Progressive Reports September 2025 Results
Progressive (NYSE:PGR) reported September and quarter results ended Sept. 30, 2025. Key monthly/quarter metrics: Net premiums written rose to $7,128M in September (+8% YoY) and $21,384M for the quarter (+10% YoY). Net premiums earned were $6,827M in September (+9% YoY) and $20,849M for the quarter (+14% YoY). September net income fell to $305M (-48% YoY) while quarterly net income rose to $2,615M (+12% YoY). Combined ratio worsened to 100.4 in September from 93.4 a year earlier (+7.0 pts). Policies in force increased ~12% companywide to 38,078 thousand.
Progressive (NYSE:PGR) ha riportato i risultati di settembre e del trimestre conclusi al 30 settembre 2025. Principali metriche mensili/trimestrali: premi netti scritti sono saliti a $7,128M a settembre (+8% YoY) e $21,384M per il trimestre (+10% YoY). Premi netti guadagnati sono stati $6,827M a settembre (+9% YoY) e $20,849M per il trimestre (+14% YoY). Il reddito netto di settembre è sceso a $305M (-48% YoY) mentre il reddito netto trimestrale è salito a $2,615M (+12% YoY). Rapporto combinato peggiorato a 100.4 a settembre rispetto a 93.4 un anno prima (+7.0 punti). Le polizze in vigore sono aumentate di ~12% a livello aziendale a 38.078 mila.
Progressive (NYSE:PGR) informó los resultados de septiembre y del trimestre terminado el 30 de septiembre de 2025. Principales métricas mensuales/trimestrales: Primas netas escritas subieron a $7,128M en septiembre (+8% interanual) y $21,384M para el trimestre (+10% interanual). Primas netas devengadas fueron $6,827M en septiembre (+9% interanual) y $20,849M para el trimestre (+14% interanual). La utilidad neta de septiembre cayó a $305M (-48% interanual) mientras que la utilidad neta del trimestre subió a $2,615M (+12% interanual). Ratio combinado se deterioró a 100,4 en septiembre desde 93,4 hace un año (+7,0 puntos). Las pólizas en vigor aumentaron ~12% a nivel de la empresa a 38,078 mil.
Progressive (NYSE:PGR)는 2025년 9월 및 9월 30일 종료 분기의 실적을 발표했다. 주요 월간/분기 지표: 순보험료 작성액은 9월에 7,128백만 달러(+전년동기 대비 +8%)로 증가했고 분기에는 21,384백만 달러(+전년동기 대비 +10%)이다. 순보험료 수익은 9월에 6,827백만 달러(+전년동기 대비 +9%)이고 분기는 20,849백만 달러(+14%)였다. 9월 순이익은 3억 5백만 달러로 감소(-48% 전년동기 대비)했으며 분기 순이익은 2억 6,150만 달러(+12%)로 증가했다. 종합비율은 9월에 100.4로 악화되어 1년 전 93.4에서 (+7.0 포인트) 상승했다. 정책은 회사 전반에서 약 12% 증가하여 38,078천 건에 이르렀다.
Progressive (NYSE:PGR) a publié les résultats de septembre et du trimestre clos au 30 septembre 2025. Principales métriques mensuelles/trimestrielles : primes nettes écrites ont augmenté à 7 128 M$ en septembre (+8% en glissement annuel) et à 21 384 M$ pour le trimestre (+10% en glissement annuel). Primes nettes acquises ont été de 6 827 M$ en septembre (+9% en glissement annuel) et 20 849 M$ pour le trimestre (+14% en glissement annuel). Le revenu net de septembre est tombé à 305 M$ (-48% en glissement annuel) tandis que le revenu net trimestriel a augmenté à 2 615 M$ (+12% en glissement annuel). Ratio combiné s’est dégradé à 100,4 en septembre contre 93,4 il y a un an (+7,0 points). Les polices en vigueur ont augmenté d’environ 12% à l’échelle de l’entreprise pour atteindre 38 078 milliers.
Progressive (NYSE:PGR) hat die Ergebnisse für September und das am 30. September 2025 beendete Quartal gemeldet. Wichtige monatliche/vierteljährliche Kennzahlen: Netto-Schäden- und Prämienbuchungen stiegen im September auf 7.128 Mio. $, im Quartal auf 21.384 Mio. $ (+YoY 10%). Netto-prämien verdient betrugen im September 6.827 Mio. $ (+YoY 9%) und im Quartal 20.849 Mio. $ (+14% YoY). Der Nettogewinn im September sank auf 305 Mio. $ (-48% YoY), während der Quartalsnettogewinn auf 2.615 Mio. $ (+12% YoY) gestiegen ist. Combined Ratio verschlechterte sich im September auf 100,4 von 93,4 vor einem Jahr (+7,0 Punkte). Policies in force stiegen branchenweit um ca. 12% auf 38.078 Tausend.
