Jaris Expands Paysafe Partnership to Bring Instant Payouts to US SMBs

Rhea-AI Summary

Jaris expanded its partnership with Paysafe (NYSE: PSFE) to offer Jaris Instant Payouts to tens of thousands of U.S. SMBs in Paysafe's merchant network. The integration delivers near-real-time, push-to-card funding, a single application for loans and payouts with approval within 1 business day, and transparent per-transaction pricing. Jaris cites over $1 billion in capital capacity to support growth.

Positive

• Available to tens of thousands of U.S. Paysafe SMB merchants
• $1 billion in capital capacity to support funding demand
• Instant access to eligible funds via push-to-card, removing settlement delays
• Single application with approval within 1 business day for loans and payouts
• Integrated with Paysafe to drive ISO/agent revenue and merchant retention

Negative

• None.

Key Figures

Capital capacity: Over $1 billion Approval time: 1 business day

2 metrics

Capital capacity Over $1 billion Jaris embedded finance platform capacity mentioned in partnership release

Approval time 1 business day Approval timeline for single application covering instant payouts and loans

Market Reality Check

Price: $6.47 Vol: Volume 395,258 is below t...

normal vol

$6.47 Last Close

Volume Volume 395,258 is below the 20-day average of 500,203, suggesting a moderate pre-news activity level. normal

Technical Shares at $6.47 are well below the 200-day MA of $11.15 and 69.21% under the 52-week high, near the 52-week low.

Peers on Argus

PSFE was up 3.69% while peers were mixed (e.g., CTLP +0.5%, SABR -6.33%, EXOD -1...

PSFE was up 3.69% while peers were mixed (e.g., CTLP +0.5%, SABR -6.33%, EXOD -1.2%), indicating a stock-specific setup rather than a coordinated sector move.

Previous Partnership Reports

5 past events · Latest: Jan 16 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 16	Strategic partnership	Positive	-7.3%	Pay.com partnership to make Paysafe a recommended acquirer and add wallets.
Sep 22	Trading partnership	Positive	-1.4%	CMC Markets deal adding Skrill and Neteller as first alternative methods.
May 09	SMB growth partnership	Positive	+0.6%	Expanded Fiserv partnership for SMB capital access, fraud tools, wallet.
Oct 29	Banking partnership	Positive	+1.1%	Deutsche Bank tie-up to enable cash services via Paysafecash barcodes.
Oct 07	iGaming partnership	Positive	-2.6%	Strategic GiG partnership making Paysafe the endorsed payments platform.

Pattern Detected

Partnership announcements have produced mixed reactions, with a slight skew toward negative moves (average -1.91%) and more divergence than alignment between positive news and price.

Recent Company History

Over the past year, Paysafe has repeatedly used partnerships to expand its payment reach and product set. Deals with Pay.com, CMC Markets, Fiserv, Deutsche Bank, and GiG broadened acquiring options, digital wallets, and local payment methods across regions and verticals. Price reactions around these announcements have been modest and often negative despite strategically positive narratives, suggesting investors have not consistently rewarded partnership news, even when it enhanced SMB access, trading capabilities, or wallet functionality.

Historical Comparison

-1.9% avg move · In the past 5 partnership announcements, PSFE’s average move was -1.91%, with more negative than pos...

partnership

-1.9%

Average Historical Move partnership

In the past 5 partnership announcements, PSFE’s average move was -1.91%, with more negative than positive reactions despite strategically expansive deals.

Partnerships show a progression from gaming and trading to SMB-focused solutions and banking access, consistently using third-party platforms to widen Paysafe’s payments footprint.

Market Pulse Summary

This announcement extends Paysafe’s SMB offering by adding Jaris Instant Payouts, giving U.S. mercha...

Analysis

This announcement extends Paysafe’s SMB offering by adding Jaris Instant Payouts, giving U.S. merchants real-time access to processed card funds and integrated lending in a single application approved within 1 business day. Historically, similar partnership news has produced modest and often negative share moves, with an average of -1.91%. Investors may watch how quickly “tens of thousands” of SMBs adopt the service, how effectively over $1 billion of Jaris capacity is deployed, and how this complements upcoming earnings disclosures.

Key Terms

embedded finance, working capital, liquidity

3 terms

embedded finance financial

"Jaris, a leading embedded finance platform, today announced that its Jaris Instant Payouts solution..."

Embedded finance integrates financial services directly into the products or platforms people use daily, such as online shopping or business software. It allows users to access services like payments, loans, or insurance seamlessly within those platforms, making transactions faster and more convenient. For investors, it represents a way for companies to generate new revenue streams and deepen customer relationships through integrated financial offerings.

working capital financial

"democratizing real-time access to working capital for SMBs."

Working capital is the money a business has available to cover its daily expenses, like paying bills and buying supplies. It’s like the cash in your wallet that helps you handle everyday costs; having enough ensures the business can operate smoothly without running into money shortages.

liquidity financial

"while solving a critical liquidity gap for merchants."

Liquidity is how easily and quickly an asset or investment can be converted into cash without losing value. It matters to investors because higher liquidity means they can access their money quickly if needed, while lower liquidity can make it harder to sell assets promptly or at a fair price, potentially creating financial challenges. Think of it like trying to sell a common item versus a rare collectible—it's much easier to sell the common item fast.

AI-generated analysis. Not financial advice.

