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Peoples Financal Stock Price, News & Analysis

PFBX Nasdaq

Welcome to our dedicated page for Peoples Financal news (Ticker: PFBX), a resource for investors and traders seeking the latest updates and insights on Peoples Financal stock.

Peoples Financial Corporation (PFBX) is the parent of The Peoples Bank, a commercial bank founded in 1896 and operating along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. The company’s news flow offers insight into its banking activities, capital management decisions and governance developments.

Visitors to this PFBX news page will find company-issued press releases covering dividend declarations, earnings reports, stock repurchase programs, and corporate trust transactions. For example, Peoples Financial Corporation has announced regular semi-annual cash dividends and, at times, special dividends, often highlighting what management describes as continuing financial improvement and a focus on returning earnings to shareholders.

The news archive also includes detailed quarterly financial updates, such as the third quarter 2023 release that discussed net income, net interest income, asset quality metrics and the impact of unrealized losses on available-for-sale securities. These releases provide context on how interest rate changes, deposit trends and securities portfolios affect the bank’s performance and capital position.

In addition, company news has covered share repurchase activity, including the completion of a 200,000-share repurchase program in 2021 and the authorization of a further $1,000,000 in repurchases in 2023, as well as executive transitions and proxy-related developments such as recommendations from ISS Proxy Advisory Services. The 2022 announcement of The Peoples Bank’s acquisition of substantially all the assets of Trustmark National Bank’s Corporate Trust business, including approximately 200 bond issues, is another example of a transaction reported through company news.

By reviewing these items, investors and observers can follow how Peoples Financial Corporation manages dividends, evaluates capital allocation, reports on earnings and engages with shareholders over time.

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Peoples Financial Corporation (OTCQX: PFBX) reported Q4 2025 net income of $716,000 ($0.16 per share), down from $1,528,000 in Q4 2024. For full-year 2025, net income was $3.911 million ($0.85), versus $21.703 million in 2024, driven largely by a 2024 discrete tax benefit. The board extended a stock repurchase program authorizing up to the lesser of $750,000 or 40,000 shares with no expiration. Total assets fell to $727.1 million and deposits declined $116.3 million to $604.4 million at year-end 2025.

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Peoples Financial (PFBX) has declared a regular semi-annual cash dividend of $0.18 per common share and a special dividend of $0.08 per share, totaling $0.26 per share, payable on December 13, 2024, to shareholders of record as of December 09, 2024. The company, founded in 1896, operates The Peoples Bank with $814 million in total assets and 18 bank facilities along the Mississippi Gulf Coast. The company achieved its third-best year of earnings and was included in the 2024 OTCQX Best 50 ranking.

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Peoples Financial (PFBX) reported significant earnings growth for Q3 2024, with net income increasing to $15.4 million compared to $1.9 million in Q3 2023. The surge was primarily due to a $15.2 million tax benefit from reversing the company's valuation allowance on deferred tax assets. However, pre-tax income decreased by $904,000 to $1.3 million. Total interest income slightly decreased to $7.8 million, while interest expense rose by $1.1 million due to higher rates on deposits and borrowings. The Bank's gross loans increased by $9.6 million year-over-year to $239.3 million, and total shareholders' equity improved by $37.3 million to $96.4 million.

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Peoples Financial (OTCQX: PFBX) reported earnings for Q2 2024. Net income was $2,329,000, down from $2,910,000 in Q2 2023. Earnings per share decreased to $0.50 from $0.62 year-over-year. The decline was primarily due to a decrease in net interest income of $1,299,000 to $5,903,000.

For the first six months of 2024, net income decreased to $4,744,000 from $5,533,000 in the same period of 2023. The company's efficiency ratio increased to 68% from 63%. Despite economic challenges, gross loans increased by $4,460,000 to $238,740,000. Total shareholders' equity rose to $74,200,000, up by $9,674,000 from June 30, 2023.

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Peoples Financial , the parent company of The Peoples Bank, announced a semi-annual cash dividend of $0.18 per common share, payable on June 10, 2024, to shareholders recorded by June 5, 2024. Chairman and CEO Chevis C. Swetman highlighted the company's financial improvement and commitment to returning earnings to shareholders. Founded in 1896, the bank operates 17 branches along the Mississippi Gulf Coast and offers various banking and financial services. The company recently celebrated its third-best year of earnings and was ranked among the 2024 OTCQX Best 50.

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FAQ

What is the current stock price of Peoples Financal (PFBX)?

The current stock price of Peoples Financal (PFBX) is $21.25 as of February 18, 2026.

What is the market cap of Peoples Financal (PFBX)?

The market cap of Peoples Financal (PFBX) is approximately 93.3M.

PFBX Rankings

PFBX Stock Data

93.27M
2.85M
Banks - Regional
Financial Services
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United States
Biloxi

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