Progressive (NYSE:PGR) أعلنت عن نتائج سبتمبر والربع المنتهي في 30 سبتمبر 2025. المؤشرات الشهرية/الربعية الأساسية: الكتابة الصافية للأقساط ارتفعت إلى 7,128 مليون دولار في سبتمبر (+8% على أساس سنوي) و21,384 مليون دولار للربع (+10% على أساس سنوي). الأقساط المكتسبة الصافية بلغت 6,827 مليون دولار في سبتمبر (+9% على أساس سنوي) و20,849 مليون دولار للربع (+14% على أساس سنوي). صافي الدخل في سبتمبر انخفض إلى 305 مليون دولار (-48% على أساس سنوي) بينما ارتفع صافي دخل الربع إلى 2,615 مليون دولار (+12% على أساس سنوي). نسبة التجميعي/المجمع تحسّنت إلى 100.4 في سبتمبر من 93.4 قبل عام (+7.0 نقاط). السياسات قيد التنفيذ ارتفعت بنحو ~12% على مستوى الشركة لتصل إلى 38,078 ألفاً.
Progressive (NYSE:PGR) 报告了截至2025年9月30日的九月和季度业绩。关键的月度/季度指标：净保费（已承保）在九月上涨至7,128百万美元（同比+8%），本季度为21,384百万美元（同比+10%）。净保费赚取在九月为6,827百万美元（同比+9%），本季度为20,849百万美元（同比+14%）。九月净利润为3.05亿美元（同比-48%），而季度净利润为26.15亿美元（同比+12%）。综合赔付率在九月恶化至100.4，较一年前的93.4点上升7.0点。有效保单数在全公司范围内约增长12%，达到38,078千份。
- Net premiums written +10% quarter to $21,384M
- Net premiums earned +14% quarter to $20,849M
- Companywide policies in force +12% to 38,078k
- Quarter net income +12% to $2,615M
- September net income -48% to $305M
- September combined ratio worsened by 7.0 pts to 100.4
Insights
Quarter shows revenue and earnings growth but monthly results and loss ratio warrant caution.
Progressive grew written premiums and earned premiums year-over-year with net premiums written of
Monthly trends show strain: September net income fell to
Key dependencies and risks include the persistence of the elevated monthly combined ratio and its potential effect on future quarterly underwriting margins, and volatility in investment gains which modestly supported quarterly earnings. Watch the next monthly commentary and the quarterly release for sequential combined-ratio trends, reserve development details, and whether underwriting deterioration in September reverses within the
MAYFIELD VILLAGE, OHIO, Oct. 15, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month and quarter ended September 30, 2025:
| September | Quarter | ||||||||||||||||
| (millions, except per share amounts and ratios; unaudited) | 2025 | 2024 | Change | 2025 | 2024 | Change | |||||||||||
| Net premiums written | $ | 7,128 | $ | 6,570 | 8 | % | $ | 21,384 | $ | 19,455 | 10 | % | |||||
| Net premiums earned | $ | 6,827 | $ | 6,263 | 9 | % | $ | 20,849 | $ | 18,297 | 14 | % | |||||
| Net income | $ | 305 | $ | 585 | (48 | ) | % | $ | 2,615 | $ | 2,334 | 12 | % | ||||
| Per share available to common shareholders | $ | 0.52 | $ | 0.99 | (48 | ) | % | $ | 4.45 | $ | 3.97 | 12 | % | ||||
| Total pretax net realized gains (losses) on securities | $ | 138 | $ | 121 | 14 | % | $ | 295 | $ | 288 | 2 | % | |||||
| Combined ratio | 100.4 | 93.4 | 7.0 | pts. | 89.5 | 89.0 | 0.5 | pts. | |||||||||
| Average diluted equivalent common shares | 588.2 | 587.7 | 0 | % | 588.2 | 587.6 | 0 | % | |||||||||
| September 30, | |||||
| (thousands; unaudited) | 2025 | 2024 | % Change | ||
| Policies in Force | |||||
| Personal Lines | |||||
| Agency – auto | 10,630 | 9,415 | 13 | ||
| Direct – auto | 15,619 | 13,388 | 17 | ||
| Special lines | 6,980 | 6,475 | 8 | ||
| Property | 3,651 | 3,460 | 6 | ||
| Total Personal Lines | 36,880 | 32,738 | 13 | ||
| Commercial Lines | 1,198 | 1,131 | 6 | ||
| Companywide | 38,078 | 33,869 | 12 | ||
See Progressive’s complete monthly earnings release, including the “Monthly Commentary,” for additional information.
About Progressive
Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it’s most convenient for them — online at progressive.com, by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.
Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers.
Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.
The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.
Company Contact:
Douglas S. Constantine
(440) 395-3707
investor_relations@progressive.com
The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
http://www.progressive.com
Download PDF: Progressive September 2025 Complete Earnings Release
FAQ
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