PCB Bancorp filings document the bank holding company's financial results, shareholder returns, governance, and capital structure. Recent 8-K reports include results of operations, Regulation FD investor presentations, quarterly common-stock dividends, and stock repurchase program disclosures. Proxy materials cover board matters, executive compensation, equity awards, pay-versus-performance data, and shareholder voting items. The filings frame PCB Bank's earnings drivers through banking metrics such as net interest income, credit-loss provisions, allowance levels, deposits, loans, SBA loan sale activity, noninterest expense, and capital actions.
PCB Bancorp reported stronger results for the quarter ended September 30, 2025. Net income rose to $11.4 million from $7.8 million a year ago, and basic EPS increased to $0.79 (diluted $0.78). Net interest income improved to $27.0 million from $22.7 million, helped by higher loan yields and other interest-earning assets. The company recorded a $0.4 million reversal of credit losses in the quarter.
Noninterest income grew to $3.4 million, driven by higher loan sale gains, while noninterest expense was broadly stable at $14.9 million. On the balance sheet, deposits increased to $2.91 billion from $2.62 billion at year-end, and cash and equivalents expanded to $369.5 million. Net loans held-for-investment reached $2.72 billion, with the allowance for credit losses at $33.0 million. Shareholders’ equity improved to $384.5 million, and accumulated other comprehensive loss narrowed.
The company declared common dividends of $0.20 per share in the quarter and repurchased 106,463 shares. Shares outstanding were 14,260,754 as of October 31, 2025.
PCB Bancorp reported two updates. First, the company furnished its unaudited third‑quarter 2025 results and an investor presentation, making these materials available to the market while stating they are not treated as “filed” under the Exchange Act.
Second, the Board declared a quarterly cash dividend of $0.20 per common share. The dividend is payable on or about November 14, 2025 to shareholders of record as of the close of business on November 7, 2025. This confirms continued cash returns to shareholders alongside the Q3 communications package.
PCB Bancorp reported two updates. First, the company furnished its unaudited third‑quarter 2025 results and an investor presentation, making these materials available to the market while stating they are not treated as “filed” under the Exchange Act.
Second, the Board declared a quarterly cash dividend of $0.20 per common share. The dividend is payable on or about November 14, 2025 to shareholders of record as of the close of business on November 7, 2025. This confirms continued cash returns to shareholders alongside the Q3 communications package.
PCB Bancorp reported an insider transaction on Form 4 for EVP & Chief Financial Officer Timothy Chang. On 10/16/2025, he exercised stock options (code M) and acquired 4,700 shares of common stock at $10.33 per share. Following the transaction, he directly held 74,725 shares.
The options exercised were from a 10/28/2015 grant that vested 60% on the third anniversary and in two equal annual installments thereafter. No sales were reported in this filing.
PCB Bancorp (PCB) reported an insider option exercise. EVP & Chief Credit Officer Brian Bang exercised stock options (code M) on 10/16/2025 for 15,126 shares of common stock at $10.33 per share. Following the transaction, he beneficially owns 34,856 shares, held directly. The exercised derivative was a stock option (right to buy) originally granted on 10/28/2015, with vesting noted and an expiration date of 10/28/2025; 0 derivative securities remain after the exercise.
Lee Sang Young, a director and 10% owner of PCB Bancorp (PCB), reported three purchases of PCB common stock on August 20–21, 2025. The filing shows an initial purchase of 232 shares at $21.60 on 08/20/2025, followed by purchases of 5,000 shares at $21.5499 and 8,400 shares at $21.55 on 08/21/2025. All shares are reported as indirectly owned through a family trust. Following these transactions, the total beneficial ownership reported is 1,582,842 shares. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
PCB Bancorp reported stronger second-quarter results with rising net interest income and loan growth that supported higher profits. Net interest income grew to $25.99 million from $21.74 million a year earlier, driving pre-tax income of $12.67 million and net income of $9.07 million for the quarter, or $0.63 basic earnings per share, up from $0.43. For the first six months, net income was $16.81 million and diluted EPS was $1.15.
The balance sheet expanded: total assets were $3.306 billion and loans held-for-investment rose to $2.795 billion. Deposits increased to $2.823 billion. Credit provisions rose materially to $1.79 million for the quarter (six months $3.39 million), and the allowance for credit losses on loans increased to $33.55 million. Nonaccrual loans increased to $8.93 million. The company retained $69.1 million of Series C preferred stock from the ECIP program and repurchased common shares during the period.