Progressive Reports July 2025 Results
Progressive Corporation (NYSE:PGR) has reported strong financial results for July 2025, demonstrating significant growth across key metrics. The company achieved a 34% increase in net income to $1.09 billion, with earnings per share rising to $1.85 from $1.38 year-over-year.
Net premiums written grew 11% to $7.06 billion, while net premiums earned increased 15% to $6.99 billion. The company's combined ratio improved by 2.7 points to 85.3%, indicating enhanced operational efficiency. Total policies in force increased 14% companywide to 37.6 million, with particularly strong growth in Direct auto (19%) and Agency auto (15%) segments.
Progressive Corporation (NYSE:PGR) ha pubblicato risultati finanziari robusti per luglio 2025, registrando una crescita significativa sui principali indicatori. L'utile netto è salito del 34% a $1,09 miliardi, con l'utile per azione che è passato a $1,85 da $1,38 su base annua.
I premi netti sottoscritti sono aumentati dell'11% a $7,06 miliardi, mentre i premi netti contabilizzati sono cresciuti del 15% a $6,99 miliardi. Il combined ratio dell'azienda è migliorato di 2,7 punti, attestandosi al 85,3%, a indicare una maggiore efficienza operativa. Le polizze in essere sono cresciute del 14% a livello aziendale raggiungendo 37,6 milioni, con una forte espansione nei segmenti Direct auto (19%) e Agency auto (15%).
Progressive Corporation (NYSE:PGR) ha presentado sólidos resultados financieros de julio de 2025, mostrando un crecimiento notable en métricas clave. El ingreso neto aumentó un 34% hasta $1.090 millones, y las ganancias por acción se elevaron a $1.85 desde $1.38 interanual.
Las primas netas suscritas crecieron un 11% hasta $7.06 mil millones, mientras que las primas netas devengadas subieron un 15% hasta $6.99 mil millones. El ratio combinado mejoró 2.7 puntos hasta situarse en 85.3%, reflejando una mayor eficiencia operativa. El total de pólizas vigentes aumentó un 14% en toda la compañía hasta 37.6 millones, con un crecimiento especialmente fuerte en los segmentos Direct auto (19%) y Agency auto (15%).
Progressive Corporation (NYSE:PGR)는 2025년 7월 실적에서 주요 지표 전반에 걸쳐 뚜렷한 성장을 보이며 견조한 재무 성과를 보고했습니다. 당기순이익은 34% 증가한 $10.9억을 기록했고, 주당순이익은 전년 동기 $1.38에서 $1.85로 상승했습니다.
순보험료 인수액은 11% 증가한 $70.6억, 순보험료 수취액은 15% 증가한 $69.9억을 기록했습니다. 회사의 결합비율(combined ratio)은 2.7포인트 개선되어 85.3%가 되었으며, 이는 운영 효율성 향상을 시사합니다. 보유 보험계약 수는 전사적으로 14% 증가해 3,760만 건에 달했으며, Direct auto(19%)와 Agency auto(15%) 부문에서 특히 강한 성장을 보였습니다.
Progressive Corporation (NYSE:PGR) a publié de solides résultats financiers pour juillet 2025, affichant une croissance marquée sur les indicateurs clés. Le résultat net a progressé de 34% à 1,09 milliard $, et le bénéfice par action est passé à 1,85 $ contre 1,38 $ sur un an.
Les primes nettes émises ont augmenté de 11% à 7,06 milliards $, tandis que les primes nettes acquises ont crû de 15% à 6,99 milliards $. Le ratio combiné s'est amélioré de 2,7 points pour atteindre 85,3%, traduisant une meilleure efficacité opérationnelle. Le nombre total de polices en vigueur a progressé de 14% au niveau de l'entreprise pour atteindre 37,6 millions, avec une croissance particulièrement forte dans les segments Direct auto (19%) et Agency auto (15%).
Progressive Corporation (NYSE:PGR) hat für Juli 2025 starke Finanzergebnisse gemeldet und in wichtigen Kennzahlen deutlich zugelegt. Der Nettogewinn stieg um 34% auf $1,09 Milliarden, das Ergebnis je Aktie erhöhte sich von $1,38 auf $1,85 im Jahresvergleich.
Die gezeichneten Nettoprämien wuchsen um 11% auf $7,06 Milliarden, die verdienten Nettoprämien stiegen um 15% auf $6,99 Milliarden. Die Combined Ratio verbesserte sich um 2,7 Punkte auf 85,3%, was auf gesteigerte operative Effizienz hinweist. Die Anzahl der laufenden Policen stieg unternehmensweit um 14% auf 37,6 Millionen, mit besonders starkem Wachstum in den Segmenten Direct Auto (19%) und Agency Auto (15%).
- Net income surged 34% year-over-year to $1.09 billion
- Combined ratio improved significantly to 85.3% from 88.0%
- Strong policy growth with Direct auto up 19% and Agency auto up 15%
- Net premiums written increased 11% to $7.06 billion
- Total policies in force grew 14% to 37.6 million
- None.
Insights
Progressive delivered exceptional July results with 34% net income growth and significant improvements in combined ratio and policies-in-force.
Progressive's July 2025 results reveal impressive growth across all key metrics, demonstrating continued momentum in the insurance sector. Net income surged
The company's combined ratio improved significantly to 85.3 from 88.0, representing a 2.7 percentage point enhancement. This metric is particularly important for insurers as it measures underwriting profitability – with figures below 100 indicating profitable underwriting operations. The substantial improvement suggests Progressive is effectively managing risk while growing its business.
Premium growth was robust with net premiums written increasing
Policy growth was equally strong with total policies-in-force up
These results demonstrate Progressive's ability to expand its customer base while simultaneously improving profitability metrics – a challenging balance that few insurers achieve consistently.
MAYFIELD VILLAGE, OHIO, Aug. 20, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended July 31, 2025:
| July | |||||||||
| (millions, except per share amounts and ratios; unaudited) | 2025 | 2024 | Change | ||||||
| Net premiums written | $ | 7,057 | $ | 6,378 | 11 | % | |||
| Net premiums earned | $ | 6,986 | $ | 6,066 | 15 | % | |||
| Net income | $ | 1,090 | $ | 814 | 34 | % | |||
| Per share available to common shareholders | $ | 1.85 | $ | 1.38 | 34 | % | |||
| Total pretax net realized gains (losses) on securities | $ | 79 | $ | 63 | 25 | % | |||
| Combined ratio | 85.3 | 88.0 | (2.7 | ) | pts. | ||||
| Average diluted equivalent common shares | 588.2 | 587.7 | 0 | % | |||||
| July 31, | |||||
| (thousands; unaudited) | 2025 | 2024 | % Change | ||
| Policies in Force | |||||
| Personal Lines | |||||
| Agency – auto | 10,510 | 9,127 | 15 | ||
| Direct – auto | 15,392 | 12,881 | 19 | ||
| Special lines | 6,915 | 6,391 | 8 | ||
| Property | 3,622 | 3,379 | 7 | ||
| Total Personal Lines | 36,439 | 31,778 | 15 | ||
| Commercial Lines | 1,194 | 1,120 | 7 | ||
| Companywide | 37,633 | 32,898 | 14 | ||
See Progressive’s complete monthly earnings release for additional information.
About Progressive
Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it’s most convenient for them — online at progressive.com, by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.
Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers.
Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.
The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.
Company Contact:
Douglas S. Constantine
(440) 395-3707
investor_relations@progressive.com
The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
http://www.progressive.com
Download PDF: Progressive July 2025 Complete Earnings Release
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