PNC Bank, N.A. Changes Prime Rate

PNC (NYSE: PNC) announced a change to its prime lending rate.

Rhea-AI Summary

PNC (NYSE: PNC) announced a change to its prime lending rate. The bank set a new prime rate of 6.75%, effective Dec. 11, 2025.

The announcement identifies PNC Bank, National Association as a member of The PNC Financial Services Group and summarizes the bank's retail, business, corporate and wealth management services.

Argus Dec 11 session

+2.18% close to close Open Argus

Details

News Market Reaction – PNC

On Dec 11, the first trading day after this news, PNC closed 2.18% above the previous close.

Data tracked by StockTitan Argus for the Dec 11 session.

Market Context

This announcement detailed PNC’s decision to set its prime lending rate at 6.75%, effective Dec. 11,...

Analysis

This announcement detailed PNC’s decision to set its prime lending rate at 6.75%, effective Dec. 11, 2025. It followed a series of operational and marketing updates, including a crypto-trading launch and community initiatives. Investors monitoring PNC may focus on how this rate level interacts with upcoming earnings, loan growth trends, and credit quality metrics, while keeping an eye on management commentary from scheduled investor conferences and calls.

Key Figures

Prime lending rate: 6.75% Share price: $206.97 Daily price change: 2.38% +4 more

Prime lending rate

6.75%

New PNC prime rate effective Dec. 11, 2025

Share price

$206.97

Last close before prime rate news

Daily price change

2.38%

Change over prior 24 hours

Trading volume

2,221,877 shares

Today vs 20-day average of 1,959,390

52-week high

$209.16

Pre-news 52-week high level

52-week low

$145.12

Pre-news 52-week low level

Market capitalization

$79,274,830,870

Equity value before this announcement

Historical Context

5 past events · Latest: Dec 09

5 events

1. Dec 09

   Crypto service launch

   24h Move

   +2.3%

   Launch of direct spot bitcoin trading for eligible Private Bank clients.

2. Dec 08

   Marketing/community event

   24h Move

   -0.1%

   Community-focused Mane St. Branch pop-up with promotional activities.

3. Dec 05

   Earnings call notice

   24h Move

   -0.2%

   Announcement of Q4 and full-year 2025 earnings release and investor call.

4. Nov 25

   Conference presentation

   24h Move

   +2.2%

   Executives scheduled to discuss performance and strategy at a conference.

5. Nov 24

   Economic index update

   24h Move

   +0.8%

   Release of PNC’s 2025 Christmas Price Index economic commentary.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

prime lending rate, asset-based lending

2 terms

prime lending rate financial

"announced a decrease in its prime lending rate. The new rate of 6.75%"

The prime lending rate is the interest rate banks typically charge their most creditworthy customers for loans; think of it as the store price that lenders offer to their best buyers. It matters to investors because many consumer and business loan rates, mortgages and corporate borrowing costs are tied to that rate, so changes act like a ripple that affects company profits, consumer spending and overall market valuations.

asset-based lending financial

"including corporate banking, real estate finance and asset-based lending; wealth"

Asset-based lending is a type of loan where a borrower uses tangible assets — such as inventory, accounts receivable, equipment, or real estate — as collateral to secure credit. For investors, it matters because the quality and liquidity of the pledged assets affect the lender’s risk and the borrower’s borrowing capacity; like borrowing against items in a pawnshop, stronger assets generally mean safer loans and clearer recovery options if the borrower defaults.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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PITTSBURGH, Dec. 10, 2025 /PRNewswire/ -- PNC Bank, N.A. announced a decrease in its prime lending rate. The new rate of 6.75% is effective tomorrow, Dec. 11, 2025.

PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com.

CONTACT:

Kristen Pillitteri
(412) 762.4550
kristen.pillitteri@pnc.com 

View original content to download multimedia:https://www.prnewswire.com/news-releases/pnc-bank-na-changes-prime-rate-302638547.html

SOURCE PNC Bank

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What prime rate did PNC (PNC) set on Dec. 10, 2025?

PNC set its new prime lending rate at 6.75%.

When does PNC's new prime rate of 6.75% take effect?

The new prime rate of 6.75% is effective Dec. 11, 2025.

Which PNC entity announced the change to the prime rate on Dec. 10, 2025?

The change was announced by PNC Bank, National Association, a member of The PNC Financial Services Group.

Where can investors find more information about PNC after the Dec. 10, 2025 announcement?

Investors can visit www.pnc.com for more information.

Who is the contact for the PNC prime rate announcement on Dec. 10, 2025?

Contact listed is Kristen Pillitteri with phone (412) 762.4550 and the provided email.