Embedded finance platform delivers integrated credit and liquidity solutions across Paysafe's U.S. network of small and medium-sized businesses

BURLINGAME, Calif., Feb. 19, 2026 /PRNewswire/ -- Jaris, a leading embedded finance platform, today announced that its Jaris Instant Payouts solution is now available to tens of thousands of small and medium-sized businesses (SMBs) in the U.S. merchant network of Paysafe (NYSE: PSFE), a global payments platform. The companies' expanded partnership marks a significant milestone in democratizing real-time access to working capital for SMBs.

By integrating Instant Payouts into Paysafe's extensive payment ecosystem for U.S. SMBs, merchants can now access a unified suite of Jaris-powered tools—including growth capital and instant funding—to capitalize on time-sensitive opportunities. The solution provides immediate access to eligible funds, eliminating the traditional settlement delays and allowing merchants to receive funds instantly from processed card transactions.

Jaris offers a multi-product financial solution:

• Funding in minutes – Near-real time processing via secure push-to-card technology
• Available anytime – Accessible every day, including nights, weekends, and holidays
• Transparent pricing – Simple, per-transaction fee with no hidden costs
• Single application – One form for both instant payouts and loans, approved within 1 business day

"Our expanded partnership with Paysafe demonstrates the power of a multi-product embedded finance strategy for the U.S. SMB space," said Chris Aristides, CEO at Jaris. "By enabling Business Loans and Instant Payouts to work together, we are helping Paysafe's ISO and Agent partners to deliver a sophisticated financial ecosystem that drives merchant loyalty and significant new revenue streams."

Tyler Nowell, SVP of SMB Sales at Paysafe, said: "We're delighted to expand our partnership with Jaris to integrate Jaris Instant Payouts. The solution will allow our ISO and Agent partners in the U.S. card-present SMB space to drive new revenue and increase retention, while solving a critical liquidity gap for merchants. By combining real-time funding with our existing working capital loans, Jaris Instant Payouts delivers an impressive toolkit for merchants' daily operations and helps better position their businesses for long-term growth."

Jaris Instant Payouts is already receiving positive feedback from Paysafe merchant customers that have leveraged the solution. Jonathan Crawford, owner of the independent bar-and-grill restaurant Bad Habits in El Paso, Texas, shared: "Instant Payouts has been a game-changer for my business. When I need extra cash for payroll or supplies – especially on Fridays when I'm waiting until Monday for deposits—I can access my funds immediately. The application was simple, and the minimal fee is absolutely worth the peace of mind."

The Paysafe integration builds on Jaris's broader embedded finance platform, which includes Instant Payouts, Business Loans,* and Banking Services.* With over $1 billion in capital capacity and a proven track record of serving payment partners, Jaris is positioned to support continued growth in embedded finance adoption across the payments industry.

Paysafe merchants can access Instant Payouts through their existing merchant portal, with funds delivered to their own business bank accounts or linked debit cards for a transparent fee. For more information about Jaris and partnership opportunities, visit jaris.com.

About Jaris

Jaris is a leading embedded finance platform and technology service provider that empowers payments and software companies to launch personalized financial products for their small and medium-sized business (SMB) customers. With over $1 billion in capital capacity and a best-in-class compliance program, Jaris offers scalable, secure, and profitable solutions that enhance SMB access to financial products while helping partners increase retention, revenue, and enterprise value.

Jaris is a technology company, not a bank. All banking services and credit products are provided by First Internet Bank, Member FDIC. Learn more at jaris.com.

About Paysafe

Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions.

With 30 years of online payment experience, an annualized transactional volume of $152 billion in 2024, and approximately 3,000 employees located in 12+ countries, Paysafe connects businesses and consumers across 260 payment types in 48 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.

Further information is available at www.paysafe.com.

Media Contact
media@jaris.io

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SOURCE Jaris

FAQ

What does Jaris' expanded partnership with Paysafe (PSFE) mean for U.S. SMBs?

It gives tens of thousands of Paysafe SMBs access to instant funding and loans. According to Jaris, merchants can get near-real-time payouts and access growth capital through a unified application and transparent per-transaction pricing.

How fast can Paysafe merchants receive funds using Jaris Instant Payouts?

Merchants can receive eligible funds near real time via push-to-card processing. According to Jaris, payouts are available any day, including nights, weekends, and holidays, removing typical settlement delays.

Will Paysafe merchants need separate applications for Jaris loans and payouts (PSFE)?

No, a single application covers both instant payouts and business loans. According to Jaris, the single form can result in approval within one business day, streamlining access to liquidity.

How is pricing structured for Jaris Instant Payouts through Paysafe (PSFE)?

Pricing is a simple per-transaction fee with no hidden costs. According to Jaris, fees are transparent and funds are delivered to merchants' bank accounts or linked debit cards for a clear charge.

What scale of funding capacity does Jaris bring to the Paysafe (PSFE) network?

Jaris reports more than $1 billion in capital capacity to support embedded finance needs. According to Jaris, that capacity underpins growth capital, business loans, and instant payout availability across the network.

How might Jaris Instant Payouts affect Paysafe ISOs and agents (PSFE)?

The integration can create new revenue and improve retention for ISOs and agents. According to Paysafe, the combined toolkit helps address merchant liquidity gaps and supports daily operations and longer-term positioning.