State Bank of Texas Launches New Digital Banking Platform Powered by Alkami

Rhea-AI Summary

Alkami Technology (Nasdaq: ALKT) announced that State Bank of Texas went live on Alkami's Digital Banking Platform on February 19, 2026, providing a unified consumer and business digital experience.

The rollout adds mobile check deposit, real-time alerts, card controls, and business banking tools, aimed at improving convenience, security, and scalability for SBT customers.

Key Figures

J.D. Power certification years: 2024 and 2025

1 metrics

J.D. Power certification years 2024 and 2025 Certified for "Outstanding Mobile Banking Platform Experience"

Market Reality Check

Price: $16.80 Vol: Volume 2,065,804 vs 20-da...

normal vol

$16.80 Last Close

Volume Volume 2,065,804 vs 20-day average 2,220,882 suggests typical interest into this news. normal

Technical Price 16.80 is below 200-day MA at 24.27, reflecting a longer-term downtrend despite this positive announcement.

Peers on Argus

ALKT is up while key peers show mixed moves (e.g., NATL -0.8%, AGYS -1.3%, RNG +...

ALKT is up while key peers show mixed moves (e.g., NATL -0.8%, AGYS -1.3%, RNG +1.83%, DAVE +1.84%), indicating a stock-specific reaction to this digital banking win.

Common Catalyst Several application software peers also had product-focused news, but price moves are not uniformly aligned, pointing to company-specific rather than sector-wide drivers.

Historical Context

5 past events · Latest: Feb 13 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Feb 13	Webinar announcement	Positive	+1.9%	Webinar on using clean transaction data to drive better insights.
Feb 10	Earnings timing	Neutral	+1.0%	Announcement of Q4 2025 earnings release and conference call date.
Feb 04	Partnership news	Positive	+1.7%	MANTL partnership to modernize and automate account opening workflows.
Feb 03	Conference agenda	Positive	-12.3%	Release of Alkami Co:lab 2026 agenda and partner sessions details.
Jan 27	Research report	Positive	-1.2%	Publication of top 10 trends in business and commercial banking.

Pattern Detected

Recent product and thought-leadership news has often been followed by modest moves, with occasional sharp selloffs even on seemingly positive updates.

Recent Company History

Over the past month, Alkami has issued a series of product, partnership, and marketing announcements. A webinar on transaction data (Feb 13) and an upcoming earnings date (Feb 10) both saw small positive moves. A partnership-related update on Feb 4 also coincided with gains. However, agenda details for Alkami Co:lab 2026 on Feb 3 and a trends report on Jan 27 were followed by declines, including a -12.29% drop, showing that seemingly positive news does not always translate into upside.

Market Pulse Summary

This announcement highlights Alkami’s role in powering State Bank of Texas’s new digital banking pla...

Analysis

This announcement highlights Alkami’s role in powering State Bank of Texas’s new digital banking platform, adding another live deployment to its footprint. It reinforces prior themes of modern digital experiences and J.D. Power–recognized mobile capabilities in 2024 and 2025. In context of recent product, partnership, and thought-leadership news, investors may watch how this and similar bank wins translate into revenue growth, contract momentum, and upcoming earnings performance.

Key Terms

digital banking platform

1 terms

digital banking platform technical

"State Bank of Texas (SBT) has successfully gone live on Alkami's Digital Banking Platform (Platform)"

A digital banking platform is the software and online services that let customers open accounts, make payments, get loans and manage money through websites or mobile apps instead of visiting a branch. For investors, it matters because a strong platform can attract and keep customers, lower operating costs, and enable new revenue streams—think of it as a bank’s digital storefront that determines how easily people use and stick with its services.

AI-generated analysis. Not financial advice.

Modern Platform expands digital capabilities for both consumer and business clients, improving convenience, security, and long‑term scalability

PLANO, Texas, Feb. 19, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that State Bank of Texas (SBT) has successfully gone live on Alkami's Digital Banking Platform (Platform), delivering a modern and intuitive experience for both retail and business banking customers.

