versus 138,194 against and 10,060 abstentions.
Shareholders also ratified the appointment of Crowe LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 10,015,747 votes for, 12,926 against, and 403 abstentions, and no broker non-votes recorded on this item.
PCB Bancorp reported stronger first-quarter 2026 results with net income available to common shareholders of $10.6 million, or $0.74 per diluted share, up from $9.1 million ($0.64) in the prior quarter and $7.7 million ($0.53) a year earlier.
Net interest income rose to $26.8 million and net interest margin improved to 3.36%, while provision for credit losses fell to $467 thousand. Noninterest income grew 32.6% year over year, led by higher gains on SBA loan sales. Total assets reached $3.40 billion, loans held-for-investment were $2.87 billion, and deposits were $2.89 billion.
Asset quality remained solid, with non-performing assets at $9.3 million, or 0.27% of total assets, and the allowance for credit losses on loans at 1.18% of loans held-for-investment. Capital ratios stayed well above regulatory “well-capitalized” levels and tangible common equity per share was $23.02.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about May 15, 2026, to shareholders of record on May 8, 2026, continuing the company’s pattern of returning capital while growing earnings and balance sheet.
PCB Bancorp filed a current report describing several shareholder updates. The company issued a press release with its unaudited results for the fourth quarter of 2025 and provided an investor presentation that management may use in future discussions with investors.
The Board of Directors also declared a quarterly cash dividend of $0.22 per common share on January 28, 2026. This dividend is scheduled to be paid on or about February 20, 2026 to shareholders of record as of the close of business on February 13, 2026.
PCB Bancorp reported two updates. First, the company furnished its unaudited third‑quarter 2025 results and an investor presentation, making these materials available to the market while stating they are not treated as “filed” under the Exchange Act.
Second, the Board declared a quarterly cash dividend of $0.20 per common share. The dividend is payable on or about November 14, 2025 to shareholders of record as of the close of business on November 7, 2025. This confirms continued cash returns to shareholders alongside the Q3 communications package.