By partnering with Alkami, SBT is improving how customers manage their finances with a digital experience that's easy to use and built for everyday banking. Customers now have access to features like mobile check deposit, real-time alerts, card controls, and straightforward tools for business banking, making it easier to bank securely and stay in control.

"Partnering with Alkami has empowered State Bank of Texas to deliver a modern, secure, and intuitive digital banking experience that truly puts our customers first," said John Hutcherson, senior vice president of operations at SBT. "This upgrade isn't just about technology; it's about transforming how our customers interact with their finances. From seamless mobile check deposits and real-time alerts to enhanced card controls and streamlined business banking tools, Alkami's Platform allows us to offer convenience, security, and control like never before. We're proud to provide a smarter, more personalized banking journey that meets the evolving needs of our customers and positions us for continued growth."

With one Platform supporting both consumer and business banking, SBT can offer a consistent experience across customers while still having the flexibility to grow and adapt over time. The move reflects the bank's focus on putting customers first and investing in its digital future.

"It's been great working with State Bank of Texas on this launch," said Taylor Adkins, vice president of product management at Alkami. "They had a clear focus on what would make banking easier for their customers, and this Platform gives them the flexibility to deliver that now and as their needs evolve."

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

Alkami has been certified by J.D. Power in 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience."¹

About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

About State Bank of Texas
State Bank of Texas (SBT), headquartered in Irving, Texas, is a family‑owned community bank specializing in personalized financial services for individuals, small businesses, and commercial clients. Founded in 1987, SBT has grown to become one of the nation's leading hospitality‑focused banks, consistently ranking among the top-performing community banks in the United States.

With a strong commitment to relationship banking, SBT delivers responsive service, local decision‑making, and innovative digital tools that empower customers to manage their finances with confidence. As the bank continues to expand, its mission remains rooted in providing safe, reliable, and customer‑first banking to the communities it serves.

To learn more, visit https://sbt.bank

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

________________________________________ 1J.D. Power 2025 Mobile App Platform Certification Program℠ recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards.

View original content to download multimedia:https://www.prnewswire.com/news-releases/state-bank-of-texas-launches-new-digital-banking-platform-powered-by-alkami-302691843.html

SOURCE Alkami Technology, Inc.

FAQ

What did Alkami announce about State Bank of Texas on February 19, 2026 (ALKT)?

Alkami announced that State Bank of Texas went live on its Digital Banking Platform on February 19, 2026. According to Alkami, the launch delivers integrated consumer and business features like mobile deposit, real-time alerts, and enhanced card controls.

How will the Alkami platform affect State Bank of Texas customers (ALKT)?

Customers gain modern digital features such as mobile check deposit, card controls, and real-time alerts. According to Alkami, these tools are intended to increase convenience, security, and consistency across retail and business banking experiences.

Which features did Alkami highlight in the State Bank of Texas launch (ALKT)?

Highlighted features include mobile check deposit, real-time alerts, card controls, and streamlined business banking tools. According to Alkami, the Platform supports both consumer and business workflows on a single system for consistent service.

Does the Alkami rollout for State Bank of Texas change the bank's digital strategy (ALKT)?

The rollout signals a commitment to a unified digital experience for retail and business clients. According to Alkami, the Platform gives SBT flexibility to grow and adapt its digital services over time.

Has Alkami received any industry recognition relevant to the SBT launch (ALKT)?

Alkami was certified by J.D. Power in 2024 and 2025 for an outstanding mobile banking platform experience. According to Alkami, this recognition supports its claims of delivering a high-quality digital user experience.

Where can investors learn more about Alkami's Digital Banking Platform and the SBT launch (ALKT)?

Investors can review Alkami's platform materials and product pages for details on features and use cases. According to Alkami, additional information about Anticipatory Banking and the Digital Sales & Service Platform is available via its website.